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Bank of India Conservative Hybrid Fund Direct-Growth
| NAV as of Oct 20, 2025 | Returns since inception | ET Money Rank | AUM (Fund size) |
|---|---|---|---|
| ₹36.9757+0.09% 1 day change | 8.53% | App exclusive   | ₹67 Cr |
Historical NAV & returns
NAV: ₹36.9757 as on Oct 20, 2025
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Bank of India Conservative Hybrid Fund overview
| Expense ratio | 1.45% as on Sep 30, 2025 |
| Exit load | 1.0% Exit load of 1% if units in excess of 10% of the initial units allotted are redeemed within 1 year! |
| AUM (Fund size) | ₹67 Cr |
| Lock-in Period | Nil |
| Age | 12 yrs 9 m since Jan 01, 2013 |
| Benchmark | CRISIL Hybrid 85+15 Conservative Index |
| Min. investment | SIP: ₹1000 & Lumpsum: ₹10000 |
| Risk | Moderately High |
| Tax on your gains | Profits are added to your income and taxed as per your slab rate |
Bank of India Conservative Hybrid Fund Returns calculator
Investment type
- Total investment ₹ 12 lakh
- Profit ₹12 lakhs
- Total corpus ₹1 lakh
- Absolute return 52.69%
Trailing returns as on Oct 25, 2025
| Period | This fund | Category average |
|---|---|---|
| 1 Month | 0.52% | 1.14% |
| 3 Months | 1.01% | 1.5% |
| 6 Months | 3.78% | 3.75% |
| 1 Year | 5.38% | 7.31% |
| 2 Years | 9.03% | 11.07% |
| 3 Years | 8.38% | 10.17% |
| 4 Years | 11.53% | 8.59% |
| 5 Years | 11.67% | 10.09% |
| 7 Years | 8.77% | 9.4% |
| 10 Years | 8.07% | 8.65% |
Asset allocationas on Sep 30, 2025
Large Cap 14.09%
Mid Cap 4.22%
Small Cap 4.41%
Other Cap 0%
Top holdings
Top sectors
Energy 5.29%
Financial 3.12%
Consumer Staples 2.8499999999999996%
Capital Goods 2.7%
AAA 31.99%
SOV 22.43%
Cash & Call Money 12.73%
AA 6.02%
Top Debt Holdings
GOI 20.96%
National Bank For Agriculture & Rural Development 7.64%
Indian Railway Finance Corporation Ltd. 7.64%
Tata Capital Housing Finance Ltd. 4.55%
Allocation by Instruments
Non Convertible Debenture 23.54%
GOI Securities 20.959999999999997%
Debenture 12.19%
Repo 10.23%
Other Holdings
Others 0.31%
Key risk & return ratios Compared to other funds in the category
About this fund
More funds from Bank of India Mutual Fund
Frequently asked questions
ET Money rank
App exclusive
#NA
- Return Outperformance: This fund has generated highest return amongst Conservative Hybrid funds in the last 5 Years.
- Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
- Return/Risk: The fund is performing poorly than its category.
- Exit Load: Exit load of 1% if units in excess of 10% of the initial units allotted are redeemed within 1 year