UTI Value Fund Direct-Growth

Q: What are the returns of UTI Value Fund?

The UTI Value Fund is a 12 yrs 5 m old fund and has delivered average annual returns of 14.77% since inception. UTI Value Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 11.5% 21.83% 24.87% 14.31% 14.77%

Q: How much does UTI Value Fund charge as the expense ratio?

The UTI Value Fund - Direct Growth has an expense ratio of 1.13% , which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

Previously called: UTI Value Opportunities Direct-G

NAV as of Jun 05, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹180.3608+0.48% 1 day change	14.77% p.a.	#NA View Ranked Funds	₹9,573 Crs

Historical NAV & returns

NAV: ₹180.3608 as on Jun 05, 2025

This fund Category average

UTI Value Fund overview

Expense ratio	1.13% as on May 31, 2025
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.!
AUM (Fund size)	₹9,573 Crs
Lock-in	No Lockin
Age	12 yrs 5 m since Jan 01, 2013
Benchmark	NIFTY 500 TRI
Min. investment	SIP ₹500 & Lump. ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

UTI Value Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Jun 06, 2025

Period	This fund	Category average
1 Month	3.61%	4.88%
3 Months	8.99%	11.29%
6 Months	-2.77%	-2.92%
1 Year	11.5%	8.57%
2 Years	25.09%	24.09%
3 Years	21.83%	22.07%
4 Years	17.26%	17.96%
5 Years	24.87%	25.81%
7 Years	16.53%	16.3%
10 Years	14.31%	15.42%

View returns in detail

Asset allocationas on Apr 30, 2025

Large Cap 68.65641500000001%

Mid Cap 16.415893000000004%

Small Cap 14.347749%

Other Cap 0.009942999999990957%

Top holdings

HDFC Bank Ltd.9.95%

ICICI Bank Ltd.6.56%

Infosys Ltd.4.54%

Bharti Airtel Ltd.4.28%

Top sectors

Financial 31.869999999999994%

Technology 10.5%

Energy 8.43%

Automobile 8.39%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

GOI 0.27%

Clearing Corporation of India 0.01%

Allocation by Instruments

Net Current Assets 0.28562187%

GOI Securities 0.27007392%

Commercial Paper 0.01149068%

Other Holdings

Others 0.29%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
UTI Value Fund	N.A.	₹9,573 Crs	12 yrs 5 m	1.13%
ICICI Prudential India Opportunities Fund	N.A.	₹27,197 Crs	6 yrs 5 m	0.63%
SBI Contra Fund	N.A.	₹44,069 Crs	12 yrs 5 m	0.62%
ICICI Prudential Value Discovery Fund	N.A.	₹51,112 Crs	12 yrs 5 m	0.99%
ICICI Prudential Dividend Yield Equity Fund	N.A.	₹5,231 Crs	11 yrs 1 m	0.58%
ICICI Prudential India Equity FOF	N.A.	₹168 Crs	5 yrs 4 m	0.63%

Fund name	1M	6M	1Y	3Y	5Y	10Y
UTI Value Fund	3.61%	-2.77%	11.5%	21.83%	24.87%	14.31%
ICICI Prudential India Opportunities Fund	3.12%	2.13%	14.56%	27.6%	32.99%	14.27%
SBI Contra Fund	2.68%	-2.65%	6.83%	25.09%	34.48%	17.15%
ICICI Prudential Value Discovery Fund	2.66%	1.93%	13.95%	23.83%	28.82%	16.1%
ICICI Prudential Dividend Yield Equity Fund	2.13%	1.19%	10.97%	26.7%	32.59%	17.15%
ICICI Prudential India Equity FOF	3.03%	-0.4%	11.61%	23.28%	28.77%	12.18%

Fund name	Std. deviation	Beta	Sharpe	Sortino
UTI Value Fund	13.84	0.92	1.01	1.7
ICICI Prudential India Opportunities Fund	12.33	0.8	1.52	3.0
SBI Contra Fund	12.89	0.86	1.32	2.19
ICICI Prudential Value Discovery Fund	12.0	0.77	1.32	2.3
ICICI Prudential Dividend Yield Equity Fund	13.04	0.84	1.42	2.3
ICICI Prudential India Equity FOF	12.58	0.84	1.22	2.02

