Bandhan Fixed Term Plan Series 179

Q: What are the returns of this mutual fund scheme?

The Bandhan Fixed Term Plan Series 179 is a 6 yrs 9 m old fund and has delivered average annual returns of 8.31% since inception. Bandhan Fixed Term Plan Series 179 Returns 1-Year 3-Year 5-Year Since Inception 8.01% 8.09% 6.45% 8.31%

NAV as of Dec 04, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹17.1679-0.09% 1 day change	8.31% p.a.	App exclusive #NA View Ranked Funds	₹359 Cr

Historical NAV & returns

NAV: ₹17.1679 as on Dec 04, 2025

This fund Category average

Bandhan Fixed Term Plan Series 179 overview

AUM (Fund size)	₹359 Cr
Exit load	0%
Lock-in Period	Nil
Age	6 yrs 9 m since Mar 11, 2019
Benchmark	Crisil Composite Bond
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	0.3% as on Nov 30, 2025
Plan type	Regular
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Bandhan Fixed Term Plan Series 179 Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Asset allocationas on Oct 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 98.4%

Cash & Call Money 1.6%

Others 1.1148E-4%

Top Debt Holdings

Gujarat State 39.57%

Uttar Pradesh State 26.18%

Tamilnadu State 19.72%

Karnataka State 8.23%

Allocation by Instruments

State Development Loan 98.4%

Net Current Assets 1.46%

Reverse Repo 0.14%

Margin Money 1.1148E-4%

Other Holdings

Others 0.14%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bandhan Fixed Term Plan Series 179	0.28%	1.92%	8.01%	8.09%	6.45%	N.A.
Nippon India Quarterly Interval Series II	0.43%	2.82%	6.14%	6.87%	5.7%	6.23%
Nippon India Annual Interval Series I	0.48%	3.52%	7.09%	7.11%	5.89%	6.43%
Nippon India Annual Interval Series I	0.47%	3.52%	6.99%	6.97%	5.79%	6.38%
UTI Annual Interval Fund - I	0.4%	2.63%	5.92%	6.46%	6.04%	5.71%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bandhan Fixed Term Plan Series 179	1.73	4.19	1.04	1.26
Nippon India Quarterly Interval Series II	0.22	0.3	2.03	3.74
Nippon India Annual Interval Series I	0.33	0.12	2.09	4.99
Nippon India Annual Interval Series I	0.33	0.1	1.68	4.37
UTI Annual Interval Fund - I	0.25	0.61	0.31	0.41

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bandhan Fixed Term Plan Series 179	N.A.	359 Cr	6 yrs 9 m	0.3%
Nippon India Quarterly Interval Series II	N.A.	14 Cr	18 yrs 7 m	0.08%
Nippon India Annual Interval Series I	N.A.	3 Cr	18 yrs 7 m	0.11%
Nippon India Annual Interval Series I	N.A.	3 Cr	18 yrs 7 m	0.11%
UTI Annual Interval Fund - I	N.A.	21 Cr	18 yrs 5 m	0.16%

View all Fmp funds

Key risk & return ratios Compared to other funds in the category

Alpha	8.86 vs. 2.62 Higher outperformance against benchmark
Sharpe	1.04 vs. 2.74 Poor risk-adjusted returns
Beta	4.19 vs. 1.23 More sensitive to market's ups & downs
Standard deviation	1.73 vs. 0.58 More volatile performance

Compare Bandhan Fixed Term Plan Series 179 in detail with

About this fund

About Bandhan Fixed Term Plan Series 179

Bandhan Fixed Term Plan Series 179 is a FMP mutual fund scheme from Bandhan Mutual Fund. This fund has been in existence for 6 yrs 9 m, having been launched on 11/03/2019. Bandhan Fixed Term Plan Series 179 has ₹359 Crores worth of assets under management (AUM) as on 31/10/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Bandhan Fixed Term Plan Series 179 as of 04/12/2025 is ₹17.17. The fund has an expense ratio of 0.3%, which is higher than what most other Fmp funds charge.

Bandhan Fixed Term Plan Series 179 returns of last 1-year are 7.97%. Since launch, it has delivered 8.36% average annual returns.
Bandhan Fixed Term Plan Series 179 scheme's ability to deliver returns consistently is lower than most funds of its category. Its ability to control losses in a falling market is below average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in Gujarat State, Uttar Pradesh State, Tamilnadu State, Karnataka State, Maharashtra State.

...

Fund AUM	359 Cr as on Oct 31, 2025
Scheme document	View Scheme Document

Fund managers

Harshal Joshi

Mr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, Mumbai Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) in 2008 he has worked with ICAP India Pvt. Ltd.

Investment objective

The scheme seeks to generate income by investing in a portfolio of debt and money market instruments maturing on or before the maturity of the scheme.

Bandhan Mutual Fund details

No. of schemes	68 view all schemes
Total AUM	1,87,716 Cr as on Sep 30, 2025
Address	One World Centre, 6th Floor, Tower 1C, Senapati Bapat Marg, Prabhadevi Mumbai, 400013

More funds from Bandhan Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Bandhan Gilt Fund with 10 year Constant Duration Fund	N.A.	346 Cr	7.57%	8.06%
Bandhan Crisil IBX Gilt April 2032 Index Fund	N.A.	437 Cr	7.94%	N.A.
Bandhan CRISIL IBX 90:10 SDL Plus Gilt- April 2032 Index Fund	N.A.	425 Cr	6.92%	7.97%
Bandhan CRISIL IBX Gilt April 2028 Index Fund	N.A.	4,245 Cr	7.74%	7.58%
Bandhan CRISIL IBX 90:10 SDL Plus Gilt-September 2027 Index Fund	N.A.	151 Cr	7.85%	7.56%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Bandhan Fixed Term Plan Series 179?

The current Net Asset Value (NAV) of the Bandhan Fixed Term Plan Series 179 plan is approximately ₹17.1679 as of Dec 04, 2025.

What are the returns of this mutual fund scheme?

The Bandhan Fixed Term Plan Series 179 is a 6 yrs 9 m old fund and has delivered average annual returns of 8.31% since inception.

Bandhan Fixed Term Plan Series 179 Returns

1-Year	3-Year	5-Year	Since Inception
8.01%	8.09%	6.45%	8.31%

How much does this mutual fund charge as expense ratio?

The Bandhan Fixed Term Plan Series 179 has an expense ratio of 0.3%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Bandhan Fixed Term Plan Series 179 currently has assets under management (AUM) or fund size valued at approximately 359 Cr as on Oct 31, 2025.

To whom does Bandhan Fixed Term Plan Series 179 lend to?

The top 3 debt holdings of Bandhan Fixed Term Plan Series 179 are as follows

Holding Name	Percentage of Portfolio
Gujarat State	39.57%
Uttar Pradesh State	26.18%
Tamilnadu State	19.72%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Bandhan Fixed Term Plan Series 179 allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	98.4%
Cash & Call Money	1.6%
Others	1.1148E-4%

What is risk level of Bandhan Fixed Term Plan Series 179?

This is a Fmp fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Bandhan Fixed Term Plan Series 179?

Redeeming your investments in the Bandhan Fixed Term Plan Series 179 is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in FMP

#NA

Return Outperformance: This fund has generated highest return amongst FMP funds in the last 5 Years.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.