Baroda BNP Paribas NIFTY SDL December 2028 Index Fund

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹12.2718-0.02% 1 day change	8.22% p.a.	App exclusive #NA View Ranked Funds	₹29 Cr

Historical NAV & returns

NAV: ₹12.2718 as on Oct 20, 2025

This fund Category average

Baroda BNP Paribas NIFTY SDL December 2028 Index Fund overview

AUM (Fund size)	₹29 Cr
Exit load	0%
Lock-in Period	Nil
Age	2 yrs 7 m since Mar 14, 2023
Benchmark	Nifty SDL Dec 2028
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	0.49% as on Sep 30, 2025
Plan type	Regular
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Baroda BNP Paribas NIFTY SDL December 2028 Index Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 24, 2025

Period	This fund	Category average
1 Month	0.59%	0.62%
3 Months	0.37%	1.07%
6 Months	2.78%	2.95%
1 Year	7.92%	7.86%
2 Years	8.71%	8.53%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 95.41%

Cash & Call Money 4.59%

Top Debt Holdings

Maharashtra State 45.38%

Tamilnadu State 28.46%

Karnataka State 12.48%

Gujarat State 9.09%

Allocation by Instruments

State Development Loan 95.41000000000001%

CBLO 2.6%

Net Receivables 1.99%

Other Holdings

Others 1.99%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Baroda BNP Paribas NIFTY SDL December 2028 Index Fund	0.59%	2.78%	7.92%	N.A.	N.A.	N.A.
BHARAT Bond FOF - April 2030	1.03%	3.55%	8.71%	8.53%	6.59%	4.45%
BHARAT Bond FOF - April 2031	1.32%	3.63%	8.8%	8.79%	6.53%	3.33%
Kotak Nifty G-Sec July 2033 Index Fund	0.68%	2.16%	8.51%	6.11%	3.62%	1.8%
HDFC NIFTY G-Sec Jun 2036 Index Fund	0.63%	1.14%	7.83%	7.95%	4.7%	2.32%
SBI CRISIL IBX Gilt Index - June 2036 Fund	0.63%	1.1%	7.7%	8.79%	5.34%	2.63%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Baroda BNP Paribas NIFTY SDL December 2028 Index Fund	N.A.	N.A.	N.A.	N.A.
BHARAT Bond FOF - April 2030	2.07	4.3	0.84	1.71
BHARAT Bond FOF - April 2031	2.36	4.52	0.81	1.35
Kotak Nifty G-Sec July 2033 Index Fund	N.A.	N.A.	N.A.	N.A.
HDFC NIFTY G-Sec Jun 2036 Index Fund	N.A.	N.A.	N.A.	N.A.
SBI CRISIL IBX Gilt Index - June 2036 Fund	N.A.	N.A.	N.A.	N.A.

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Baroda BNP Paribas NIFTY SDL December 2028 Index Fund	N.A.	29 Cr	2 yrs 7 m	0.49%
BHARAT Bond FOF - April 2030	N.A.	9,601 Cr	5 yrs 10 m	0.08%
BHARAT Bond FOF - April 2031	N.A.	4,731 Cr	5 yrs 3 m	0.08%
Kotak Nifty G-Sec July 2033 Index Fund	N.A.	21 Cr	2 yrs 1 m	0.39%
HDFC NIFTY G-Sec Jun 2036 Index Fund	N.A.	966 Cr	2 yrs 7 m	0.38%
SBI CRISIL IBX Gilt Index - June 2036 Fund	N.A.	2,709 Cr	3 yrs 1 m	0.49%

View all Target Maturity funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare Baroda BNP Paribas NIFTY SDL December 2028 Index Fund in detail with

About this fund

About Baroda BNP Paribas NIFTY SDL December 2028 Index Fund

Baroda BNP Paribas NIFTY SDL December 2028 Index Fund is a Target Maturity mutual fund scheme from Baroda Bnp Paribas Mutual Fund. This fund has been in existence for 2 yrs 7 m, having been launched on 14/03/2023. Baroda BNP Paribas NIFTY SDL December 2028 Index Fund has ₹29 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Baroda BNP Paribas NIFTY SDL December 2028 Index Fund as of 20/10/2025 is ₹12.27. The fund has an expense ratio of 0.49%, which is higher than what most other Target Maturity funds charge.

