UTI MNC Fund Direct-Growth

Q: What are the returns of this mutual fund scheme?

The UTI MNC Fund Direct-Growth is a 12 yrs 9 m old fund and has delivered average annual returns of 15.12% since inception. UTI MNC Fund Direct-Growth Returns 1-Year 3-Year 5-Year 10-Year Since Inception 3.44% 15.27% 16.31% 11.14% 15.12%

Q: How much does this mutual fund charge as expense ratio?

The UTI MNC Fund - Direct Growth has an expense ratio of 1.25% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹452.4288+0.14% 1 day change	15.12% p.a.	App exclusive #NA View Ranked Funds	₹2,860 Cr

Historical NAV & returns

NAV: ₹452.4288 as on Oct 20, 2025

This fund Category average

UTI MNC Fund overview

Expense ratio	1.25% as on Sep 30, 2025
Exit load	1.0% Exit load of 1% if redeemed less than 1 year!
AUM (Fund size)	₹2,860 Cr
Lock-in Period	Nil
Age	12 yrs 9 m since Jan 01, 2013
Benchmark	NIFTY MNC TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

UTI MNC Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	1.65%	1.51%
3 Months	5.42%	4.18%
6 Months	13.88%	12.43%
1 Year	3.44%	1.71%
2 Years	15.96%	13.26%
3 Years	15.27%	13.63%
4 Years	11.5%	10.61%
5 Years	16.31%	16.63%
7 Years	13.18%	12.78%
10 Years	11.14%	10.67%

View returns in detail

Asset allocationas on Sep 30, 2025

Large Cap 44.74%

Mid Cap 23.99%

Small Cap 27.27%

Other Cap 0%

Top holdings

Maruti Suzuki India Ltd.10.0%

Procter & Gamble Health Ltd.5.31%

Nestle India Ltd.5.19%

Hindustan Unilever Ltd.4.38%

Top sectors

Consumer Staples 22.560000000000002%

Automobile 16.99%

Healthcare 15.479999999999997%

Technology 11.54%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

GOI 0.36%

Others 0.05%

Allocation by Instruments

Net Current Assets 3.59836987%

GOI Securities 0.35767684%

CBLO 0.04616132%

Other Holdings

Others 3.6%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
UTI MNC Fund	1.65%	13.88%	3.44%	15.27%	16.31%	11.14%
ICICI Prudential MNC Fund	2.26%	13.13%	4.08%	16.29%	21.93%	12.19%
SBI MNC Fund	1.4%	4.26%	-0.44%	8.15%	14.8%	11.08%
Aditya Birla Sun Life MNC Fund	0.8%	13.74%	1.76%	14.8%	13.47%	9.79%
HDFC MNC Fund	0.96%	11.98%	-0.27%	12.3%	7.21%	3.54%

Fund name	Std. deviation	Beta	Sharpe	Sortino
UTI MNC Fund	12.29	0.83	0.58	0.76
ICICI Prudential MNC Fund	11.55	0.78	0.74	0.88
SBI MNC Fund	10.33	0.65	0.1	0.14
Aditya Birla Sun Life MNC Fund	13.78	0.88	0.52	0.84
HDFC MNC Fund	N.A.	N.A.	N.A.	N.A.

Fund name	ETM Rank	AUM	Fund age	Expense ratio
UTI MNC Fund	N.A.	2,860 Cr	12 yrs 9 m	1.25%
ICICI Prudential MNC Fund	N.A.	1,688 Cr	6 yrs 4 m	1.05%
SBI MNC Fund	N.A.	5,876 Cr	12 yrs 9 m	1.25%
Aditya Birla Sun Life MNC Fund	N.A.	3,682 Cr	12 yrs 9 m	1.29%
HDFC MNC Fund	N.A.	593 Cr	2 yrs 8 m	1.24%

View all Thematic-mnc funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.79 vs. 1.09 Underperformed at beating benchmark
Sharpe	0.58 vs. 1.37 Poor risk-adjusted returns
Beta	0.83 vs. 0.44 More sensitive to market's ups & downs
Standard deviation	12.29 vs. 6.85 More volatile performance

Compare UTI MNC Fund in detail with

About this fund

About UTI MNC Fund

UTI MNC Fund Direct-Growth is a Thematic-MNC mutual fund scheme from Uti Mutual Fund. This fund has been in existence for 12 yrs 9 m, having been launched on 01/01/2013. UTI MNC Fund Direct-Growth has ₹2,860 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of UTI MNC Fund Direct-Growth as of 20/10/2025 is ₹452.43. The fund has an expense ratio of 1.25%, which is close to what most other Thematic-mnc funds charge.

