UTI India Consumer Fund Direct-Growth

Q: What are the returns of UTI India Consumer Fund?

The UTI India Consumer Fund is a 12 yrs 3 m old fund and has delivered average annual returns of 12.49% since inception. UTI India Consumer Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 9.13% 15.35% 20.35% 11.63% 12.49%

NAV as of Apr 23, 2025	Returns since inception	ET Money Rank	VRO Ratings
₹60.4838+0.72% 1 day change	12.49% p.a.	#NA View Ranked Funds	1

Historical NAV & returns

NAV: ₹60.4838 as on Apr 23, 2025

This fund Category average

UTI India Consumer Fund overview

VRO rating	1
Expense ratio	1.52% as on Mar 31, 2025
Exit load	1.0% Exit load of 1% if redeemed within 30 days.!
AUM (Fund size)	₹651 Crs
Lock-in	No Lockin
Age	12 yrs 3 m since Jan 01, 2013
Benchmark	NIFTY India Consumption TRI
Min. investment	SIP ₹500 & Lump. ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

UTI India Consumer Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Apr 24, 2025

Period	This fund	Category average
1 month	6.55%	5.85%
3 months	3.63%	3.89%
6 months	-4.66%	-3.07%
1 year	9.13%	11.58%
3 years	15.35%	19.51%
5 years	20.35%	25.37%
7 years	12.01%	15.53%
10 years	11.63%	15.73%

Asset allocationas on Mar 31, 2025

Large Cap 75.41748000000001%

Mid Cap 10.82808%

Small Cap 10.95444%

Other Cap 0.0%

Top holdings

Bharti Airtel Ltd.7.9%

Maruti Suzuki India Ltd.5.75%

Trent Ltd.4.9%

Avenue Supermarts Ltd.4.83%

Top sectors

Consumer Staples 22.990000000000002%

Services 21.630000000000006%

Automobile 18.1%

Communication 7.9%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Others 0.02%

Allocation by Instruments

Net Current Assets 2.7816414%

CBLO 0.02149064%

Other Holdings

Others 2.78%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
UTI India Consumer Fund	N.A.	₹651 Crs	12 yrs 3 m	1.52%
SBI Consumption Opportunities Fund	N.A.	₹2,904 Crs	12 yrs 3 m	0.94%
Nippon India Consumption Fund	N.A.	₹2,183 Crs	12 yrs 3 m	0.57%
ICICI Prudential Bharat Consumption Fund	N.A.	₹2,967 Crs	6 yrs	1.28%
Mirae Asset Great Consumer Fund	N.A.	₹3,872 Crs	12 yrs 3 m	0.52%
Baroda BNP Paribas India Consumption Fund	N.A.	₹1,369 Crs	6 yrs 8 m	0.66%

Fund name	1M	6M	1Y	3Y	5Y	10Y
UTI India Consumer Fund	6.55%	-4.66%	9.13%	15.35%	20.35%	11.63%
SBI Consumption Opportunities Fund	4.99%	-5.15%	10.89%	19.51%	29.78%	16.85%
Nippon India Consumption Fund	8.35%	0.06%	13.17%	22.33%	29.72%	16.03%
ICICI Prudential Bharat Consumption Fund	4.83%	-3.69%	8.44%	19.65%	24.06%	10.05%
Mirae Asset Great Consumer Fund	6.23%	-5.5%	10.61%	19.95%	26.75%	16.59%
Baroda BNP Paribas India Consumption Fund	5.35%	-0.99%	14.83%	19.61%	24.53%	13.16%

Fund name	Std. deviation	Beta	Sharpe	Sortino
UTI India Consumer Fund	15.56	0.84	0.47	0.7
SBI Consumption Opportunities Fund	14.85	0.77	0.75	1.04
Nippon India Consumption Fund	14.73	0.77	0.82	1.14
ICICI Prudential Bharat Consumption Fund	12.71	0.65	0.89	1.16
Mirae Asset Great Consumer Fund	15.87	0.85	0.73	1.04
Baroda BNP Paribas India Consumption Fund	14.86	0.8	0.74	1.08

View all Thematic-consumption funds

Key risk & return ratios Compared to other funds in the category

Alpha	-2.09 vs. 4.81 Underperformed at beating benchmark
Sharpe	0.47 vs. 3.02 Poor risk-adjusted returns
Beta	0.84 vs. 0.51 More sensitive to market's ups & downs
Standard deviation	15.56 vs. 8.23 More volatile performance

Compare UTI India Consumer Fund in detail with

About this fund

About UTI India Consumer Fund

UTI India Consumer Fund Direct-Growth is a Thematic-Consumption mutual fund scheme from Uti Mutual Fund. This fund has been in existence for 12 yrs 3 m, having been launched on 01/01/2013. UTI India Consumer Fund Direct-Growth has ₹651 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of UTI India Consumer Fund Direct-Growth as of 23/04/2025 is ₹60.48. The fund has an expense ratio of 1.52%, which is higher than what most other Thematic-consumption funds charge.