Baroda BNP Paribas NIFTY SDL December 2028 Index Fund returns of last 1-year are 7.96%. Since launch, it has delivered 8.26% average annual returns.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in Maharashtra State, Tamilnadu State, Karnataka State, Gujarat State.

...

Fund AUM	29 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Vikram Pamnani

Mr. Pamnani holds PGDM in Finance. Prior to joining Baroda BNP Paribas Mutual Fund, he worked with Essel Finance AMC Ltd. as Fund Manager, Canara Robeco AMC Ltd. as Fixed Income Dealer & Deutsche Bank as Process Executive.

Gurvinder Singh Wasan

Mr. Wasan is a Chartered Accountant, CFA and Master of Commerce from Mumbai University. Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with JM Mutual, Principal Mutual Fund, Crisil Ltd. and ICICI Bank Ltd.

Investment objective

The scheme seeks to provide investment returns closely corresponding to the total returns of the securities as represented by the Nifty SDL December 2028 Index before expenses, subject to tracking errors, fees and expenses.

Baroda BNP Paribas Mutual Fund details

No. of schemes	41 view all schemes
Total AUM	50,753 Cr as on Sep 30, 2025
Address	BNP Paribas House, 7th Floor, G-Block, Bandra Kurla Complex, Bandra Mumbai, 400051
Phone	022-33704000

More funds from Baroda BNP Paribas Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Baroda BNP Paribas Corporate Bond Fund	N.A.	434 Cr	8.73%	8.03%
Baroda BNP Paribas Credit Risk Fund	N.A.	196 Cr	8.23%	7.95%
Baroda BNP Paribas Gilt Fund	N.A.	1,313 Cr	6.95%	7.88%
Baroda BNP Paribas Short Duration Fund	N.A.	272 Cr	7.92%	7.56%
Baroda BNP Paribas Ultra Short Duration Fund	N.A.	1,258 Cr	7.14%	7.29%
Baroda BNP Paribas Money Market Fund	N.A.	2,937 Cr	7.45%	7.19%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Baroda BNP Paribas NIFTY SDL December 2028 Index Fund?

The current Net Asset Value (NAV) of the Baroda BNP Paribas NIFTY SDL December 2028 Index Fund plan is approximately ₹12.2718 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Baroda BNP Paribas NIFTY SDL December 2028 Index Fund is a 2 yrs 7 m old fund and has delivered average annual returns of 8.22% since inception.

Baroda BNP Paribas NIFTY SDL December 2028 Index Fund Returns

1-Year	Since Inception
7.92%	8.22%

How much does this mutual fund charge as expense ratio?

The Baroda BNP Paribas NIFTY SDL December 2028 Index Fund has an expense ratio of 0.49%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Baroda BNP Paribas NIFTY SDL December 2028 Index Fund currently has assets under management (AUM) or fund size valued at approximately 29 Cr as on Sep 30, 2025.

To whom does Baroda BNP Paribas NIFTY SDL December 2028 Index Fund lend to?

The top 3 debt holdings of Baroda BNP Paribas NIFTY SDL December 2028 Index Fund are as follows

Holding Name	Percentage of Portfolio
Maharashtra State	45.38%
Tamilnadu State	28.46%
Karnataka State	12.48%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Baroda BNP Paribas NIFTY SDL December 2028 Index Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	95.41%
Cash & Call Money	4.59%

What is risk level of Baroda BNP Paribas NIFTY SDL December 2028 Index Fund?

This is a Target Maturity fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Baroda BNP Paribas NIFTY SDL December 2028 Index Fund?

Redeeming your investments in the Baroda BNP Paribas NIFTY SDL December 2028 Index Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Target Maturity

#NA

Return Outperformance: This fund has generated highest return amongst Target Maturity funds in the last 2 Years.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.