Bandhan Dynamic Bond Fund Direct-Growth

Q: What are the returns of this mutual fund scheme?

The Bandhan Dynamic Bond Fund Direct-Growth is a 13 yrs 1 m old fund and has delivered average annual returns of 8.13% since inception. Bandhan Dynamic Bond Fund Direct-Growth Returns 1-Year 3-Year 5-Year 10-Year Since Inception 4.0% 7.11% 5.67% 7.74% 8.13%

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹38.0406+0.0% 1 day change	8.13% p.a.	App exclusive #NA View Ranked Funds	₹2,435 Cr

Historical NAV & returns

NAV: ₹38.0406 as on Feb 02, 2026

This fund Category average

Bandhan Dynamic Bond Fund overview

Expense ratio	0.71% as on Feb 02, 2026
Exit load	0%
AUM (Fund size)	₹2,435 Cr
Lock-in Period	Nil
Age	13 yrs 1 m since Jan 01, 2013
Benchmark	NIFTY Composite Debt Index A-III
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Bandhan Dynamic Bond Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	0.16%	-0.09%
3 Months	0.63%	0.34%
6 Months	0.53%	0.93%
1 Year	4.0%	5.5%
2 Years	5.99%	6.99%
3 Years	7.11%	7.44%
4 Years	6.25%	6.85%
5 Years	5.67%	6.24%
7 Years	7.53%	7.31%
10 Years	7.74%	7.61%

Asset allocationas on Dec 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 59.09%

AAA 36.94%

Cash & Call Money 3.61%

Others 0.3620661%

Top Debt Holdings

GOI 55.33%

Bajaj Housing Finance Ltd. 9.86%

LIC Housing Finance Ltd. 4.16%

Indian Railway Finance Corporation Ltd. 3.13%

Allocation by Instruments

GOI Securities 55.33%

Debenture 28.61%

Bonds 5.2%

State Development Loan 3.76%

Other Holdings

Others 3.54%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bandhan Dynamic Bond Fund	0.16%	0.53%	4.0%	7.11%	5.67%	7.74%
ICICI Prudential All Seasons Bond Fund	-0.02%	1.71%	7.02%	8.19%	7.18%	8.99%
360 ONE Dynamic Bond Fund	0.15%	2.17%	7.79%	8.5%	7.19%	7.39%
PGIM India Dynamic Bond Fund	-0.23%	0.47%	5.2%	7.64%	6.32%	8.08%
Aditya Birla Sun Life Dynamic Bond Fund	-0.08%	1.18%	6.52%	7.83%	7.34%	7.02%
JM Dynamic Bond Fund	-0.16%	0.82%	6.0%	7.18%	6.14%	6.94%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bandhan Dynamic Bond Fund	4.04	2.31	0.24	0.33
ICICI Prudential All Seasons Bond Fund	1.4	0.77	1.37	1.8
360 ONE Dynamic Bond Fund	1.95	1.08	1.03	1.55
PGIM India Dynamic Bond Fund	2.43	1.42	0.61	0.91
Aditya Birla Sun Life Dynamic Bond Fund	2.23	1.27	0.72	1.09
JM Dynamic Bond Fund	2.15	1.16	0.44	0.74

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bandhan Dynamic Bond Fund	N.A.	2,435 Cr	13 yrs 1 m	0.71%
ICICI Prudential All Seasons Bond Fund	N.A.	14,929 Cr	13 yrs 1 m	0.6%
360 ONE Dynamic Bond Fund	N.A.	618 Cr	12 yrs 7 m	0.27%
PGIM India Dynamic Bond Fund	N.A.	97 Cr	13 yrs 1 m	0.46%
Aditya Birla Sun Life Dynamic Bond Fund	N.A.	1,878 Cr	13 yrs 1 m	0.64%
JM Dynamic Bond Fund	N.A.	58 Cr	13 yrs 1 m	0.43%

View all Dynamic Bond funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.04 vs. 2.62 Underperformed at beating benchmark
Sharpe	0.24 vs. 2.74 Poor risk-adjusted returns
Beta	2.31 vs. 0.99 More sensitive to market's ups & downs
Standard deviation	4.04 vs. 2.44 More volatile performance

About this fund

About Bandhan Dynamic Bond Fund

Bandhan Dynamic Bond Fund Direct-Growth is a Dynamic Bond mutual fund scheme from Bandhan Mutual Fund. This fund has been in existence for 13 yrs 1 m, having been launched on 01/01/2013. Bandhan Dynamic Bond Fund Direct-Growth has ₹2,435 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Bandhan Dynamic Bond Fund Direct-Growth as of 02/02/2026 is ₹38.04. The fund has an expense ratio of 0.71%, which is higher than what most other Dynamic Bond funds charge.

