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Bank of India Mid & Small Cap Equity & Debt Fund Direct-Growth
| NAV as of Oct 20, 2025 | Returns since inception | ET Money Rank | AUM (Fund size) |
|---|---|---|---|
| ₹41.64+0.39% 1 day change | 16.49% | App exclusive   | ₹1,280 Cr |
Historical NAV & returns
NAV: ₹41.64 as on Oct 20, 2025
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Bank of India Mid & Small Cap Equity & Debt Fund overview
| Expense ratio | 0.77% as on Sep 30, 2025 |
| Exit load | 1.0% Exit load of 1%, if redeemed within 3 months.! |
| AUM (Fund size) | ₹1,280 Cr |
| Lock-in Period | Nil |
| Age | 9 yrs 3 m since Jun 29, 2016 |
| Benchmark | NA |
| Min. investment | SIP: ₹1000 & Lumpsum: ₹5000 |
| Risk | Very High |
| Short term capital gains (STCG) | Returns taxed at 20% if you redeem before 1 year |
| Long term capital gains (LTCG) | After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% |
Bank of India Mid & Small Cap Equity & Debt Fund Returns calculator
Investment type
- Total investment ₹ 12 lakh
- Profit ₹12 lakhs
- Total corpus ₹1 lakh
- Absolute return 52.69%
Trailing returns as on Oct 25, 2025
| Period | This fund | Category average |
|---|---|---|
| 1 Month | -0.02% | 2.23% |
| 3 Months | 0.19% | 2.83% |
| 6 Months | 7.94% | 8.25% |
| 1 Year | 4.37% | 7.49% |
| 2 Years | 20.03% | 18.8% |
| 3 Years | 20.34% | 16.53% |
| 4 Years | 15.39% | 12.53% |
| 5 Years | 23.83% | 18.96% |
| 7 Years | 19.43% | 15.62% |
Asset allocationas on Sep 30, 2025
Large Cap 0%
Mid Cap 45.24%
Small Cap 30.08%
Other Cap 0%
Top holdings
Top sectors
Capital Goods 13.350000000000001%
Financial 13.17%
Metals & Mining 11.52%
Healthcare 9.779999999999998%
AAA 11.33%
A1+ 7.28%
SOV 3.04%
Cash & Call Money 2.72%
Top Debt Holdings
Indian Railway Finance Corporation Ltd. 2.47%
GOI 2.43%
Export-Import Bank Of India 1.52%
National Bank For Agriculture & Rural Development 1.3%
Allocation by Instruments
Certificate of Deposit 5.46%
Non Convertible Debenture 5.03%
Debenture 3.3600000000000003%
GOI Securities 2.43%
Other Holdings
Others 0.35%
Key risk & return ratios Compared to other funds in the category
About this fund
More funds from Bank of India Mutual Fund
Frequently asked questions
ET Money rank
App exclusive
#NA
- Return Consistency: This fund is one of the best in generating consistent return in it's category.
- Return/Risk: For every unit of risk this fund takes, it produces 20% more returns.
- Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
- Exit Load: Exit load of 1%, if redeemed within 3 months.