Bandhan Dynamic Bond Fund

Q: What are the returns of this mutual fund scheme?

The Bandhan Dynamic Bond Fund is a 16 yrs 10 m old fund and has delivered average annual returns of 7.54% since inception. Bandhan Dynamic Bond Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 3.82% 6.87% 4.57% 6.83% 7.54%

Q: How much does this mutual fund charge as expense ratio?

The Bandhan Dynamic Bond Fund has an expense ratio of 1.57% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹33.9671+0.06% 1 day change	7.54% p.a.	App exclusive #NA View Ranked Funds	₹2,681 Cr

Historical NAV & returns

NAV: ₹33.9671 as on Oct 20, 2025

This fund Category average

Bandhan Dynamic Bond Fund overview

AUM (Fund size)	₹2,681 Cr
Exit load	0%
Lock-in Period	Nil
Age	16 yrs 10 m since Dec 01, 2008
Benchmark	NIFTY Composite Debt Index A-III
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	1.57% as on Sep 30, 2025
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Bandhan Dynamic Bond Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 26, 2025

Period	This fund	Category average
1 Month	0.62%	0.76%
3 Months	-0.01%	0.6%
6 Months	-1.19%	1.15%
1 Year	3.82%	6.55%
2 Years	7.8%	8.09%
3 Years	6.87%	7.37%
4 Years	5.17%	6.05%
5 Years	4.57%	5.59%
7 Years	7.04%	6.83%
10 Years	6.83%	6.77%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 98.14383117%

Cash & Call Money 1.51%

Others 0.35%

Top Debt Holdings

GOI 94.7%

Maharashtra State 1.93%

Tamilnadu State 1.51%

Others 0.03%

Allocation by Instruments

GOI Securities 94.70383116999999%

State Development Loan 3.44%

Net Current Assets 1.22%

Alternative Investment Fund 0.32%

Other Holdings

Others 0.32%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bandhan Dynamic Bond Fund	0.62%	-1.19%	3.82%	6.87%	4.57%	6.83%
ICICI Prudential All Seasons Bond Fund	0.73%	2.55%	8.0%	7.88%	6.46%	7.99%
360 ONE Dynamic Bond Fund	0.85%	3.26%	8.77%	8.4%	6.97%	7.01%
JM Dynamic Bond Fund	0.74%	1.62%	7.82%	7.37%	5.68%	6.61%
Aditya Birla Sun Life Dynamic Bond Fund	0.92%	1.92%	7.78%	7.85%	6.92%	6.27%
HSBC Dynamic Bond Fund	0.72%	0.84%	6.65%	7.17%	5.03%	6.76%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bandhan Dynamic Bond Fund	4.04	2.36	0.08	0.1
ICICI Prudential All Seasons Bond Fund	1.38	0.77	0.87	1.13
360 ONE Dynamic Bond Fund	1.92	1.07	0.87	1.29
JM Dynamic Bond Fund	2.08	1.16	0.35	0.57
Aditya Birla Sun Life Dynamic Bond Fund	2.2	1.26	0.51	0.74
HSBC Dynamic Bond Fund	2.41	1.39	0.24	0.34

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bandhan Dynamic Bond Fund	N.A.	2,681 Cr	16 yrs 10 m	1.57%
ICICI Prudential All Seasons Bond Fund	N.A.	14,948 Cr	16 yrs 5 m	1.28%
360 ONE Dynamic Bond Fund	N.A.	639 Cr	12 yrs 4 m	0.52%
JM Dynamic Bond Fund	N.A.	60 Cr	22 yrs 4 m	0.98%
Aditya Birla Sun Life Dynamic Bond Fund	N.A.	1,918 Cr	21 yrs 1 m	1.23%
HSBC Dynamic Bond Fund	N.A.	168 Cr	19 yrs 2 m	0.78%

View all Dynamic Bond funds

Key risk & return ratios Compared to other funds in the category

Alpha	-1.24 vs. 2.12 Underperformed at beating benchmark
Sharpe	0.08 vs. 2.23 Poor risk-adjusted returns
Beta	2.36 vs. 0.78 More sensitive to market's ups & downs
Standard deviation	4.04 vs. 2.41 More volatile performance

