SBI Long Duration Fund

Q: What are the returns of this mutual fund scheme?

The SBI Long Duration Fund is a 2 yrs 10 m old fund and has delivered average annual returns of 7.9% since inception. SBI Long Duration Fund Returns 1-Year Since Inception 4.26% 7.9%

Q: How much does this mutual fund charge as expense ratio?

The SBI Long Duration Fund has an expense ratio of 0.64% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹12.4256+0.11% 1 day change	7.9% p.a.	App exclusive #NA View Ranked Funds	₹2,514 Cr

Historical NAV & returns

NAV: ₹12.4256 as on Oct 20, 2025

This fund Category average

SBI Long Duration Fund overview

AUM (Fund size)	₹2,514 Cr
Exit load	0%
Lock-in Period	Nil
Age	2 yrs 10 m since Dec 12, 2022
Benchmark	CRISIL Long Duration Debt A-III Index
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Expense ratio	0.64% as on Sep 30, 2025
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

SBI Long Duration Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 17, 2025

Period	This fund	Category average
1 Month	0.76%	1.09%
3 Months	0.0%	-0.13%
6 Months	-1.3%	-1.03%
1 Year	4.26%	4.65%
2 Years	8.6%	8.58%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 96.99%

Cash & Call Money 2.7%

Others 0.31%

Top Debt Holdings

GOI 96.99%

Allocation by Instruments

GOI Securities 96.99000000000001%

Net Receivables 1.63%

Repo 1.07%

Alternative Investment Fund 0.31%

Other Holdings

Others 0.31%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
SBI Long Duration Fund	0.76%	-1.3%	4.26%	N.A.	N.A.	N.A.
Nippon India Nivesh Lakshya Long Duration Fund	1.21%	-0.31%	5.31%	8.46%	5.68%	6.09%
ICICI Prudential Long Term Bond Fund	1.14%	0.44%	6.96%	8.09%	4.9%	7.18%
Aditya Birla Sun Life Long Duration Fund	1.2%	-0.05%	5.76%	8.22%	5.16%	2.55%
Axis Long Duration Fund	1.15%	-1.53%	3.87%	7.11%	4.21%	2.08%

Fund name	Std. deviation	Beta	Sharpe	Sortino
SBI Long Duration Fund	N.A.	N.A.	N.A.	N.A.
Nippon India Nivesh Lakshya Long Duration Fund	3.84	5.51	0.42	0.51
ICICI Prudential Long Term Bond Fund	3.16	5.84	0.37	0.49
Aditya Birla Sun Life Long Duration Fund	3.47	6.63	0.37	0.53
Axis Long Duration Fund	N.A.	N.A.	N.A.	N.A.

Fund name	ETM Rank	AUM	Fund age	Expense ratio
SBI Long Duration Fund	N.A.	2,514 Cr	2 yrs 10 m	0.64%
Nippon India Nivesh Lakshya Long Duration Fund	N.A.	9,652 Cr	7 yrs 4 m	0.64%
ICICI Prudential Long Term Bond Fund	N.A.	1,101 Cr	27 yrs 4 m	0.95%
Aditya Birla Sun Life Long Duration Fund	N.A.	159 Cr	3 yrs 3 m	1.09%
Axis Long Duration Fund	N.A.	325 Cr	2 yrs 10 m	0.76%

View all Long Duration funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare SBI Long Duration Fund in detail with

About this fund

About SBI Long Duration Fund

SBI Long Duration Fund is a Long Duration mutual fund scheme from Sbi Mutual Fund. This fund has been in existence for 2 yrs 10 m, having been launched on 12/12/2022. SBI Long Duration Fund has ₹2,514 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of SBI Long Duration Fund as of 20/10/2025 is ₹12.43. The fund has an expense ratio of 0.64%, which is higher than what most other Long Duration funds charge.

SBI Long Duration Fund returns of last 1-year are 4.41%. Since launch, it has delivered 7.97% average annual returns.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI.

...

Fund AUM	2,514 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Ardhendu Bhattacharya

Mr. Bhattacharya is a MBA (Marketing) and Bachelor of Engineering. Prior to joining SBI Mutual Fund, he has worked with ICICI Bank and Citibank.

Investment objective

The scheme is to generate returns by investing in debt and money market instruments such that the Macaulay duration of the scheme portfolio is greater than 7 years.

SBI Mutual Fund details

No. of schemes	72 view all schemes
Total AUM	12,07,585 Cr as on Sep 30, 2025
Address	9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai, 400051
Phone	022-61793000 / 1800-425-5425

More funds from SBI Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
SBI CRISIL IBX Gilt Index - June 2036 Fund	N.A.	2,709 Cr	7.51%	8.87%
SBI CRISIL IBX Gilt Index - April 2029 Fund	N.A.	2,079 Cr	8.75%	8.43%
SBI Magnum Constant Maturity Fund	N.A.	1,856 Cr	7.47%	8.25%
SBI Credit Risk Fund	N.A.	2,210 Cr	8.37%	8.21%
SBI CRISIL IBX SDL Index - September 2027 Fund	N.A.	1,024 Cr	7.91%	7.93%
SBI Magnum Medium Duration Fund	N.A.	6,738 Cr	7.87%	7.83%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of SBI Long Duration Fund?

The current Net Asset Value (NAV) of the SBI Long Duration Fund plan is approximately ₹12.4256 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The SBI Long Duration Fund is a 2 yrs 10 m old fund and has delivered average annual returns of 7.9% since inception.

SBI Long Duration Fund Returns

1-Year	Since Inception
4.26%	7.9%

How much does this mutual fund charge as expense ratio?

The SBI Long Duration Fund has an expense ratio of 0.64%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The SBI Long Duration Fund currently has assets under management (AUM) or fund size valued at approximately 2,514 Cr as on Sep 30, 2025.

To whom does SBI Long Duration Fund lend to?

The top 3 debt holdings of SBI Long Duration Fund are as follows

Holding Name	Percentage of Portfolio
GOI	96.99%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The SBI Long Duration Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	96.99%
Cash & Call Money	2.7%
Others	0.31%

What is risk level of SBI Long Duration Fund?

This is a Long Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in SBI Long Duration Fund?

Redeeming your investments in the SBI Long Duration Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Long Duration

#NA

Return Outperformance: This fund has generated highest return amongst Long Duration funds in the last 3 Months .
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.