UTI Corporate Bond Fund

Q: What are the returns of this mutual fund scheme?

The UTI Corporate Bond Fund is a 7 yrs 4 m old fund and has delivered average annual returns of 7.36% since inception. UTI Corporate Bond Fund Returns 1-Year 3-Year 5-Year Since Inception 7.98% 7.59% 5.92% 7.36%

Q: How much does this mutual fund charge as expense ratio?

The UTI Corporate Bond Fund has an expense ratio of 0.58% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Dec 04, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹16.8565+0.0% 1 day change	7.36% p.a.	App exclusive #NA View Ranked Funds	₹5,708 Cr

Historical NAV & returns

NAV: ₹16.8565 as on Dec 04, 2025

This fund Category average

UTI Corporate Bond Fund overview

AUM (Fund size)	₹5,708 Cr
Exit load	0%
Lock-in Period	Nil
Age	7 yrs 4 m since Jul 23, 2018
Benchmark	Nifty Corporate Bond Index A-II
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	0.58% as on Nov 30, 2025
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

UTI Corporate Bond Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Dec 05, 2025

Period	This fund	Category average
1 Month	0.43%	0.37%
3 Months	1.82%	1.91%
6 Months	2.4%	2.59%
1 Year	7.98%	7.98%
2 Years	8.16%	8.29%
3 Years	7.59%	7.63%
4 Years	6.48%	6.42%
5 Years	5.92%	5.88%
7 Years	7.51%	7.18%

Asset allocationas on Oct 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 74.64711822%

SOV 11.02841252%

Cash & Call Money 9.40687191%

A1+ 4.6480739%

Top Debt Holdings

Small Industries Devp. Bank of India Ltd. 4.01%

REC Ltd. 3.99%

Power Finance Corporation Ltd. 3.58%

Bajaj Finance Ltd. 3.53%

Allocation by Instruments

Debenture 34.72099334%

Bonds 22.557468569999997%

Non Convertible Debenture 10.70432546%

GOI Securities 10.12104137%

Other Holdings

Others 9.36%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
UTI Corporate Bond Fund	0.43%	2.4%	7.98%	7.59%	5.92%	N.A.
ICICI Prudential Corporate Bond Fund	0.52%	2.88%	8.1%	7.88%	6.45%	7.5%
Nippon India Corporate Bond Fund	0.43%	2.32%	8.03%	7.9%	6.55%	7.26%
Kotak Corporate Bond Fund	0.49%	2.5%	8.02%	7.71%	6.13%	7.33%
Franklin India Corporate Debt Fund	0.41%	2.69%	9.0%	7.71%	6.02%	7.24%

Fund name	Std. deviation	Beta	Sharpe	Sortino
UTI Corporate Bond Fund	1.09	0.57	1.06	1.99
ICICI Prudential Corporate Bond Fund	0.8	0.38	1.77	2.8
Nippon India Corporate Bond Fund	1.23	0.66	1.19	1.86
Kotak Corporate Bond Fund	1.1	0.58	1.16	1.91
Franklin India Corporate Debt Fund	1.34	0.52	0.96	2.49

Fund name	ETM Rank	AUM	Fund age	Expense ratio
UTI Corporate Bond Fund	N.A.	5,708 Cr	7 yrs 4 m	0.58%
ICICI Prudential Corporate Bond Fund	N.A.	34,630 Cr	16 yrs 6 m	0.57%
Nippon India Corporate Bond Fund	N.A.	10,732 Cr	25 yrs 3 m	0.76%
Kotak Corporate Bond Fund	N.A.	18,909 Cr	18 yrs 2 m	0.68%
Franklin India Corporate Debt Fund	N.A.	1,290 Cr	28 yrs 6 m	0.77%

View all Corporate Bond funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.86 vs. 2.69 Underperformed at beating benchmark
Sharpe	1.06 vs. 3.33 Poor risk-adjusted returns
Beta	0.57 vs. 0.9 Less sensitive to market ups & downs
Standard deviation	1.09 vs. 1.09 More stable returns