UTI India Consumer Fund Direct-Growth returns of last 1-year are 9.63%. Since launch, it has delivered 12.49% average annual returns. The fund has doubled the money invested in it every 5 yrs.
UTI India Consumer Fund Direct-Growth scheme's ability to deliver returns consistently is lower than most funds of its category. Its ability to control losses in a falling market is low.
The fund has the majority of its money invested in Consumer Staples, Services, Automobile, Communication, Consumer Discretionary sectors. It has taken less exposure in Consumer Staples, Services sectors compared to other funds in the category.
The fund's top 5 holdings are in Bharti Airtel Ltd., Maruti Suzuki India Ltd., Trent Ltd., Avenue Supermarts Ltd., Mahindra & Mahindra Ltd..

...

Fund AUM	₹651 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Vishal Chopda

Mr. Chopda is BE, PGDM & CFA He joined UTI AMC in January 2011 and worked for the past 7 years as Research Analyst. He has previously worked with Care Ratings.

Investment objective

The scheme seeks to generate long term capital appreciation by investing predominantly in companies that are expected to benefit from the growth of consumption, changing demographics, consumer aspirations and lifestyle.

UTI Mutual Fund details

No. of schemes	62 view all schemes
Total AUM	₹3,39,983 Crs as on Mar 31, 2025
Address	UTI Tower, Plot C-1, GN Block, Banrda Kurla Complex, Bandra (East) Mumbai, 400051
Phone	0263 2296993

More funds from UTI Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	5Y
UTI Transportation and Logistics Fund	N.A.	₹3,163 Crs	2.91%	32.66%
UTI Large & Mid Cap Fund	N.A.	₹4,101 Crs	15.03%	30.99%
UTI Mid Cap Fund	N.A.	₹10,649 Crs	8.34%	29.21%
UTI Infrastructure Fund	N.A.	₹2,097 Crs	4.9%	28.6%
UTI Value Fund	N.A.	₹9,455 Crs	15.82%	26.98%
UTI Banking and Financial Services Fund	N.A.	₹1,211 Crs	19.97%	26.71%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of UTI India Consumer Fund?

The current Net Asset Value (NAV) of the UTI India Consumer Fund - Direct Growth plan is approximately ₹60.4838 as of Apr 23, 2025.

What are the returns of this mutual fund scheme?

The UTI India Consumer Fund is a 12 yrs 3 m old fund and has delivered average annual returns of 12.49% since inception.

UTI India Consumer Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
9.13%	15.35%	20.35%	11.63%	12.49%

How much does this mutual fund charge as expense ratio?

The UTI India Consumer Fund - Direct Growth has an expense ratio of 1.52%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The UTI India Consumer Fund currently has assets under management (AUM) or fund size valued at approximately ₹651 Crs crore as of Mar 31, 2025.

What are the top stock holdings of UTI India Consumer Fund?

The UTI India Consumer Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
Bharti Airtel Ltd.	7.9%
Maruti Suzuki India Ltd.	5.75%
Trent Ltd.	4.9%
Avenue Supermarts Ltd.	4.83%
Mahindra & Mahindra Ltd.	4.62%
Godrej Consumer Products Ltd.	4.29%
ITC Ltd.	4.13%
Hindustan Unilever Ltd.	3.81%
Nestle India Ltd.	3.23%
Eicher Motors Ltd.	3.04%

What are the top sectors UTI India Consumer Fund has invested in?

The UTI India Consumer Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Consumer Staples	22.990000000000002%
Services	21.630000000000006%
Automobile	18.1%
Communication	7.9%
Consumer Discretionary	7.090000000000001%
Materials	4.53%
Capital Goods	4.0%
Financial	3.21%
Healthcare	3.0300000000000002%
Construction	2.36%

What is risk level of UTI India Consumer Fund?

This is a Thematic-consumption fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in UTI India Consumer Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for UTI India Consumer Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in UTI India Consumer Fund is complete.

How can I redeem my investments in UTI India Consumer Fund?

Redeeming your investments in UTI India Consumer Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in UTI India Consumer Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Thematic-Consumption

#NA

Return Outperformance: This fund has generated highest return amongst Thematic-Consumption funds in the last 3 Months .
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Chance: This fund has generated only 9.47% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1% if redeemed within 30 days.