Great! You have sucessfully subscribed for newsletters for investments
Subscribed email:
Bank of India Conservative Hybrid Fund Direct-Growth
| NAV as of Jul 21, 2025 | Returns since inception | ET Money Rank | AUM (Fund size) |
|---|---|---|---|
| ₹36.9063+0.11% 1 day change | 8.69% |   | ₹70 Cr |
Historical NAV & returns
NAV: ₹36.9063 as on Jul 21, 2025
Loading...
Bank of India Conservative Hybrid Fund overview
| Expense ratio | 1.28% as on May 31, 2025 |
| Exit load | 1.0% Exit load of 1% if units in excess of 10% of the initial units allotted are redeemed within 1 year! |
| AUM (Fund size) | ₹70 Cr |
| Lock-in Period | Nil |
| Age | 12 yrs 6 m since Jan 01, 2013 |
| Benchmark | CRISIL Hybrid 85+15 Conservative |
| Min. investment | SIP: ₹1000 & Lumpsum: ₹5000 |
| Risk | Moderately High |
| Tax on your gains | Profits are added to your income and taxed as per your slab rate |
Bank of India Conservative Hybrid Fund Returns calculator
Investment type
- Total investment ₹ 12 lakh
- Profit ₹12 lakhs
- Total corpus ₹1 lakh
- Absolute return 52.69%
Trailing returns as on Jul 22, 2025
| Period | This fund | Category average |
|---|---|---|
| 1 Month | 0.5% | 0.46% |
| 3 Months | 3.06% | 2.28% |
| 6 Months | 5.41% | 5.69% |
| 1 Year | 5.45% | 7.96% |
| 2 Years | 9.37% | 10.9% |
| 3 Years | 9.02% | 10.63% |
| 4 Years | 12.14% | 9.47% |
| 5 Years | 12.7% | 10.47% |
| 7 Years | 8.11% | 8.92% |
| 10 Years | 8.28% | 8.72% |
Asset allocationas on May 31, 2025
Large Cap 13.86%
Mid Cap 2.47%
Small Cap 5.23%
Other Cap 0%
Top holdings
Top sectors
Financial 4.680000000000001%
Energy 4.12%
Capital Goods 3.1%
Technology 2.1999999999999997%
AAA 36.89%
SOV 20.28%
A1+ 13.92%
Cash & Call Money 7.05%
Top Debt Holdings
GOI 18.39%
Tata Capital Housing Finance Ltd. 8.74%
National Bank For Agriculture & Rural Development 7.43%
Indian Railway Finance Corporation Ltd. 7.43%
Allocation by Instruments
GOI Securities 18.39%
Debenture 16.17%
Certificate of Deposit 13.92%
Non Convertible Debenture 13.33%
Other Holdings
Others 0.3%
Peer comparison
Key risk & return ratios Compared to other funds in the category
About this fund
More funds from Bank of India Mutual Fund
Frequently asked questions
ET Money rank
#NA
- Return Outperformance: This fund has generated highest return amongst Conservative Hybrid funds in the last 5 Years.
- AUM Growth: This fund has the highest AUM growth in the last 12 months in Conservative Hybrid category.
- Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
- Return/Risk: The fund is performing poorly than its category.
- Exit Load: Exit load of 1% if units in excess of 10% of the initial units allotted are redeemed within 1 year