View all Strategy funds

Key risk & return ratios Compared to other funds in the category

Alpha	3.29 vs. 5.56 Underperformed at beating benchmark
Sharpe	1.01 vs. 5.86 Poor risk-adjusted returns
Beta	0.92 vs. 0.85 More sensitive to market's ups & downs
Standard deviation	13.84 vs. 9.89 More volatile performance

Compare UTI Value Fund in detail with

About this fund

About UTI Value Fund

UTI Value Fund Direct-Growth is a Strategy mutual fund scheme from Uti Mutual Fund. This fund has been in existence for 12 yrs 5 m, having been launched on 01/01/2013. UTI Value Fund Direct-Growth has ₹9,573 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of UTI Value Fund Direct-Growth as of 05/06/2025 is ₹180.36. The fund has an expense ratio of 1.13%, which is higher than what most other Strategy funds charge.

UTI Value Fund Direct-Growth returns of last 1-year are 13.07%. Since launch, it has delivered 14.78% average annual returns. The fund has doubled the money invested in it every 5 yrs.
UTI Value Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Financial, Technology, Energy, Automobile, Healthcare sectors. It has taken less exposure in Financial, Technology sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Infosys Ltd., Bharti Airtel Ltd., Kotak Mahindra Bank Ltd..

...

Fund AUM	₹9,573 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Amit Kumar Premchandani

Mr. Premchandani is a Chartered Accountant, MBA and CFA degree holder. Prior to joining UTI Mutual Fund, he has worked in Deutsche Equities India, JP Morgan and Peerless General Finance and Investment. In UTI he has been associated with Dept. of Securities Research and Dept. of Fund Management for more than 11 years.

Investment objective

The scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across market capitalization spectrum.

UTI Mutual Fund details

No. of schemes	62 view all schemes
Total AUM	₹3,39,983 Crs as on Mar 31, 2025
Address	UTI Tower, Plot C-1, GN Block, Banrda Kurla Complex, Bandra (East) Mumbai, 400051
Phone	0263 2296993

More funds from UTI Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	5Y
UTI Transportation and Logistics Fund	N.A.	₹3,292 Crs	-1.32%	29.06%
UTI Large & Mid Cap Fund	N.A.	₹4,349 Crs	12.29%	28.57%
UTI Mid Cap Fund	N.A.	₹10,923 Crs	8.9%	28.33%
UTI Infrastructure Fund	N.A.	₹2,139 Crs	2.9%	26.71%
UTI Dividend Yield Fund	N.A.	₹3,928 Crs	9.48%	24.57%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of UTI Value Fund?

The current Net Asset Value (NAV) of the UTI Value Fund - Direct Growth plan is approximately ₹180.3608 as of Jun 05, 2025.

What are the returns of this mutual fund scheme?

The UTI Value Fund is a 12 yrs 5 m old fund and has delivered average annual returns of 14.77% since inception.

UTI Value Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
11.5%	21.83%	24.87%	14.31%	14.77%

How much does this mutual fund charge as expense ratio?

The UTI Value Fund - Direct Growth has an expense ratio of 1.13%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The UTI Value Fund currently has assets under management (AUM) or fund size valued at approximately ₹9,573 Crs crore as of Mar 31, 2025.

What are the top stock holdings of UTI Value Fund?

The UTI Value Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	9.95%
ICICI Bank Ltd.	6.56%
Infosys Ltd.	4.54%
Bharti Airtel Ltd.	4.28%
Kotak Mahindra Bank Ltd.	4.04%
Axis Bank Ltd.	4.02%
Reliance Industries Ltd.	3.3%
State Bank of India	3.09%
Tech Mahindra Ltd.	2.71%
Mahindra & Mahindra Ltd.	2.68%

What are the top sectors UTI Value Fund has invested in?

The UTI Value Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	31.869999999999994%
Technology	10.5%
Energy	8.43%
Automobile	8.39%
Healthcare	8.02%
Services	5.38%
Materials	4.72%
Metals & Mining	4.59%
Communication	4.28%
Consumer Staples	3.06%

What is risk level of UTI Value Fund?

This is a Strategy fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in UTI Value Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for UTI Value Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in UTI Value Fund is complete.

How can I redeem my investments in UTI Value Fund?

Redeeming your investments in UTI Value Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in UTI Value Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Strategy

#NA

Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.