UTI Long Duration Fund

Q: What are the returns of this mutual fund scheme?

The UTI Long Duration Fund is a 2 yrs 10 m old fund and has delivered average annual returns of 5.61% since inception. UTI Long Duration Fund Returns 1-Year Since Inception 0.6% 5.61%

Q: How much does this mutual fund charge as expense ratio?

The UTI Long Duration Fund has an expense ratio of 1.54% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹11.7208-0.62% 1 day change	5.61% p.a.	App exclusive #NA View Ranked Funds	₹100 Cr

Historical NAV & returns

NAV: ₹11.7208 as on Feb 02, 2026

This fund Category average

UTI Long Duration Fund overview

AUM (Fund size)	₹100 Cr
Exit load	0%
Lock-in Period	Nil
Age	2 yrs 10 m since Mar 06, 2023
Benchmark	NIFTY Long Duration Debt Index A-III
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	1.54% as on Feb 02, 2026
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

UTI Long Duration Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-0.69%	-0.51%
3 Months	-0.27%	-0.11%
6 Months	-1.92%	-0.87%
1 Year	0.6%	2.52%
2 Years	3.77%	5.62%

Asset allocationas on Dec 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 77.83275292%

Cash & Call Money 21.76584928%

Others 0.40139777%

Top Debt Holdings

GOI 77.84%

Others 0.07%

Allocation by Instruments

GOI Securities 77.83275292%

Net Current Assets 21.69563978%

Alternative Investment Fund 0.40139777%

CBLO 0.0702095%

Other Holdings

Others 21.7%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
UTI Long Duration Fund	-0.69%	-1.92%	0.6%	N.A.	N.A.	N.A.
ICICI Prudential Long Term Bond Fund	-0.52%	-0.99%	3.47%	6.76%	4.93%	7.27%
Nippon India Nivesh Lakshya Long Duration Fund	-1.15%	-1.99%	2.08%	6.58%	5.07%	5.91%
Aditya Birla Sun Life Long Duration Fund	-0.49%	-1.11%	3.3%	6.79%	4.92%	2.43%
SBI Long Duration Fund	-0.49%	-0.79%	2.14%	6.71%	4.23%	2.09%
HDFC Long Duration Debt Fund	-0.85%	-1.75%	1.53%	6.45%	3.87%	1.91%

Fund name	Std. deviation	Beta	Sharpe	Sortino
UTI Long Duration Fund	N.A.	N.A.	N.A.	N.A.
ICICI Prudential Long Term Bond Fund	3.14	2.29	0.28	0.37
Nippon India Nivesh Lakshya Long Duration Fund	3.83	2.67	0.22	0.29
Aditya Birla Sun Life Long Duration Fund	3.46	2.63	0.26	0.38
SBI Long Duration Fund	4.28	2.23	0.21	0.28
HDFC Long Duration Debt Fund	4.61	2.72	0.14	0.2

Fund name	ETM Rank	AUM	Fund age	Expense ratio
UTI Long Duration Fund	N.A.	100 Cr	2 yrs 10 m	1.54%
ICICI Prudential Long Term Bond Fund	N.A.	1,039 Cr	27 yrs 7 m	0.95%
Nippon India Nivesh Lakshya Long Duration Fund	N.A.	9,219 Cr	7 yrs 7 m	0.65%
Aditya Birla Sun Life Long Duration Fund	N.A.	152 Cr	3 yrs 6 m	1.09%
SBI Long Duration Fund	N.A.	2,023 Cr	3 yrs 1 m	0.66%
HDFC Long Duration Debt Fund	N.A.	4,526 Cr	3 yrs	0.62%

View all Long Duration funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare UTI Long Duration Fund in detail with

About this fund

About UTI Long Duration Fund

UTI Long Duration Fund is a Long Duration mutual fund scheme from Uti Mutual Fund. This fund has been in existence for 2 yrs 10 m, having been launched on 06/03/2023. UTI Long Duration Fund has ₹100 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of UTI Long Duration Fund as of 02/02/2026 is ₹11.72. The fund has an expense ratio of 1.54%, which is higher than what most other Long Duration funds charge.

UTI Long Duration Fund returns of last 1-year are 0.51%. Since launch, it has delivered 5.66% average annual returns.
The fund's credit profile is high indicating it has lent to borrowers whose quality is great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI.

...

Fund AUM	100 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Sunil Madhukar Patil

Mr. Patil is MMF, Finance He joined UTI AMC in October 1989. He has overall 32 years of experience in Primary Market Investment / Dealing and Fund Management.

Pankaj Pathak

Mr. Pankaj is a CFA (CFA Institute, USA) and PG Diploma in Banking & Finance (NIBM, Pune). Prior to joining UTI AMC, he has worked with Quantum Asset Management Company and Bank of Maharashtra in Treasury Department.

Investment objective

The scheme aims to generate optimal returns with adequate liquidity by investing in a portfolio of debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

UTI Mutual Fund details

No. of schemes	63 view all schemes
Total AUM	3,95,059 Cr as on Dec 31, 2025
Address	UTI Tower, Plot C-1, GN Block, Banrda Kurla Complex, Bandra (East) Mumbai, 400051
Phone	0263 2296993

More funds from UTI Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
UTI CRISIL SDL Maturity April 2033 Index Fund	N.A.	321 Cr	5.12%	7.58%
UTI Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index Fund	N.A.	34 Cr	7.36%	N.A.
UTI Money Market Fund	N.A.	19,301 Cr	7.17%	7.46%
UTI CRISIL SDL Maturity June 2027 Index Fund	N.A.	72 Cr	7.28%	7.45%
UTI Low Duration Fund	N.A.	2,667 Cr	7.14%	7.33%
UTI Corporate Bond Fund	N.A.	5,421 Cr	6.83%	7.28%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of UTI Long Duration Fund?

The current Net Asset Value (NAV) of the UTI Long Duration Fund plan is approximately ₹11.7208 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The UTI Long Duration Fund is a 2 yrs 10 m old fund and has delivered average annual returns of 5.61% since inception.

UTI Long Duration Fund Returns

1-Year	Since Inception
0.6%	5.61%

How much does this mutual fund charge as expense ratio?

The UTI Long Duration Fund has an expense ratio of 1.54%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The UTI Long Duration Fund currently has assets under management (AUM) or fund size valued at approximately 100 Cr as on Dec 31, 2025.

To whom does UTI Long Duration Fund lend to?

The top 3 debt holdings of UTI Long Duration Fund are as follows

Holding Name	Percentage of Portfolio
GOI	77.84%
Others	0.07%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The UTI Long Duration Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	77.83275292%
Cash & Call Money	21.76584928%
Others	0.40139777%

What is risk level of UTI Long Duration Fund?

This is a Long Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in UTI Long Duration Fund?

Redeeming your investments in the UTI Long Duration Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.