Baroda BNP Paribas Gilt Fund

Q: What are the returns of this mutual fund scheme?

The Baroda BNP Paribas Gilt Fund is a 23 yrs 9 m old fund and has delivered average annual returns of 6.31% since inception. Baroda BNP Paribas Gilt Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 5.38% 7.34% 5.14% 6.47% 6.31%

Q: How much does this mutual fund charge as expense ratio?

The Baroda BNP Paribas Gilt Fund has an expense ratio of 0.45% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Dec 04, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹42.8387+0.02% 1 day change	6.31% p.a.	App exclusive #NA View Ranked Funds	₹1,342 Cr

Historical NAV & returns

NAV: ₹42.8387 as on Dec 04, 2025

This fund Category average

Baroda BNP Paribas Gilt Fund overview

AUM (Fund size)	₹1,342 Cr
Exit load	0%
Lock-in Period	Nil
Age	23 yrs 9 m since Feb 14, 2002
Benchmark	CRISIL Dynamic Gilt Index
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	0.45% as on Nov 30, 2025
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Baroda BNP Paribas Gilt Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Asset allocationas on Oct 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 97.05%

Cash & Call Money 2.95%

Top Debt Holdings

GOI 72.1%

Gujarat State 11.27%

Maharashtra State 8.0%

Karnataka State 5.68%

Allocation by Instruments

GOI Securities 72.1%

State Development Loan 24.95%

Net Receivables 1.49%

CBLO 1.46%

Other Holdings

Others 1.49%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Baroda BNP Paribas Gilt Fund	0.06%	-0.86%	5.38%	7.34%	5.14%	6.47%
SBI Magnum Gilt Fund	0.18%	-0.92%	4.7%	7.0%	5.72%	7.74%
SBI Magnum Gilt Fund	0.18%	-0.92%	4.7%	7.0%	5.72%	7.74%
SBI Magnum Gilt Fund	0.18%	-0.9%	4.72%	7.01%	5.72%	7.75%
Axis Gilt Fund	-0.05%	-0.82%	4.82%	7.18%	5.37%	7.12%
ICICI Prudential Gilt Fund	0.1%	0.54%	6.39%	7.57%	6.08%	7.87%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Baroda BNP Paribas Gilt Fund	2.68	0.74	0.4	0.53
SBI Magnum Gilt Fund	3.05	0.84	0.26	0.35
SBI Magnum Gilt Fund	3.05	0.84	0.26	0.35
SBI Magnum Gilt Fund	3.05	0.84	0.26	0.36
Axis Gilt Fund	2.99	0.82	0.3	0.45
ICICI Prudential Gilt Fund	1.93	0.49	0.62	0.74

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Baroda BNP Paribas Gilt Fund	N.A.	1,342 Cr	23 yrs 9 m	0.45%
SBI Magnum Gilt Fund	N.A.	11,055 Cr	22 yrs	0.95%
SBI Magnum Gilt Fund	N.A.	11,055 Cr	25 yrs	0.95%
SBI Magnum Gilt Fund	N.A.	11,055 Cr	22 yrs	0.95%
Axis Gilt Fund	N.A.	576 Cr	13 yrs 11 m	0.82%
ICICI Prudential Gilt Fund	N.A.	9,146 Cr	26 yrs 4 m	1.1%

View all Gilt funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.16 vs. 1.35 Underperformed at beating benchmark
Sharpe	0.4 vs. 1.91 Poor risk-adjusted returns
Beta	0.74 vs. 0.42 More sensitive to market's ups & downs
Standard deviation	2.68 vs. 2.63 More volatile performance

Compare Baroda BNP Paribas Gilt Fund in detail with

About this fund

About Baroda BNP Paribas Gilt Fund

Baroda BNP Paribas Gilt Fund is a Gilt mutual fund scheme from Baroda Bnp Paribas Mutual Fund. This fund has been in existence for 23 yrs 9 m, having been launched on 14/02/2002. Baroda BNP Paribas Gilt Fund has ₹1,342 Crores worth of assets under management (AUM) as on 31/10/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Baroda BNP Paribas Gilt Fund as of 04/12/2025 is ₹42.84. The fund has an expense ratio of 0.45%, which is close to what most other Gilt funds charge.