Compare UTI Corporate Bond Fund in detail with

About this fund

About UTI Corporate Bond Fund

UTI Corporate Bond Fund is a Corporate Bond mutual fund scheme from Uti Mutual Fund. This fund has been in existence for 7 yrs 4 m, having been launched on 23/07/2018. UTI Corporate Bond Fund has ₹5,708 Crores worth of assets under management (AUM) as on 31/10/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of UTI Corporate Bond Fund as of 04/12/2025 is ₹16.86. The fund has an expense ratio of 0.58%, which is higher than what most other Corporate Bond funds charge.

UTI Corporate Bond Fund returns of last 1-year are 7.88%. Since launch, it has delivered 7.38% average annual returns.
UTI Corporate Bond Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in Small Industries Devp. Bank of India Ltd., REC Ltd., Power Finance Corporation Ltd., Bajaj Finance Ltd., Union Bank of India.

...

Fund AUM	5,708 Cr as on Oct 31, 2025
Scheme document	View Scheme Document

Fund managers

Anurag Mittal

Mr. Mittal is B.Com. (Hons), CA and M.Sc. in Accounting and Finance (specialization in Finance) from London School of Economics & Political Science. Prior to joining UTI Mutual Fund, he worked with IDFC AMC, HDFC AMC ( Sept. 2012 - Oct. 2015), Axis AMC (July 2009 - Sept. 2012), ICICI Prudential Life Insurance Company Ltd. as Credit Research Analyst (2008-2009) and with Bank of America in Corporate Banking (2006-2008).

Investment objective

The scheme seeks to generate optimal returns by investing predominantly in AA+ and above rated corporate bonds.

UTI Mutual Fund details

No. of schemes	63 view all schemes
Total AUM	3,79,176 Cr as on Sep 30, 2025
Address	UTI Tower, Plot C-1, GN Block, Banrda Kurla Complex, Bandra (East) Mumbai, 400051
Phone	0263 2296993

More funds from UTI Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
UTI CRISIL SDL Maturity April 2033 Index Fund	N.A.	328 Cr	6.24%	N.A.
UTI Gilt Fund with 10 year Constant Duration	N.A.	140 Cr	6.83%	7.56%
UTI Money Market Fund	N.A.	20,352 Cr	7.56%	7.56%
UTI Low Duration Fund	N.A.	2,814 Cr	7.66%	7.48%
UTI Short Duration Fund	N.A.	3,381 Cr	7.57%	7.46%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of UTI Corporate Bond Fund?

The current Net Asset Value (NAV) of the UTI Corporate Bond Fund plan is approximately ₹16.8565 as of Dec 04, 2025.

What are the returns of this mutual fund scheme?

The UTI Corporate Bond Fund is a 7 yrs 4 m old fund and has delivered average annual returns of 7.36% since inception.

UTI Corporate Bond Fund Returns

1-Year	3-Year	5-Year	Since Inception
7.98%	7.59%	5.92%	7.36%

How much does this mutual fund charge as expense ratio?

The UTI Corporate Bond Fund has an expense ratio of 0.58%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The UTI Corporate Bond Fund currently has assets under management (AUM) or fund size valued at approximately 5,708 Cr as on Oct 31, 2025.

To whom does UTI Corporate Bond Fund lend to?

The top 3 debt holdings of UTI Corporate Bond Fund are as follows

Holding Name	Percentage of Portfolio
Small Industries Devp. Bank of India Ltd.	4.01%
REC Ltd.	3.99%
Power Finance Corporation Ltd.	3.58%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The UTI Corporate Bond Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	74.64711822%
SOV	11.02841252%
Cash & Call Money	9.40687191%

What is risk level of UTI Corporate Bond Fund?

This is a Corporate Bond fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in UTI Corporate Bond Fund?

Redeeming your investments in the UTI Corporate Bond Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Corporate Bond

#NA

Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.