Q: What are the returns of Bank of India Multi Asset Allocation Fund?

The Bank of India Multi Asset Allocation Fund is a 1 yrs 5 m old fund and has delivered average annual returns of 11.14% since inception. Bank of India Multi Asset Allocation Fund Returns 1-Year Since Inception 6.38% 11.14%

Question 1

What is the current NAV of Bank of India Multi Asset Allocation Fund?

Accepted Answer

The current Net Asset Value (NAV) of the Bank of India Multi Asset Allocation Fund - Direct Growth plan is approximately ₹11.6124 as of Jul 21, 2025.

Question 2

What are the returns of Bank of India Multi Asset Allocation Fund?

Accepted Answer

The Bank of India Multi Asset Allocation Fund is a 1 yrs 5 m old fund and has delivered average annual returns of 11.14% since inception.

Bank of India Multi Asset Allocation Fund Returns

1-Year	Since Inception
6.38%	11.14%

Question 3

How much does Bank of India Multi Asset Allocation Fund charge as the expense ratio?

Accepted Answer

The Bank of India Multi Asset Allocation Fund - Direct Growth has an expense ratio of 0.92%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

Question 4

What is the AUM or size of Bank of India Multi Asset Allocation Fund?

Accepted Answer

The Bank of India Multi Asset Allocation Fund currently has assets under management (AUM) or fund size valued at approximately ₹356 Crs crore as of Jun 30, 2025.

Question 5

What are the top stock holdings of Bank of India Multi Asset Allocation Fund?

Accepted Answer

The Bank of India Multi Asset Allocation Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
State Bank of India	2.5%
NTPC Green Energy Ltd.	1.93%
Mahindra & Mahindra Ltd.	1.88%
Ultratech Cement Ltd.	1.67%
Tata Power Company Ltd.	1.54%
Vedanta Ltd.	1.47%
Bank Of Baroda	1.47%
Dr. Reddy's Laboratories Ltd.	1.28%
Shriram Finance Ltd	1.24%
ICICI Bank Ltd.	1.21%

Question 6

What are the top sectors Bank of India Multi Asset Allocation Fund has invested in?

Accepted Answer

The Bank of India Multi Asset Allocation Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
State Bank of India	2.5%
NTPC Green Energy Ltd.	1.93%
Mahindra & Mahindra Ltd.	1.88%
Ultratech Cement Ltd.	1.67%
Tata Power Company Ltd.	1.54%
Vedanta Ltd.	1.47%
Bank Of Baroda	1.47%
Dr. Reddy's Laboratories Ltd.	1.28%
Shriram Finance Ltd	1.24%
ICICI Bank Ltd.	1.21%

Question 7

To whom does Bank of India Multi Asset Allocation Fund lend to?

Accepted Answer

The top 3 debt holdings of Bank of India Multi Asset Allocation Fund are as follows

Holding Name	Percentage of Portfolio
Indian Railway Finance Corporation Ltd.	7.32%
GOI	7.29%
Power Finance Corporation Ltd.	7.24%

Question 8

What is the quality of borrowers Bank of India Multi Asset Allocation Fund lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The Bank of India Multi Asset Allocation Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
Indian Railway Finance Corporation Ltd.	7.32%
GOI	7.29%
Power Finance Corporation Ltd.	7.24%

Question 9

What is the risk level of Bank of India Multi Asset Allocation Fund?

Accepted Answer

This is a Multi Asset Allocation fund comes with High risk.

Question 10

Is there any lock-in period in Bank of India Multi Asset Allocation Fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 11

How do I invest in Bank of India Multi Asset Allocation Fund?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Bank of India Multi Asset Allocation Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Bank of India Multi Asset Allocation Fund is complete.

Question 12

How can I redeem my investments in Bank of India Multi Asset Allocation Fund?

