Bank of India Bluechip Fund Direct-Growth

Q: What are the returns of Bank of India Bluechip Fund?

The Bank of India Bluechip Fund is a 4 yrs old fund and has delivered average annual returns of 13.55% since inception. Bank of India Bluechip Fund Returns 1-Year 3-Year Since Inception 2.87% 18.8% 13.55%

NAV as of Jun 05, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹16.48+0.8% 1 day change	13.55% p.a.	#NA View Ranked Funds	₹184 Crs

Historical NAV & returns

NAV: ₹16.48 as on Jun 05, 2025

This fund Category average

Bank of India Bluechip Fund overview

Expense ratio	1.03% as on May 31, 2025
Exit load	1.0% Exit load of 1%, if redeemed within 3 months.!
AUM (Fund size)	₹184 Crs
Lock-in	No Lockin
Age	4 yrs since Jun 08, 2021
Benchmark	NIFTY 100 TRI
Min. investment	SIP ₹1000 & Lump. ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

Bank of India Bluechip Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Jun 01, 2025

Period	This fund	Category average
1 Month	5.44%	2.72%
3 Months	11.88%	10.47%
6 Months	-4.74%	-1.05%
1 Year	2.87%	9.17%
2 Years	20.82%	19.8%
3 Years	18.8%	18.13%

View returns in detail

Asset allocationas on Mar 31, 2025

Large Cap 82.59316799999999%

Mid Cap 6.747904%

Small Cap 8.738928%

Other Cap 1.3938006304670125E-14%

Top holdings

HDFC Bank Ltd.8.66%

State Bank of India5.13%

ICICI Bank Ltd.4.85%

Reliance Industries Ltd.3.81%

Top sectors

Financial 28.48%

Energy 14.75%

Capital Goods 10.59%

Technology 9.719999999999999%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Reserve Bank of India 0.03%

Allocation by Instruments

Repo 1.02%

Net Receivables 0.87%

Treasury Bills 0.03%

Other Holdings

Others 0.87%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
Bank of India Bluechip Fund	N.A.	₹184 Crs	4 yrs	1.03%
ICICI Prudential Bluechip Fund	N.A.	₹68,034 Crs	12 yrs 5 m	0.85%
Nippon India Large Cap Fund	N.A.	₹39,677 Crs	12 yrs 5 m	0.67%
Baroda BNP Paribas Large Cap Fund	N.A.	₹2,543 Crs	12 yrs 5 m	0.77%
Edelweiss Large Cap Fund	N.A.	₹1,157 Crs	12 yrs 5 m	0.62%
Canara Robeco Bluechip Equity Fund	N.A.	₹14,965 Crs	12 yrs 5 m	0.46%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bank of India Bluechip Fund	5.44%	-4.74%	2.87%	18.8%	N.A.	N.A.
ICICI Prudential Bluechip Fund	2.05%	0.86%	10.68%	20.83%	24.1%	15.31%
Nippon India Large Cap Fund	4.29%	0.01%	10.58%	23.76%	26.97%	15.55%
Baroda BNP Paribas Large Cap Fund	3.19%	-2.36%	6.97%	19.63%	21.92%	14.1%
Edelweiss Large Cap Fund	2.54%	-0.31%	8.7%	19.45%	22.68%	14.05%
Canara Robeco Bluechip Equity Fund	2.4%	0.07%	12.19%	18.85%	21.89%	15.47%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bank of India Bluechip Fund	15.35	1.06	0.77	1.26
ICICI Prudential Bluechip Fund	12.54	0.89	1.06	1.87
Nippon India Large Cap Fund	13.18	0.94	1.19	2.01
Baroda BNP Paribas Large Cap Fund	13.37	0.95	0.94	1.45
Edelweiss Large Cap Fund	13.05	0.94	0.94	1.54
Canara Robeco Bluechip Equity Fund	12.51	0.9	0.93	1.49

View all Large Cap funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.88 vs. 4.88 Underperformed at beating benchmark
Sharpe	0.77 vs. 5.81 Poor risk-adjusted returns
Beta	1.06 vs. 0.88 More sensitive to market's ups & downs
Standard deviation	15.35 vs. 10.86 More volatile performance

Compare Bank of India Bluechip Fund in detail with

About this fund

About Bank of India Bluechip Fund

Bank of India Bluechip Fund Direct-Growth is a Large Cap mutual fund scheme from Bank Of India Mutual Fund. This fund has been in existence for 4 yrs, having been launched on 08/06/2021. Bank of India Bluechip Fund Direct-Growth has ₹184 Crores worth of assets under management (AUM) as on 31/03/2025 and is small fund of its category. The latest Net Asset Value (NAV) of Bank of India Bluechip Fund Direct-Growth as of 05/06/2025 is ₹16.48. The fund has an expense ratio of 1.03%, which is higher than what most other Large Cap funds charge.

