WhiteOak Capital Flexi Cap Fund Direct - Growth

Q: What are the returns of this mutual fund scheme?

The WhiteOak Capital Flexi Cap Fund Direct - Growth is a 3 yrs 6 m old fund and has delivered average annual returns of 18.05% since inception. WhiteOak Capital Flexi Cap Fund Direct - Growth Returns 1-Year 3-Year Since Inception 8.31% 20.21% 18.05%

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹17.92-0.87% 1 day change	18.05% p.a.	App exclusive #NA View Ranked Funds	₹7,093 Cr

Historical NAV & returns

NAV: ₹17.92 as on Feb 02, 2026

This fund Category average

WhiteOak Capital Flexi Cap Fund overview

Expense ratio	0.51% as on Feb 02, 2026
Exit load	1.0% Exit load of 1%, if redeemed within 1 month.!
AUM (Fund size)	₹7,093 Cr
Lock-in Period	Nil
Age	3 yrs 6 m since Jul 12, 2022
Benchmark	BSE 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

WhiteOak Capital Flexi Cap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-4.96%	-7.1%
3 Months	-4.47%	-7.08%
6 Months	-0.04%	-4.04%
1 Year	8.31%	2.91%
2 Years	12.58%	7.38%
3 Years	20.21%	15.65%

View returns in detail

Asset allocationas on Dec 31, 2025

Large Cap 57.52%

Mid Cap 8.46%

Small Cap 28.4%

Other Cap 0%

Top holdings

ICICI Bank Ltd.7.64%

HDFC Bank Ltd.7.53%

State Bank of India2.9%

Mahindra & Mahindra Ltd.2.75%

Top sectors

Financial 32.45%

Services 9.630000000000003%

Automobile 7.38%

Technology 7.379999999999999%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Others 3.32%

Reserve Bank of India 2.21%

Allocation by Instruments

CBLO 3.31725583%

Infrastructure Investment Trust 2.72804697%

Real Estate Investment Trusts 2.4805899499999997%

Treasury Bills 2.2032346400000002%

Other Holdings

Nexus Select Trust 1.77%

National Highways Infra Trust 1.35%

Embassy Office Parks REIT 0.71%

Vertis Infrastructure Trust 0.66%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
WhiteOak Capital Flexi Cap Fund	-4.96%	-0.04%	8.31%	20.21%	N.A.	N.A.
HDFC Flexi Cap Fund	-3.14%	3.58%	12.52%	21.97%	21.54%	18.87%
Parag Parikh Flexi Cap Fund	-2.29%	1.6%	6.59%	20.22%	19.06%	18.93%
JM Flexicap Fund	-5.61%	-3.69%	-3.21%	20.6%	18.26%	18.38%
Edelweiss Flexi Cap Fund	-4.39%	3.25%	10.4%	20.09%	17.7%	17.38%
Franklin India Flexi Cap Fund	-4.59%	-0.76%	5.95%	18.48%	16.72%	15.66%

Fund name	Std. deviation	Beta	Sharpe	Sortino
WhiteOak Capital Flexi Cap Fund	12.36	0.92	1.11	1.58
HDFC Flexi Cap Fund	10.29	0.78	1.44	2.41
Parag Parikh Flexi Cap Fund	8.29	0.59	1.68	2.59
JM Flexicap Fund	14.8	1.03	0.97	1.35
Edelweiss Flexi Cap Fund	13.05	0.99	1.09	1.44
Franklin India Flexi Cap Fund	12.12	0.92	1.01	1.48

Fund name	ETM Rank	AUM	Fund age	Expense ratio
WhiteOak Capital Flexi Cap Fund	N.A.	7,093 Cr	3 yrs 6 m	0.51%
HDFC Flexi Cap Fund	N.A.	96,295 Cr	13 yrs 1 m	0.67%
Parag Parikh Flexi Cap Fund	N.A.	1,33,309 Cr	12 yrs 8 m	0.63%
JM Flexicap Fund	N.A.	5,463 Cr	13 yrs 1 m	0.62%
Edelweiss Flexi Cap Fund	N.A.	3,127 Cr	11 yrs	0.43%
Franklin India Flexi Cap Fund	N.A.	19,972 Cr	13 yrs 1 m	0.92%

View all Flexi Cap funds

Key risk & return ratios Compared to other funds in the category

Alpha	4.61 vs. 5.35 Underperformed at beating benchmark
Sharpe	1.11 vs. 4.43 Poor risk-adjusted returns
Beta	0.92 vs. 0.76 More sensitive to market's ups & downs
Standard deviation	12.36 vs. 9.47 More volatile performance

About this fund

About WhiteOak Capital Flexi Cap Fund

WhiteOak Capital Flexi Cap Fund Direct - Growth is a Flexi Cap mutual fund scheme from Whiteoak Capital Mutual Fund. This fund has been in existence for 3 yrs 6 m, having been launched on 12/07/2022. WhiteOak Capital Flexi Cap Fund Direct - Growth has ₹7,093 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of WhiteOak Capital Flexi Cap Fund Direct - Growth as of 02/02/2026 is ₹17.92. The fund has an expense ratio of 0.51%, which is less than what most other Flexi Cap funds charge.

WhiteOak Capital Flexi Cap Fund Direct - Growth returns of last 1-year are 8.06%. Since launch, it has delivered 18.10% average annual returns.
WhiteOak Capital Flexi Cap Fund Direct - Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund has the majority of its money invested in Financial, Services, Automobile, Technology, Healthcare sectors. It has taken less exposure in Financial, Services sectors compared to other funds in the category.
The fund's top 5 holdings are in ICICI Bank Ltd., HDFC Bank Ltd., State Bank of India, Mahindra & Mahindra Ltd., Eternal Ltd..