Accepted Answer

Redeeming your investments in Bank of India Multi Asset Allocation Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Bank of India Multi Asset Allocation Fund from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.92% as on May 31, 2025
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 12 months.!
AUM (Fund size)	₹356 Cr
Lock-in Period	Nil
Age	1 yrs 5 m since Feb 07, 2024
Benchmark	NA
Min. investment	This scheme is currently not buyable
Risk	High

Period	This fund	Category average
1 Month	0.76%	0.59%
3 Months	3.26%	4.6%
6 Months	8.31%	9.54%
1 Year	6.38%	8.96%

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bank of India Multi Asset Allocation Fund	N.A.	356 Cr	1 yrs 5 m	0.92%
ICICI Prudential Asset Allocator Fund (FOF)	N.A.	26,071 Cr	12 yrs 6 m	0.23%
Kotak Multi Asset Allocator FoF - Dynamic	N.A.	1,799 Cr	12 yrs 6 m	0.31%
ICICI Prudential Multi Asset Fund	N.A.	59,452 Cr	12 yrs 6 m	0.67%
SBI Multi Asset Allocation Fund	N.A.	8,395 Cr	12 yrs 6 m	0.58%
Tata Multi Asset Allocation Fund	N.A.	3,795 Cr	5 yrs 5 m	0.4%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bank of India Multi Asset Allocation Fund	0.76%	8.31%	6.38%	N.A.	N.A.	N.A.
ICICI Prudential Asset Allocator Fund (FOF)	0.34%	8.93%	10.64%	16.34%	17.15%	13.11%
Kotak Multi Asset Allocator FoF - Dynamic	0.29%	9.0%	8.74%	21.32%	21.5%	15.52%
ICICI Prudential Multi Asset Fund	0.09%	9.5%	10.65%	21.59%	24.7%	15.96%
SBI Multi Asset Allocation Fund	1.16%	10.38%	10.26%	18.64%	15.93%	12.21%
Tata Multi Asset Allocation Fund	1.12%	10.06%	7.9%	17.84%	19.4%	10.54%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bank of India Multi Asset Allocation Fund	N.A.	N.A.	N.A.	N.A.
ICICI Prudential Asset Allocator Fund (FOF)	5.08	0.51	1.91	2.43
Kotak Multi Asset Allocator FoF - Dynamic	8.65	0.88	1.77	2.4
ICICI Prudential Multi Asset Fund	7.11	0.69	2.05	3.31
SBI Multi Asset Allocation Fund	6.96	0.67	1.75	3.09
Tata Multi Asset Allocation Fund	8.18	0.85	1.41	2.23

Bank of India Multi Asset Allocation Fund Direct-Growth

Historical NAV & returns

Bank of India Multi Asset Allocation Fund overview

Bank of India Multi Asset Allocation Fund Returns calculator

Trailing returns as on Jun 12, 2025

Asset allocationas on May 31, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

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About Bank of India Multi Asset Allocation Fund

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Bank of India Multi Asset Allocation Fund Returns

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Fund AUM	356 Cr as on May 31, 2025
Scheme document	View Scheme Document

No. of schemes	20 view all schemes
Total AUM	12,458 Cr as on Jun 30, 2025
Address	B/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai, 400013
Email	service@boiaxa-im.com

Fund name	ETM Rank	AUM	1Y	5Y
Bank of India Mid & Small Cap Equity & Debt Fund	N.A.	1,198 Cr	4.0%	27.94%
Bank of India Conservative Hybrid Fund	N.A.	70 Cr	5.45%	12.7%
Bank of India Balanced Advantage Fund	N.A.	139 Cr	0.9%	12.46%
Bank of India Arbitrage Fund	N.A.	43 Cr	6.9%	5.18%

Sector	Percentage of Portfolio
Financial	10.820000000000002%
Energy	4.53%
Services	4.390000000000001%
Consumer Staples	3.3500000000000005%
Capital Goods	3.32%
Healthcare	3.17%
Automobile	3.0%
Technology	1.88%
Metals & Mining	1.87%
Materials	1.67%

Credit Quality	Percentage of Portfolio
AAA	38.11%
SOV	7.43%
Cash & Call Money	1.59%