Question 1

What is the current NAV of UTI Nifty Private Bank Index Fund?

Accepted Answer

The current Net Asset Value (NAV) of the UTI Nifty Private Bank Index Fund - Direct Growth plan is approximately ₹10.3397 as of Jul 21, 2025.

Question 2

How much does UTI Nifty Private Bank Index Fund charge as the expense ratio?

Accepted Answer

The UTI Nifty Private Bank Index Fund - Direct Growth has an expense ratio of 0.42%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

Question 3

What is the AUM or size of UTI Nifty Private Bank Index Fund?

Accepted Answer

The UTI Nifty Private Bank Index Fund currently has assets under management (AUM) or fund size valued at approximately ₹224 Crs crore as of Jun 30, 2025.

Question 4

What are the top stock holdings of UTI Nifty Private Bank Index Fund?

Accepted Answer

The UTI Nifty Private Bank Index Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
ICICI Bank Ltd.	21.38%
HDFC Bank Ltd.	21.22%
Axis Bank Ltd.	19.41%
Kotak Mahindra Bank Ltd.	17.41%
Indusind Bank Ltd.	5.17%
The Federal Bank Ltd.	4.76%
IDFC First Bank Ltd.	4.05%
Yes Bank Ltd.	3.89%
Bandhan Bank Ltd.	1.36%
RBL Bank Ltd.	1.21%

Question 5

What are the top sectors UTI Nifty Private Bank Index Fund has invested in?

Accepted Answer

The UTI Nifty Private Bank Index Fund has primarily invested in the following sectors

Company	Percentage of Portfolio
ICICI Bank Ltd.	21.38%
HDFC Bank Ltd.	21.22%
Axis Bank Ltd.	19.41%
Kotak Mahindra Bank Ltd.	17.41%
Indusind Bank Ltd.	5.17%
The Federal Bank Ltd.	4.76%
IDFC First Bank Ltd.	4.05%
Yes Bank Ltd.	3.89%
Bandhan Bank Ltd.	1.36%
RBL Bank Ltd.	1.21%

Question 6

What is the risk level of UTI Nifty Private Bank Index Fund?

Accepted Answer

This is a Other Equity Index fund comes with Very High risk.

Question 7

Is there any lock-in period in UTI Nifty Private Bank Index Fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 8

How do I invest in UTI Nifty Private Bank Index Fund?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for UTI Nifty Private Bank Index Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in UTI Nifty Private Bank Index Fund is complete.

Question 9

How can I redeem my investments in UTI Nifty Private Bank Index Fund?

Accepted Answer

Redeeming your investments in UTI Nifty Private Bank Index Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in UTI Nifty Private Bank Index Fund from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.42% as on May 31, 2025
Exit load	0%
AUM (Fund size)	₹224 Cr
Lock-in Period	Nil
Age	10 m since Sep 02, 2024
Benchmark	Nifty Private Bank TRI
Min. investment	This scheme is currently not buyable
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Period	This fund	Category average
1 Month	-1.64%	-0.44%
3 Months	0.38%	7.9%
6 Months	16.35%	10.6%

Fund name	ETM Rank	AUM	Fund age	Expense ratio
UTI Nifty Private Bank Index Fund	N.A.	224 Cr	10 m	0.42%
ICICI Prudential BHARAT 22 FOF	N.A.	2,271 Cr	7 yrs 1 m	0.12%
Motilal Oswal Nifty Bank Index Fund	N.A.	642 Cr	5 yrs 11 m	0.26%
Tata Nifty Capital Markets Index Fund	N.A.	237 Cr	9 m	0.52%
Kotak Nifty Financial Services Ex-Bank Index Fund	N.A.	55 Cr	2 yrs	0.22%
ICICI Prudential Nifty Auto Index Fund	N.A.	137 Cr	2 yrs 10 m	0.4%

Fund name	1M	6M	1Y	3Y	5Y	10Y
UTI Nifty Private Bank Index Fund	-1.64%	16.35%	N.A.	N.A.	N.A.	N.A.
ICICI Prudential BHARAT 22 FOF	-1.15%	5.4%	-5.96%	30.05%	32.46%	12.5%
Motilal Oswal Nifty Bank Index Fund	-0.13%	17.31%	9.51%	16.41%	20.33%	7.58%
Tata Nifty Capital Markets Index Fund	0.14%	27.67%	28.04%	8.59%	5.07%	2.5%
Kotak Nifty Financial Services Ex-Bank Index Fund	-1.82%	22.02%	21.29%	16.31%	9.49%	4.64%
ICICI Prudential Nifty Auto Index Fund	0.58%	8.22%	-4.35%	24.12%	13.84%	6.7%

Fund name	Std. deviation	Beta	Sharpe	Sortino
UTI Nifty Private Bank Index Fund	N.A.	N.A.	N.A.	N.A.
ICICI Prudential BHARAT 22 FOF	17.2	1.09	1.43	2.29
Motilal Oswal Nifty Bank Index Fund	14.33	0.99	0.93	1.83
Tata Nifty Capital Markets Index Fund	N.A.	N.A.	N.A.	N.A.
Kotak Nifty Financial Services Ex-Bank Index Fund	N.A.	N.A.	N.A.	N.A.
ICICI Prudential Nifty Auto Index Fund	N.A.	N.A.	N.A.	N.A.

UTI Nifty Private Bank Index Fund Direct-Growth

Historical NAV & returns

UTI Nifty Private Bank Index Fund overview

UTI Nifty Private Bank Index Fund Returns calculator

Trailing returns as on Jun 12, 2025

Asset allocationas on May 31, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

Compare UTI Nifty Private Bank Index Fund in detail with

About this fund

About UTI Nifty Private Bank Index Fund

Fund managers

Investment objective

UTI Mutual Fund details

More funds from UTI Mutual Fund

Frequently asked questions

ET Money rank

Fund AUM	224 Cr as on May 31, 2025
Scheme document	View Scheme Document

No. of schemes	62 view all schemes
Total AUM	3,61,295 Cr as on Jun 30, 2025
Address	UTI Tower, Plot C-1, GN Block, Banrda Kurla Complex, Bandra (East) Mumbai, 400051
Phone	0263 2296993

Fund name	ETM Rank	AUM	1Y	5Y
UTI Transportation and Logistics Fund	N.A.	3,447 Cr	-0.84%	28.35%
UTI Large & Mid Cap Fund	N.A.	4,544 Cr	5.48%	27.72%
UTI Mid Cap Fund	N.A.	11,643 Cr	2.57%	26.88%
UTI Infrastructure Fund	N.A.	2,200 Cr	-2.15%	26.79%
UTI Value Fund	N.A.	9,752 Cr	4.77%	23.8%
UTI Small Cap Fund	N.A.	4,529 Cr	9.13%	N.A.