...

Fund AUM	7,093 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Piyush Baranwal

Mr.Piyush Baranwal is a B. Tech. in Electronics and communication from Manipal Institute of Technology,Manipal.He completed PGDBM in Finance from S.P.Jain Institute of Management and Reserch and CFA. Prior to joining WhiteOak Capital Mutual Fund he has worked with BOI AXA, Morgan Stanley Investment Management (Jan, 2011-June, 2014) and Principal Pnb AMC as a Dealer- Fixed Income (May, 2008-Jan, 2011).

Trupti Agrawal

Ms. Agrawal has done B.Com and CA. Prior to joining WhiteOak Capital Mutual Fund, she has worked with L&T Infrastructure Finance Co. Ltd. and Ernst & Young.

Ramesh Mantri

Mr. Mantri is an MBA, CFA and CA Prior to joining WhiteOak Capital Mutual Fund, he has worked with WhiteOak Capital Management, Ashoka Capital Advisers, Smith Management, and CRISIL.

Dheeresh Pathak

Mr. Pathak has done B.E in Electronics Engineering and a PGDBM from MDI Gurgaon Prior to joining WhiteOak Capital Mutual Fund, he has worked with Goldman Sachs

Ashish Agrawal

PGDBM in Finance from Institute of Management Technology, Ghaziabad and Bachelor of Commerce from University of Lucknow Prior to joining Whiteoak Capital AMC, he was working with Motilal Owal Asset Management Co. Ltd from 2016 till date. Citigroup Global Markets Ltd from 2010 to 2016

Investment objective

This Scheme aims to offer its investors the benefits of all three market capitalizations (large cap, mid cap & small cap). There is no predetermined allocation towards any of the market caps, sectors or any investment style biases. Fund Manager has a flexibility to decide the actual allocation towards companies based on fundamentals of businesses & their long-term growth potential. This Scheme aims to construct a portfolio which may help to unlock growth opportunities for investors.

WhiteOak Capital Mutual Fund details

No. of schemes	19 view all schemes
Total AUM	29,798 Cr as on Dec 31, 2025
Address	Unit No. B4, 6th Floor, Cnergy, Appasaheb Marathe Marg, Prabhadevi Mumbai, 400025
Phone	180030003060

More funds from WhiteOak Capital Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
WhiteOak Capital Mid Cap Fund	N.A.	4,448 Cr	12.48%	N.A.
WhiteOak Capital ELSS Tax Saver Fund	N.A.	448 Cr	6.53%	N.A.
WhiteOak Capital Large Cap Fund	N.A.	1,143 Cr	10.61%	N.A.
WhiteOak Capital Multi Cap Fund	N.A.	2,957 Cr	9.92%	N.A.
WhiteOak Capital Large & Mid Cap Fund	N.A.	2,072 Cr	12.03%	N.A.

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of WhiteOak Capital Flexi Cap Fund Direct - Growth?

The current Net Asset Value (NAV) of the WhiteOak Capital Flexi Cap Fund - Direct Growth plan is approximately ₹17.92 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The WhiteOak Capital Flexi Cap Fund Direct - Growth is a 3 yrs 6 m old fund and has delivered average annual returns of 18.05% since inception.

WhiteOak Capital Flexi Cap Fund Direct - Growth Returns

1-Year	3-Year	Since Inception
8.31%	20.21%	18.05%

How much does this mutual fund charge as expense ratio?

The WhiteOak Capital Flexi Cap Fund - Direct Growth has an expense ratio of 0.51%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The WhiteOak Capital Flexi Cap Fund currently has assets under management (AUM) or fund size valued at approximately 7,093 Cr as on Dec 31, 2025.

What are the top stock holdings of WhiteOak Capital Flexi Cap Fund?

The WhiteOak Capital Flexi Cap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
ICICI Bank Ltd.	7.64%
HDFC Bank Ltd.	7.53%
State Bank of India	2.9%
Mahindra & Mahindra Ltd.	2.75%
Eternal Ltd.	2.65%
Maruti Suzuki India Ltd.	2.64%
Bharti Airtel Ltd.	2.63%
Kotak Mahindra Bank Ltd.	2.54%
Reliance Industries Ltd.	2.53%
Bharat Electronics Ltd.	2.53%

What are the top sectors WhiteOak Capital Flexi Cap Fund has invested in?

The WhiteOak Capital Flexi Cap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	32.45%
Services	9.630000000000003%
Automobile	7.38%
Technology	7.379999999999999%
Healthcare	6.830000000000001%
Capital Goods	6.62%
Communication	5.1499999999999995%
Metals & Mining	3.7600000000000002%
Energy	3.71%
Consumer Staples	2.5599999999999996%

What is risk level of WhiteOak Capital Flexi Cap Fund?

This is a Flexi Cap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in WhiteOak Capital Flexi Cap Fund Direct - Growth?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for WhiteOak Capital Flexi Cap Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the WhiteOak Capital Flexi Cap Fund is complete.

How can I redeem my investments in WhiteOak Capital Flexi Cap Fund?

Redeeming your investments in the WhiteOak Capital Flexi Cap Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Flexi Cap

#NA

Return Outperformance: This fund has generated highest return amongst Flexi Cap funds in the last 3 Years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1%, if redeemed within 1 month.