Bandhan Dynamic Bond Fund Direct-Growth returns of last 1-year are 3.92%. Since launch, it has delivered 8.14% average annual returns. The fund has doubled the money invested in it every 10 yrs.
Bandhan Dynamic Bond Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to similar borrowers and hence the risk of default in this fund is same as the category.
The fund's top holdings are in GOI, Bajaj Housing Finance Ltd., LIC Housing Finance Ltd., Indian Railway Finance Corporation Ltd., National Bank For Agriculture & Rural Development.

...

Fund AUM	2,435 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Suyash Choudhary

Mr. Choudhary is a B.A (H) Economics from Delhi University and PGDM from IIM Calcutta. Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with HSBC Asset Management (India) Pvt. Ltd., Standard Chartered Asset Management Co. Pvt. Ltd. and Deutsche Bank.

Investment objective

The scheme seeks to generate optimal returns by active management of the portfolio by investing in debt and money market instruments across maturities.

Bandhan Mutual Fund details

No. of schemes	68 view all schemes
Total AUM	1,99,722 Cr as on Dec 31, 2025
Address	One World Centre, 6th Floor, Tower 1C, Senapati Bapat Marg, Prabhadevi Mumbai, 400013

More funds from Bandhan Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Bandhan Crisil IBX Gilt April 2032 Index Fund	N.A.	438 Cr	6.85%	N.A.
Bandhan Gilt Fund with 10 year Constant Duration Fund	N.A.	340 Cr	6.35%	8.01%
Bandhan CRISIL IBX 90:10 SDL Plus Gilt- April 2032 Index Fund	N.A.	420 Cr	6.01%	7.89%
Bandhan CRISIL IBX 90:10 SDL Plus Gilt-September 2027 Index Fund	N.A.	150 Cr	7.61%	7.8%
Bandhan CRISIL IBX Gilt April 2028 Index Fund	N.A.	4,192 Cr	7.73%	7.77%
Bandhan Floater Fund	N.A.	298 Cr	7.31%	7.75%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Bandhan Dynamic Bond Fund Direct-Growth?

The current Net Asset Value (NAV) of the Bandhan Dynamic Bond Fund - Direct Growth plan is approximately ₹38.0406 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Bandhan Dynamic Bond Fund Direct-Growth is a 13 yrs 1 m old fund and has delivered average annual returns of 8.13% since inception.

Bandhan Dynamic Bond Fund Direct-Growth Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
4.0%	7.11%	5.67%	7.74%	8.13%

How much does this mutual fund charge as expense ratio?

The Bandhan Dynamic Bond Fund - Direct Growth has an expense ratio of 0.71%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Bandhan Dynamic Bond Fund currently has assets under management (AUM) or fund size valued at approximately 2,435 Cr as on Dec 31, 2025.

To whom does Bandhan Dynamic Bond Fund lend to?

The top 3 debt holdings of Bandhan Dynamic Bond Fund are as follows

Holding Name	Percentage of Portfolio
GOI	55.33%
Bajaj Housing Finance Ltd.	9.86%
LIC Housing Finance Ltd.	4.16%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Bandhan Dynamic Bond Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	59.09%
AAA	36.94%
Cash & Call Money	3.61%

What is risk level of Bandhan Dynamic Bond Fund?

This is a Dynamic Bond fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Bandhan Dynamic Bond Fund Direct-Growth?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Bandhan Dynamic Bond Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the Bandhan Dynamic Bond Fund is complete.

How can I redeem my investments in Bandhan Dynamic Bond Fund?

Redeeming your investments in the Bandhan Dynamic Bond Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Dynamic Bond

#NA

Return Outperformance: This fund has generated highest return amongst Dynamic Bond funds in the last 10 Years.
Age: This is the 3rd oldest Dynamic Bond fund.
Exit Load: This fund has no exit load.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Chance: This fund has generated only 7.5% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.