Baroda BNP Paribas Gilt Fund returns of last 1-year are 5.19%. Since launch, it has delivered 6.32% average annual returns. The fund has doubled the money invested in it every 11 yrs.
Baroda BNP Paribas Gilt Fund scheme's ability to deliver returns consistently is higher than most funds of its category. Its ability to control losses in a falling market is high.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, Gujarat State, Maharashtra State, Karnataka State.

...

Fund AUM	1,342 Cr as on Oct 31, 2025
Scheme document	View Scheme Document

Fund managers

Prashant R Pimple

Mr. Pimple is a MBA (Finance) and CTM. Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with JM Mutual Fund, Nippon India Mutual Fund, Fidelity Mutual Fund, ICICI Bank, Bank of Bahrain & Kuwait, Saraswat Co-op Bank Ltd. and SIDBI.

Gurvinder Singh Wasan

Mr. Wasan is a Chartered Accountant, CFA and Master of Commerce from Mumbai University. Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with JM Mutual, Principal Mutual Fund, Crisil Ltd. and ICICI Bank Ltd.

Investment objective

The scheme aims to generate income by investing in a portfolio of government securities. The corpus will be invested in sovereign securities issued by Central and State governments.

Baroda BNP Paribas Mutual Fund details

No. of schemes	41 view all schemes
Total AUM	50,753 Cr as on Sep 30, 2025
Address	BNP Paribas House, 7th Floor, G-Block, Bandra Kurla Complex, Bandra Mumbai, 400051
Phone	022-33704000

More funds from Baroda BNP Paribas Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Baroda BNP Paribas Corporate Bond Fund	N.A.	437 Cr	8.68%	7.99%
Baroda BNP Paribas Credit Risk Fund	N.A.	199 Cr	8.16%	7.9%
Baroda BNP Paribas Short Duration Fund	N.A.	301 Cr	7.7%	7.43%
Baroda BNP Paribas NIFTY SDL December 2028 Index Fund	N.A.	30 Cr	7.95%	N.A.
Baroda BNP Paribas Ultra Short Duration Fund	N.A.	1,207 Cr	7.11%	7.26%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Baroda BNP Paribas Gilt Fund?

The current Net Asset Value (NAV) of the Baroda BNP Paribas Gilt Fund plan is approximately ₹42.8387 as of Dec 04, 2025.

What are the returns of this mutual fund scheme?

The Baroda BNP Paribas Gilt Fund is a 23 yrs 9 m old fund and has delivered average annual returns of 6.31% since inception.

Baroda BNP Paribas Gilt Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
5.38%	7.34%	5.14%	6.47%	6.31%

How much does this mutual fund charge as expense ratio?

The Baroda BNP Paribas Gilt Fund has an expense ratio of 0.45%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Baroda BNP Paribas Gilt Fund currently has assets under management (AUM) or fund size valued at approximately 1,342 Cr as on Oct 31, 2025.

To whom does Baroda BNP Paribas Gilt Fund lend to?

The top 3 debt holdings of Baroda BNP Paribas Gilt Fund are as follows

Holding Name	Percentage of Portfolio
GOI	72.1%
Gujarat State	11.27%
Maharashtra State	8.0%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Baroda BNP Paribas Gilt Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	97.05%
Cash & Call Money	2.95%

What is risk level of Baroda BNP Paribas Gilt Fund?

This is a Gilt fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Baroda BNP Paribas Gilt Fund?

Redeeming your investments in the Baroda BNP Paribas Gilt Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Gilt

#NA

Return Outperformance: This fund has generated highest return amongst Gilt funds in the last 5 Years.
Exit Load: This fund has no exit load.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.