Q: What are the returns of Bank of India Mid & Small Cap Equity & Debt Fund?

The Bank of India Mid & Small Cap Equity & Debt Fund is a 8 yrs 9 m old fund and has delivered average annual returns of 16.76% since inception. Bank of India Mid & Small Cap Equity & Debt Fund Returns 1-Year 3-Year 5-Year Since Inception 6.59% 17.38% 28.53% 16.76%

Question 1

What is the current NAV of Bank of India Mid & Small Cap Equity & Debt Fund?

Accepted Answer

The current Net Asset Value (NAV) of the Bank of India Mid & Small Cap Equity & Debt Fund - Direct Growth plan is approximately ₹39.28 as of Apr 23, 2025.

Question 2

What are the returns of Bank of India Mid & Small Cap Equity & Debt Fund?

Accepted Answer

The Bank of India Mid & Small Cap Equity & Debt Fund is a 8 yrs 9 m old fund and has delivered average annual returns of 16.76% since inception.

Bank of India Mid & Small Cap Equity & Debt Fund Returns

1-Year	3-Year	5-Year	Since Inception
6.59%	17.38%	28.53%	16.76%

Question 3

How much does Bank of India Mid & Small Cap Equity & Debt Fund charge as the expense ratio?

Accepted Answer

The Bank of India Mid & Small Cap Equity & Debt Fund - Direct Growth has an expense ratio of 0.9%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

Question 4

What is the AUM or size of Bank of India Mid & Small Cap Equity & Debt Fund?

Accepted Answer

The Bank of India Mid & Small Cap Equity & Debt Fund currently has assets under management (AUM) or fund size valued at approximately ₹1,068 Crs crore as of Mar 31, 2025.

Question 5

What are the top stock holdings of Bank of India Mid & Small Cap Equity & Debt Fund?

Accepted Answer

The Bank of India Mid & Small Cap Equity & Debt Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
Coforge Ltd.	4.01%
Jindal Stainless Ltd.	2.95%
Housing & Urban Development Corporation Ltd.	2.95%
Dixon Technologies (India) Ltd.	2.59%
PB Fintech Ltd.	2.16%
Lloyds Metals & Energy Ltd.	2.15%
Swan Energy Ltd.	1.91%
Castrol India Ltd.	1.9%
Bharat Forge Ltd.	1.88%
HEG Ltd.	1.83%

Question 6

What are the top sectors Bank of India Mid & Small Cap Equity & Debt Fund has invested in?

Accepted Answer

The Bank of India Mid & Small Cap Equity & Debt Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
Coforge Ltd.	4.01%
Jindal Stainless Ltd.	2.95%
Housing & Urban Development Corporation Ltd.	2.95%
Dixon Technologies (India) Ltd.	2.59%
PB Fintech Ltd.	2.16%
Lloyds Metals & Energy Ltd.	2.15%
Swan Energy Ltd.	1.91%
Castrol India Ltd.	1.9%
Bharat Forge Ltd.	1.88%
HEG Ltd.	1.83%

Question 7

To whom does Bank of India Mid & Small Cap Equity & Debt Fund lend to?

Accepted Answer

The top 3 debt holdings of Bank of India Mid & Small Cap Equity & Debt Fund are as follows

Holding Name	Percentage of Portfolio
GOI	3.43%
National Bank For Agriculture & Rural Development	1.91%
Indian Railway Finance Corporation Ltd.	1.9%

Question 8

What is the quality of borrowers Bank of India Mid & Small Cap Equity & Debt Fund lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The Bank of India Mid & Small Cap Equity & Debt Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
GOI	3.43%
National Bank For Agriculture & Rural Development	1.91%
Indian Railway Finance Corporation Ltd.	1.9%

Question 9

What is the risk level of Bank of India Mid & Small Cap Equity & Debt Fund?

Accepted Answer

This is a Aggressive Hybrid fund comes with Very High risk.

Question 10

Is there any lock-in period in Bank of India Mid & Small Cap Equity & Debt Fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 11

How do I invest in Bank of India Mid & Small Cap Equity & Debt Fund?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Bank of India Mid & Small Cap Equity & Debt Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Bank of India Mid & Small Cap Equity & Debt Fund is complete.

Question 12

How can I redeem my investments in Bank of India Mid & Small Cap Equity & Debt Fund?

Accepted Answer

Redeeming your investments in Bank of India Mid & Small Cap Equity & Debt Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Bank of India Mid & Small Cap Equity & Debt Fund from anywhere else, you can go to the fund house website and put a request through it.

