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Bank of India Conservative Hybrid Fund Direct-Growth
| NAV as of Feb 02, 2026 | Returns since inception | ET Money Rank | AUM (Fund size) |
|---|---|---|---|
| ₹36.8058-0.3% 1 day change | 8.3% | App exclusive   | ₹65 Cr |
Historical NAV & returns
NAV: ₹36.8058 as on Feb 02, 2026
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Bank of India Conservative Hybrid Fund overview
| Expense ratio | 1.45% as on Feb 02, 2026 |
| Exit load | 1.0% Exit load of 1% if units in excess of 10% of the initial units allotted are redeemed within 1 year! |
| AUM (Fund size) | ₹65 Cr |
| Lock-in Period | Nil |
| Age | 13 yrs 1 m since Jan 01, 2013 |
| Benchmark | CRISIL Hybrid 85+15 Conservative Index |
| Min. investment | SIP: ₹1000 & Lumpsum: ₹10000 |
| Risk | Moderately High |
| Tax on your gains | Profits are added to your income and taxed as per your slab rate |
Bank of India Conservative Hybrid Fund Returns calculator
Investment type
- Total investment ₹ 12 lakh
- Profit ₹12 lakhs
- Total corpus ₹1 lakh
- Absolute return 52.69%
Trailing returns as on Feb 03, 2026
| Period | This fund | Category average |
|---|---|---|
| 1 Month | -1.17% | -0.89% |
| 3 Months | -1.35% | -0.27% |
| 6 Months | 0.6% | 1.19% |
| 1 Year | 5.02% | 7.16% |
| 2 Years | 5.05% | 8.56% |
| 3 Years | 7.77% | 9.78% |
| 4 Years | 11.13% | 8.38% |
| 5 Years | 10.68% | 8.46% |
| 7 Years | 8.4% | 9.06% |
| 10 Years | 8.11% | 8.94% |
Asset allocationas on Dec 31, 2025
Large Cap 13.06%
Mid Cap 4.7%
Small Cap 4.28%
Other Cap 0%
Top holdings
Top sectors
Energy 3.5100000000000002%
Financial 3.13%
Capital Goods 2.49%
Healthcare 2.35%
AAA 32.73%
SOV 24.81%
Cash & Call Money 10.04%
AA 6.15%
Top Debt Holdings
GOI 23.28%
National Bank For Agriculture & Rural Development 7.81%
Indian Railway Finance Corporation Ltd. 7.8%
Tata Capital Housing Finance Ltd. 4.68%
Allocation by Instruments
Non Convertible Debenture 24.07%
GOI Securities 23.28%
Debenture 12.489999999999998%
Repo 7.83%
Other Holdings
Others 0.33%
Peer comparison
Key risk & return ratios Compared to other funds in the category
About this fund
More funds from Bank of India Mutual Fund
Frequently asked questions
ET Money rank
App exclusive
#NA
- Return Outperformance: This fund has generated highest return amongst Conservative Hybrid funds in the last 5 Years.
- Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
- Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
- Return/Risk: The fund is performing poorly than its category.
- Exit Load: Exit load of 1% if units in excess of 10% of the initial units allotted are redeemed within 1 year