Compare Bandhan Dynamic Bond Fund in detail with

About this fund

About Bandhan Dynamic Bond Fund

Bandhan Dynamic Bond Fund is a Dynamic Bond mutual fund scheme from Bandhan Mutual Fund. This fund has been in existence for 16 yrs 10 m, having been launched on 01/12/2008. Bandhan Dynamic Bond Fund has ₹2,681 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Bandhan Dynamic Bond Fund as of 20/10/2025 is ₹33.97. The fund has an expense ratio of 1.57%, which is higher than what most other Dynamic Bond funds charge.

Bandhan Dynamic Bond Fund returns of last 1-year are 3.53%. Since launch, it has delivered 7.51% average annual returns. The fund has doubled the money invested in it every 11 yrs.
Bandhan Dynamic Bond Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to similar borrowers and hence the risk of default in this fund is same as the category.
The fund's top holdings are in GOI, Maharashtra State, Tamilnadu State.

...

Fund AUM	2,681 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Suyash Choudhary

Mr. Choudhary is a B.A (H) Economics from Delhi University and PGDM from IIM Calcutta. Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with HSBC Asset Management (India) Pvt. Ltd., Standard Chartered Asset Management Co. Pvt. Ltd. and Deutsche Bank.

Investment objective

The scheme seeks to generate optimal returns by active management of the portfolio by investing in debt and money market instruments across maturities.

Bandhan Mutual Fund details

No. of schemes	68 view all schemes
Total AUM	1,87,716 Cr as on Sep 30, 2025
Address	One World Centre, 6th Floor, Tower 1C, Senapati Bapat Marg, Prabhadevi Mumbai, 400013

More funds from Bandhan Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Bandhan Government Securities Fund Constant Maturity Plan	N.A.	341 Cr	8.29%	8.57%
Bandhan Fixed Term Plan Series 179	N.A.	356 Cr	8.19%	8.49%
Bandhan CRISIL IBX 90:10 SDL Plus Gilt- April 2032 Index Fund	N.A.	492 Cr	7.54%	N.A.
Bandhan CRISIL IBX Gilt April 2028 Index Fund	N.A.	4,294 Cr	8.18%	7.92%
Bandhan Crisil IBX Gilt April 2032 Index Fund	N.A.	441 Cr	8.6%	N.A.
Bandhan CRISIL IBX Gilt June 2027 Index Fund	N.A.	6,420 Cr	7.95%	7.76%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Bandhan Dynamic Bond Fund?

The current Net Asset Value (NAV) of the Bandhan Dynamic Bond Fund plan is approximately ₹33.9671 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Bandhan Dynamic Bond Fund is a 16 yrs 10 m old fund and has delivered average annual returns of 7.54% since inception.

Bandhan Dynamic Bond Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
3.82%	6.87%	4.57%	6.83%	7.54%

How much does this mutual fund charge as expense ratio?

The Bandhan Dynamic Bond Fund has an expense ratio of 1.57%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Bandhan Dynamic Bond Fund currently has assets under management (AUM) or fund size valued at approximately 2,681 Cr as on Sep 30, 2025.

To whom does Bandhan Dynamic Bond Fund lend to?

The top 3 debt holdings of Bandhan Dynamic Bond Fund are as follows

Holding Name	Percentage of Portfolio
GOI	94.7%
Maharashtra State	1.93%
Tamilnadu State	1.51%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Bandhan Dynamic Bond Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	98.14383117%
Cash & Call Money	1.51%
Others	0.35%

What is risk level of Bandhan Dynamic Bond Fund?

This is a Dynamic Bond fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Bandhan Dynamic Bond Fund?

Redeeming your investments in the Bandhan Dynamic Bond Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Dynamic Bond

#NA

Return Outperformance: This fund has generated highest return amongst Dynamic Bond funds in the last 10 Years.
Exit Load: This fund has no exit load.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Chance: This fund has generated only 7.01% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.