VRO rating	4
Expense ratio	0.9% as on Mar 31, 2025
Exit load	1.0% Exit load of 1%, if redeemed within 3 months.!
AUM (Fund size)	₹1,068 Crs
Lock-in	No Lockin
Age	8 yrs 9 m since Jun 29, 2016
Benchmark	NA
Min. investment	SIP ₹1000 & Lump. ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

Period	This fund	Category average
1 month	2.11%	2.86%
3 months	1.03%	3.94%
6 months	-2.89%	-0.22%
1 year	6.59%	11.18%
3 years	17.38%	15.77%
5 years	28.53%	22.25%
7 years	14.85%	13.69%

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
Bank of India Mid & Small Cap Equity & Debt Fund	N.A.	₹1,068 Crs	8 yrs 9 m	0.9%
ICICI Prudential Equity & Debt Fund	N.A.	₹40,962 Crs	12 yrs 3 m	1.0%
Edelweiss Aggressive Hybrid Fund	N.A.	₹2,487 Crs	12 yrs 3 m	0.44%
Mahindra Manulife Aggressive Hybrid Fund	N.A.	₹1,567 Crs	5 yrs 9 m	0.53%
Baroda BNP Paribas Aggressive Hybrid Fund	N.A.	₹1,150 Crs	8 yrs 1 m	0.58%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bank of India Mid & Small Cap Equity & Debt Fund	2.11%	-2.89%	6.59%	17.38%	28.53%	N.A.
ICICI Prudential Equity & Debt Fund	3.13%	2.45%	12.49%	19.78%	28.35%	16.53%
Edelweiss Aggressive Hybrid Fund	2.71%	0.96%	13.8%	19.33%	24.6%	13.9%
Mahindra Manulife Aggressive Hybrid Fund	3.53%	1.72%	14.82%	18.72%	24.92%	11.3%
Baroda BNP Paribas Aggressive Hybrid Fund	1.99%	-2.09%	8.2%	16.02%	20.83%	11.76%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bank of India Mid & Small Cap Equity & Debt Fund	15.3	1.08	0.63	0.84
ICICI Prudential Equity & Debt Fund	10.06	0.78	1.13	2.38
Edelweiss Aggressive Hybrid Fund	10.66	0.86	1.03	1.69
Mahindra Manulife Aggressive Hybrid Fund	11.62	0.93	0.83	1.5
Baroda BNP Paribas Aggressive Hybrid Fund	10.45	0.83	0.75	1.25

Bank of India Mid & Small Cap Equity & Debt Fund Direct-Growth

Historical NAV & returns

Bank of India Mid & Small Cap Equity & Debt Fund overview

Bank of India Mid & Small Cap Equity & Debt Fund Returns calculator

Trailing returns as on Apr 24, 2025

Asset allocationas on Mar 31, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

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About this fund

About Bank of India Mid & Small Cap Equity & Debt Fund

Fund managers

Investment objective

Bank of India Mutual Fund details

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Frequently asked questions

Bank of India Mid & Small Cap Equity & Debt Fund Returns

ET Money rank

Alpha	2.83 vs. 5.04 Underperformed at beating benchmark
Sharpe	0.63 vs. 4.73 Poor risk-adjusted returns
Beta	1.08 vs. 0.98 More sensitive to market's ups & downs
Standard deviation	15.3 vs. 10.79 More volatile performance

Fund AUM	₹1,068 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

No. of schemes	20 view all schemes
Total AUM	₹11,518 Crs as on Mar 31, 2025
Address	B/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai, 400013
Email	service@boiaxa-im.com

Fund name	ETM Rank	AUM (in Crs.)	1Y	5Y
Bank of India Balanced Advantage Fund	N.A.	₹132 Crs	3.04%	13.18%
Bank of India Conservative Hybrid Fund	N.A.	₹66 Crs	5.28%	13.14%
Bank of India Arbitrage Fund	N.A.	₹44 Crs	7.46%	5.06%
Bank of India Multi Asset Allocation Fund	N.A.	₹333 Crs	8.47%	N.A.

Sector	Percentage of Portfolio
Financial	10.91%
Capital Goods	9.24%
Metals & Mining	8.82%
Services	8.66%
Healthcare	8.01%
Technology	6.619999999999999%
Consumer Staples	4.9399999999999995%
Chemicals	4.74%
Automobile	4.1499999999999995%
Textiles	2.8200000000000003%

Credit Quality	Percentage of Portfolio
AAA	11.54%
A1+	5.37%
Cash & Call Money	4.8%