Bandhan Floater Fund

Q: What are the returns of this mutual fund scheme?

The Bandhan Floater Fund is a 4 yrs 8 m old fund and has delivered average annual returns of 6.04% since inception. Bandhan Floater Fund Returns 1-Year 3-Year Since Inception 8.13% 7.58% 6.04%

Q: How much does this mutual fund charge as expense ratio?

The Bandhan Floater Fund has an expense ratio of 0.77% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹13.1598+0.04% 1 day change	6.04% p.a.	App exclusive #NA View Ranked Funds	₹298 Cr

Historical NAV & returns

NAV: ₹13.1598 as on Oct 20, 2025

This fund Category average

Bandhan Floater Fund overview

AUM (Fund size)	₹298 Cr
Exit load	0%
Lock-in Period	Nil
Age	4 yrs 8 m since Feb 10, 2021
Benchmark	NIFTY SD Debt Index A-II
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	0.77% as on Sep 30, 2025
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Bandhan Floater Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	0.68%	0.65%
3 Months	1.24%	1.26%
6 Months	3.0%	3.06%
1 Year	8.13%	7.86%
2 Years	8.01%	8.09%
3 Years	7.58%	7.79%
4 Years	6.42%	6.61%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 33.96%

SOV 23.92%

AA+ 17.03%

A1+ 11.36%

Top Debt Holdings

GOI 23.92%

Indian Railway Finance Corporation Ltd. 11.99%

IndiGrid Infrastructure Trust 8.43%

Bajaj Finance Ltd. 8.43%

Allocation by Instruments

Non Convertible Debenture 32.31999999999999%

GOI Securities 23.919999999999998%

Debenture 23.68%

Certificate of Deposit 11.36%

Other Holdings

Others 1.23%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bandhan Floater Fund	0.68%	3.0%	8.13%	7.58%	N.A.	N.A.
UTI Floater Fund	0.63%	3.07%	7.23%	7.02%	5.49%	4.31%
HDFC Floating Rate Debt Fund	0.63%	3.42%	8.04%	7.96%	6.56%	7.34%
Aditya Birla Sun Life Floating Rate Fund	0.59%	3.41%	7.79%	7.74%	6.28%	7.29%
Franklin India Floating Rate Fund	0.68%	2.93%	8.06%	7.87%	6.14%	6.31%
ICICI Prudential Floating Interest Fund	0.6%	3.33%	7.55%	7.68%	6.36%	7.13%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bandhan Floater Fund	0.91	2.31	0.99	1.61
UTI Floater Fund	0.59	1.35	0.71	1.01
HDFC Floating Rate Debt Fund	0.63	1.29	2.11	3.52
Aditya Birla Sun Life Floating Rate Fund	0.47	1.07	2.41	4.64
Franklin India Floating Rate Fund	0.98	2.14	1.24	1.62
ICICI Prudential Floating Interest Fund	0.71	0.9	1.47	2.75

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bandhan Floater Fund	N.A.	298 Cr	4 yrs 8 m	0.77%
UTI Floater Fund	N.A.	1,409 Cr	7 yrs	0.87%
HDFC Floating Rate Debt Fund	N.A.	15,446 Cr	18 yrs	0.49%
Aditya Birla Sun Life Floating Rate Fund	N.A.	13,402 Cr	22 yrs 4 m	0.43%
Franklin India Floating Rate Fund	N.A.	334 Cr	24 yrs 6 m	0.97%
ICICI Prudential Floating Interest Fund	N.A.	7,133 Cr	19 yrs 11 m	1.11%

View all Floater funds

Key risk & return ratios Compared to other funds in the category

Alpha	5.05 vs. 4.17 Higher outperformance against benchmark
Sharpe	0.99 vs. 5.33 Poor risk-adjusted returns
Beta	2.31 vs. 2.25 More sensitive to market's ups & downs
Standard deviation	0.91 vs. 0.89 More volatile performance

Compare Bandhan Floater Fund in detail with

About this fund

About Bandhan Floater Fund

Bandhan Floater Fund is a Floater mutual fund scheme from Bandhan Mutual Fund. This fund has been in existence for 4 yrs 8 m, having been launched on 10/02/2021. Bandhan Floater Fund has ₹298 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Bandhan Floater Fund as of 20/10/2025 is ₹13.16. The fund has an expense ratio of 0.77%, which is higher than what most other Floater funds charge.

Bandhan Floater Fund returns of last 1-year are 8.18%. Since launch, it has delivered 6.05% average annual returns.
Bandhan Floater Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund's credit profile is moderate indicating it has lent to borrowers whose quality is good. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, Indian Railway Finance Corporation Ltd., IndiGrid Infrastructure Trust, Bajaj Finance Ltd., Axis Bank Ltd..

...

Fund AUM	298 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Brijesh Shah

Mr. Shah is a Post Graduate Diploma in Finance. Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.

Debraj Lahiri

Mr. Lahiri has done B.Tech and MBA Prior to joining Bandhan Mutual Fund, he has worked with ICICI Prudential AMC Ltd, Invesco Asset Management (India) Pvt. Ltd, CARE Ratings and Bank of Baroda

Investment objective

The scheme seeks to generate returns by creating a portfolio that is primarily invested in floating rate instruments, including fixed rate instrument.

Bandhan Mutual Fund details

No. of schemes	68 view all schemes
Total AUM	1,87,716 Cr as on Sep 30, 2025
Address	One World Centre, 6th Floor, Tower 1C, Senapati Bapat Marg, Prabhadevi Mumbai, 400013

More funds from Bandhan Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Bandhan Government Securities Fund Constant Maturity Plan	N.A.	341 Cr	8.19%	8.66%
Bandhan Fixed Term Plan Series 179	N.A.	356 Cr	8.14%	8.56%
Bandhan CRISIL IBX 90:10 SDL Plus Gilt- April 2032 Index Fund	N.A.	492 Cr	7.47%	N.A.
Bandhan CRISIL IBX Gilt April 2028 Index Fund	N.A.	4,294 Cr	8.15%	8.01%
Bandhan CRISIL IBX Gilt June 2027 Index Fund	N.A.	6,420 Cr	7.97%	7.8%
Bandhan Crisil IBX Gilt April 2032 Index Fund	N.A.	441 Cr	8.52%	N.A.

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Bandhan Floater Fund?

The current Net Asset Value (NAV) of the Bandhan Floater Fund plan is approximately ₹13.1598 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Bandhan Floater Fund is a 4 yrs 8 m old fund and has delivered average annual returns of 6.04% since inception.

Bandhan Floater Fund Returns

1-Year	3-Year	Since Inception
8.13%	7.58%	6.04%

How much does this mutual fund charge as expense ratio?

The Bandhan Floater Fund has an expense ratio of 0.77%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Bandhan Floater Fund currently has assets under management (AUM) or fund size valued at approximately 298 Cr as on Sep 30, 2025.

To whom does Bandhan Floater Fund lend to?

The top 3 debt holdings of Bandhan Floater Fund are as follows

Holding Name	Percentage of Portfolio
GOI	23.92%
Indian Railway Finance Corporation Ltd.	11.99%
IndiGrid Infrastructure Trust	8.43%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Bandhan Floater Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	33.96%
SOV	23.92%
AA+	17.03%

What is risk level of Bandhan Floater Fund?

This is a Floater fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Bandhan Floater Fund?

Redeeming your investments in the Bandhan Floater Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Floater

#NA

Return Outperformance: This fund has generated highest return amongst Floater funds in the last 1 Year.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.