UTI MNC Fund Direct-Growth returns of last 1-year are -1.19%. Since launch, it has delivered 15.11% average annual returns. The fund has doubled the money invested in it every 5 yrs.
UTI MNC Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Consumer Staples, Automobile, Healthcare, Technology, Capital Goods sectors. It has taken less exposure in Consumer Staples, Automobile sectors compared to other funds in the category.
The fund's top 5 holdings are in Maruti Suzuki India Ltd., Procter & Gamble Health Ltd., Nestle India Ltd., Hindustan Unilever Ltd., Vedanta Ltd..

...

Fund AUM	2,860 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Karthikraj Lakshmanan

Mr. Lakshmanan is Commerce Graduate, PGDBM (from SPJIMR, Mumbai), CA and has cleared CFA Level 3 (US CFAI). Prior to joining UTI Mutual Fund, he was associated with Baroda BNP Paribas AMC (Jul 14, 2008), ICICI Prudential AMC as Senior Research Analyst (Mar 9, 2007-Jul 10, 2008), Goldman Sachs Services Pvt. Ltd. as Business Analyst (Apr 3, 2006-Mar 6, 2007) and with ICICI Bank as Management Trainee.

Investment objective

The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of multinational companies.

UTI Mutual Fund details

No. of schemes	63 view all schemes
Total AUM	3,79,176 Cr as on Sep 30, 2025
Address	UTI Tower, Plot C-1, GN Block, Banrda Kurla Complex, Bandra (East) Mumbai, 400051
Phone	0263 2296993

More funds from UTI Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
UTI Transportation and Logistics Fund	N.A.	3,968 Cr	17.08%	28.83%
UTI Infrastructure Fund	N.A.	2,132 Cr	3.36%	26.46%
UTI Large & Mid Cap Fund	N.A.	4,993 Cr	5.53%	26.4%
UTI Mid Cap Fund	N.A.	11,666 Cr	2.17%	23.72%
UTI Small Cap Fund	N.A.	4,669 Cr	5.19%	N.A.
UTI Value Fund	N.A.	9,727 Cr	5.28%	22.7%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of UTI MNC Fund Direct-Growth?

The current Net Asset Value (NAV) of the UTI MNC Fund - Direct Growth plan is approximately ₹452.4288 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The UTI MNC Fund Direct-Growth is a 12 yrs 9 m old fund and has delivered average annual returns of 15.12% since inception.

UTI MNC Fund Direct-Growth Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
3.44%	15.27%	16.31%	11.14%	15.12%

How much does this mutual fund charge as expense ratio?

The UTI MNC Fund - Direct Growth has an expense ratio of 1.25%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The UTI MNC Fund currently has assets under management (AUM) or fund size valued at approximately 2,860 Cr as on Sep 30, 2025.

What are the top stock holdings of UTI MNC Fund?

The UTI MNC Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
Maruti Suzuki India Ltd.	10.0%
Procter & Gamble Health Ltd.	5.31%
Nestle India Ltd.	5.19%
Hindustan Unilever Ltd.	4.38%
Vedanta Ltd.	4.21%
United Spirits Ltd.	3.64%
Britannia Industries Ltd.	3.3%
Gland Pharma Ltd.	2.96%
Infosys Ltd.	2.87%
3M India Ltd.	2.78%

What are the top sectors UTI MNC Fund has invested in?

The UTI MNC Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Consumer Staples	22.560000000000002%
Automobile	16.99%
Healthcare	15.479999999999997%
Technology	11.54%
Capital Goods	10.05%
Metals & Mining	5.6899999999999995%
Services	4.029999999999999%
Chemicals	3.8200000000000003%
Consumer Discretionary	1.79%
Financial	1.43%

What is risk level of UTI MNC Fund?

This is a Thematic-mnc fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in UTI MNC Fund Direct-Growth?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for UTI MNC Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the UTI MNC Fund is complete.

How can I redeem my investments in UTI MNC Fund?

Redeeming your investments in the UTI MNC Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Thematic-MNC

#NA

Return Outperformance: This fund has generated highest return amongst Thematic-MNC funds in the last 10 Years.
Chance: This fund has generated a 9.92% annual return in 70% of times for investors holding for at least 5 years.
Age: This is the 2nd oldest Thematic-MNC fund.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1% if redeemed less than 1 year