Bank of India Bluechip Fund Direct-Growth returns of last 1-year are 4.63%. Since launch, it has delivered 13.53% average annual returns.
Bank of India Bluechip Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Financial, Energy, Capital Goods, Technology, Metals & Mining sectors. It has taken less exposure in Financial, Energy sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., State Bank of India, ICICI Bank Ltd., Reliance Industries Ltd., Shriram Finance Ltd.

...

Fund AUM	₹184 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Alok Singh

Mr. Singh is a CFA and PGDBA from ICFAI Business School. Prior to joining Bank of India AMC he has worked with BNP Paribas Asset Management and Axis Bank

Nilesh Jethani

Mr. Jethani has done Bachelor of Financial Markets from HR College and Postgraduate Program in Global Financial Markets from BSE Institute Ltd. Prior to joining Bank of India Mutual Fund, he has worked with HDFC Securities, HDFC Bank, and ASK Investment Managers

Investment objective

The scheme seeks to provide investors with the opportunities long term capital appreciation by investing predominantly in equity and equity-related instruments of large cap companies.

Bank of India Mutual Fund details

No. of schemes	20 view all schemes
Total AUM	₹11,518 Crs as on Mar 31, 2025
Address	B/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai, 400013
Email	service@boiaxa-im.com

More funds from Bank of India Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	5Y
Bank of India Small Cap Fund	N.A.	₹1,574 Crs	11.73%	37.23%
Bank of India Manufacturing & Infrastructure Fund	N.A.	₹514 Crs	6.93%	33.04%
Bank of India Flexi Cap Fund	N.A.	₹1,962 Crs	5.95%	N.A.
Bank of India ELSS Tax Saver Fund	N.A.	₹1,320 Crs	1.68%	27.19%
Bank of India Large & Mid Cap Equity Fund	N.A.	₹362 Crs	6.23%	24.29%
Bank of India Multi Cap Fund	N.A.	₹778 Crs	9.62%	N.A.

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Bank of India Bluechip Fund?

The current Net Asset Value (NAV) of the Bank of India Bluechip Fund - Direct Growth plan is approximately ₹16.48 as of Jun 05, 2025.

What are the returns of this mutual fund scheme?

The Bank of India Bluechip Fund is a 4 yrs old fund and has delivered average annual returns of 13.55% since inception.

Bank of India Bluechip Fund Returns

1-Year	3-Year	Since Inception
2.87%	18.8%	13.55%

How much does this mutual fund charge as expense ratio?

The Bank of India Bluechip Fund - Direct Growth has an expense ratio of 1.03%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Bank of India Bluechip Fund currently has assets under management (AUM) or fund size valued at approximately ₹184 Crs crore as of Mar 31, 2025.

What are the top stock holdings of Bank of India Bluechip Fund?

The Bank of India Bluechip Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	8.66%
State Bank of India	5.13%
ICICI Bank Ltd.	4.85%
Reliance Industries Ltd.	3.81%
Shriram Finance Ltd	3.71%
NTPC Ltd.	3.57%
NTPC Green Energy Ltd.	3.48%
Coforge Ltd.	3.47%
Vedanta Ltd.	3.4%
REC Ltd.	3.0%

What are the top sectors Bank of India Bluechip Fund has invested in?

The Bank of India Bluechip Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	28.48%
Energy	14.75%
Capital Goods	10.59%
Technology	9.719999999999999%
Metals & Mining	8.32%
Services	6.609999999999999%
Healthcare	5.21%
Automobile	3.5%
Chemicals	2.61%
Construction	2.24%

What is risk level of Bank of India Bluechip Fund?

This is a Large Cap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Bank of India Bluechip Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Bank of India Bluechip Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Bank of India Bluechip Fund is complete.

How can I redeem my investments in Bank of India Bluechip Fund?

Redeeming your investments in Bank of India Bluechip Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Bank of India Bluechip Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Large Cap

#NA

Return Outperformance: This fund has generated highest return amongst Large Cap funds in the last 3 Years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1%, if redeemed within 3 months.