Q: What are the returns of this mutual fund scheme?

The Bank of India Multi Asset Allocation Fund is a 1 yrs 10 m old fund and has delivered average annual returns of 9.97% since inception. Bank of India Multi Asset Allocation Fund Returns 1-Year Since Inception 7.25% 9.97%

Question 1

What is the current NAV of Bank of India Multi Asset Allocation Fund?

Accepted Answer

The current Net Asset Value (NAV) of the Bank of India Multi Asset Allocation Fund plan is approximately ₹11.8722 as of Dec 04, 2025.

Question 2

What are the returns of this mutual fund scheme?

Accepted Answer

The Bank of India Multi Asset Allocation Fund is a 1 yrs 10 m old fund and has delivered average annual returns of 9.97% since inception.

Bank of India Multi Asset Allocation Fund Returns

1-Year	Since Inception
7.25%	9.97%

Question 3

How much does this mutual fund charge as expense ratio?

Accepted Answer

The Bank of India Multi Asset Allocation Fund has an expense ratio of 2.04%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Question 4

What is the AUM or fund size of this mutual fund?

Accepted Answer

The Bank of India Multi Asset Allocation Fund currently has assets under management (AUM) or fund size valued at approximately 337 Cr as on Oct 31, 2025.

Question 5

What are the top stock holdings of Bank of India Multi Asset Allocation Fund?

Accepted Answer

The Bank of India Multi Asset Allocation Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
State Bank of India	2.49%
ICICI Bank Ltd.	1.97%
Vedanta Ltd.	1.76%
Mahindra & Mahindra Ltd.	1.56%
Siemens Energy India Ltd.	1.56%
Tata Steel Ltd.	1.36%
Dr. Reddy's Laboratories Ltd.	1.3%
Goodluck India Ltd.	1.27%
Shriram Finance Ltd	1.24%
Sky Gold And Diamonds Ltd.	1.23%

Question 6

What are the top sectors Bank of India Multi Asset Allocation Fund has invested in?

Accepted Answer

The Bank of India Multi Asset Allocation Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
State Bank of India	2.49%
ICICI Bank Ltd.	1.97%
Vedanta Ltd.	1.76%
Mahindra & Mahindra Ltd.	1.56%
Siemens Energy India Ltd.	1.56%
Tata Steel Ltd.	1.36%
Dr. Reddy's Laboratories Ltd.	1.3%
Goodluck India Ltd.	1.27%
Shriram Finance Ltd	1.24%
Sky Gold And Diamonds Ltd.	1.23%

Question 7

To whom does Bank of India Multi Asset Allocation Fund lend to?

Accepted Answer

The top 3 debt holdings of Bank of India Multi Asset Allocation Fund are as follows

Holding Name	Percentage of Portfolio
Indian Railway Finance Corporation Ltd.	7.57%
LIC Housing Finance Ltd.	7.52%
GOI	6.77%

Question 8

What is the quality of borrowers this mutual fund scheme lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The Bank of India Multi Asset Allocation Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
Indian Railway Finance Corporation Ltd.	7.57%
LIC Housing Finance Ltd.	7.52%
GOI	6.77%

Question 9

What is risk level of Bank of India Multi Asset Allocation Fund?

Accepted Answer

This is a Multi Asset Allocation fund comes with High risk.

Question 10

Is there any lock-in period in this mutual fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 11

How can I redeem my investments in Bank of India Multi Asset Allocation Fund?

Accepted Answer

Redeeming your investments in the Bank of India Multi Asset Allocation Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

AUM (Fund size)	₹337 Cr
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 12 months.!
Lock-in Period	Nil
Age	1 yrs 10 m since Feb 07, 2024
Benchmark	NA
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	2.04% as on Nov 30, 2025
Plan type	Regular
Risk	High

Period	This fund	Category average
1 Month	0.69%	2.17%
3 Months	4.17%	5.7%
6 Months	5.58%	7.66%
1 Year	7.25%	11.55%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bank of India Multi Asset Allocation Fund	0.69%	5.58%	7.25%	N.A.	N.A.	N.A.
Kotak Multi Asset Omni FoF	1.44%	9.7%	13.07%	18.73%	18.99%	15.39%
ICICI Prudential Dynamic Asset Allocation Active FoF	0.49%	4.36%	9.05%	13.75%	13.86%	12.51%
ICICI Prudential Multi Asset Fund	1.55%	8.93%	15.0%	18.84%	22.76%	16.14%
SBI Multi Asset Allocation Fund	1.79%	10.44%	14.98%	17.08%	14.85%	11.7%
Nippon India Multi Asset Allocation Fund	1.07%	11.4%	15.62%	19.39%	17.27%	9.03%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bank of India Multi Asset Allocation Fund	N.A.	N.A.	N.A.	N.A.
Kotak Multi Asset Omni FoF	7.97	0.87	1.46	1.95
ICICI Prudential Dynamic Asset Allocation Active FoF	5.17	0.52	1.36	1.93
ICICI Prudential Multi Asset Fund	6.71	0.69	1.72	2.83
SBI Multi Asset Allocation Fund	6.78	0.71	1.48	2.67
Nippon India Multi Asset Allocation Fund	7.59	0.81	1.58	2.49

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bank of India Multi Asset Allocation Fund	N.A.	337 Cr	1 yrs 10 m	2.04%
Kotak Multi Asset Omni FoF	N.A.	2,084 Cr	21 yrs 5 m	1.07%
ICICI Prudential Dynamic Asset Allocation Active FoF	N.A.	28,587 Cr	22 yrs 1 m	1.25%
ICICI Prudential Multi Asset Fund	N.A.	71,900 Cr	23 yrs 2 m	1.36%
SBI Multi Asset Allocation Fund	N.A.	11,306 Cr	20 yrs 1 m	1.41%
Nippon India Multi Asset Allocation Fund	N.A.	8,722 Cr	5 yrs 4 m	1.4%

Bank of India Multi Asset Allocation Fund

Historical NAV & returns

Bank of India Multi Asset Allocation Fund overview

Bank of India Multi Asset Allocation Fund Returns calculator

Trailing returns as on Dec 01, 2025

Asset allocationas on Oct 31, 2025

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About Bank of India Multi Asset Allocation Fund

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Bank of India Multi Asset Allocation Fund Returns

ET Money rank

Fund AUM	337 Cr as on Oct 31, 2025
Scheme document	View Scheme Document

No. of schemes	21 view all schemes
Total AUM	13,428 Cr as on Sep 30, 2025
Address	B/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai, 400013
Email	service@boiaxa-im.com

Fund name	ETM Rank	AUM	1Y	5Y
Bank of India Mid & Small Cap Equity & Debt Fund	N.A.	1,326 Cr	-2.96%	20.12%
Bank of India Balanced Advantage Fund	N.A.	144 Cr	4.73%	11.35%
Bank of India Conservative Hybrid Fund	N.A.	66 Cr	3.64%	10.62%
Bank of India Arbitrage Fund	N.A.	43 Cr	5.86%	4.82%

Sector	Percentage of Portfolio
Financial	9.16%
Capital Goods	5.4399999999999995%
Metals & Mining	4.390000000000001%
Automobile	3.3200000000000003%
Energy	2.7800000000000002%
Services	2.6100000000000003%
Technology	2.54%
Consumer Discretionary	1.75%
Healthcare	1.3%
Communication	1.16%

Credit Quality	Percentage of Portfolio
AAA	31.72%
SOV	6.92%
AA+	5.96%