Franklin India Corporate Debt Fund

Q: What are the returns of this mutual fund scheme?

The Franklin India Corporate Debt Fund is a 28 yrs 4 m old fund and has delivered average annual returns of 8.51% since inception. Franklin India Corporate Debt Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 9.35% 7.86% 6.11% 7.22% 8.51%

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹101.8397+0.06% 1 day change	8.51% p.a.	App exclusive #NA View Ranked Funds	₹1,204 Cr

Historical NAV & returns

NAV: ₹101.8397 as on Oct 20, 2025

This fund Category average

Franklin India Corporate Debt Fund overview

AUM (Fund size)	₹1,204 Cr
Exit load	0%
Lock-in Period	Nil
Age	28 yrs 4 m since Jun 02, 1997
Benchmark	Nifty Corporate Bond Index A-II
Min. investment	This scheme is currently not buyable
Expense ratio	0.81% as on Sep 30, 2025
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Franklin India Corporate Debt Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 72.41108427%

AA 9.43744561%

SOV 8.63742322%

Cash & Call Money 5.1628788%

Top Debt Holdings

National Bank For Agriculture & Rural Development 8.54%

LIC Housing Finance Ltd. 6.95%

Small Industries Devp. Bank of India Ltd. 6.25%

GOI 5.41%

Allocation by Instruments

Debenture 55.49360278%

Bonds 15.551910640000001%

Cash Margin 15.37087506%

Non Convertible Debenture 10.80301646%

Other Holdings

Others 0.25%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Franklin India Corporate Debt Fund	0.7%	4.53%	9.35%	7.86%	6.11%	7.22%
ICICI Prudential Corporate Bond Fund	0.74%	3.32%	8.29%	7.93%	6.43%	7.5%
Nippon India Corporate Bond Fund	0.74%	3.04%	8.34%	8.09%	6.63%	7.27%
UTI Corporate Bond Fund	0.71%	3.1%	8.3%	7.73%	5.92%	5.29%
Kotak Corporate Bond Fund	0.76%	3.19%	8.28%	7.84%	6.15%	7.33%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Franklin India Corporate Debt Fund	1.35	0.53	0.87	2.27
ICICI Prudential Corporate Bond Fund	0.8	0.38	1.54	2.47
Nippon India Corporate Bond Fund	1.23	0.66	1.12	1.76
UTI Corporate Bond Fund	1.09	0.58	0.94	1.78
Kotak Corporate Bond Fund	1.1	0.58	1.03	1.74

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Franklin India Corporate Debt Fund	N.A.	1,204 Cr	28 yrs 4 m	0.81%
ICICI Prudential Corporate Bond Fund	N.A.	33,753 Cr	16 yrs 4 m	0.57%
Nippon India Corporate Bond Fund	N.A.	9,922 Cr	25 yrs 2 m	0.75%
UTI Corporate Bond Fund	N.A.	5,716 Cr	7 yrs 3 m	0.57%
Kotak Corporate Bond Fund	N.A.	17,546 Cr	18 yrs 1 m	0.68%

View all Corporate Bond funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.83 vs. 2.58 Underperformed at beating benchmark
Sharpe	0.87 vs. 3.22 Poor risk-adjusted returns
Beta	0.53 vs. 0.82 Less sensitive to market ups & downs
Standard deviation	1.35 vs. 1.1 More volatile performance

Compare Franklin India Corporate Debt Fund in detail with

About this fund

About Franklin India Corporate Debt Fund

Franklin India Corporate Debt Fund is a Corporate Bond mutual fund scheme from Franklin Templeton Mutual Fund. This fund has been in existence for 28 yrs 4 m, having been launched on 02/06/1997. Franklin India Corporate Debt Fund has ₹1,204 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Franklin India Corporate Debt Fund as of 20/10/2025 is ₹101.84. The fund has an expense ratio of 0.81%, which is higher than what most other Corporate Bond funds charge.

Franklin India Corporate Debt Fund returns of last 1-year are 9.42%. Since launch, it has delivered 8.53% average annual returns. The fund has doubled the money invested in it every 10 yrs.
Franklin India Corporate Debt Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is high.
The fund's credit profile is high indicating it has lent to borrowers whose quality is great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in National Bank For Agriculture & Rural Development, LIC Housing Finance Ltd., Small Industries Devp. Bank of India Ltd., GOI, HDFC Bank Ltd..

...

Fund AUM	1,204 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Rahul Goswami

Mr. Goswami is a B. Sc (Mathematics and MBA (Finance) Prior to joining Franklin Templeton Mutual Fund, he has worked with ICICI Prudential AMC , UTI Bank Ltd. and Franklin Templeton Asset Management Pvt. Ltd.

Anuj Tagra

Mr. Anuj Tagra is a graduate of Guru Gobind Singh Indraprastha University and an MBA from Narsee Monjee Institute of Management Studies Prior to joining Franklin India Mutual Fund, he has worked with ICICI Prudential AMC, Union Bank of India and Fidelity Investments.

Chandni Gupta

She holds B.E. degree in IT and CFA degree from CFA Institute, USA. Prior to joining Franklin India Mutual Fund, she has worked with ICICI Prudential Asset Management Company Limited Morgan Stanley Investment Management, HSBC Bank, Standard Chartered Mutual Fund.

Investment objective

The Scheme seeks primarily to provide investors Regular income and Capital appreciation.

Franklin Templeton Mutual Fund details

No. of schemes	34 view all schemes
Total AUM	1,23,581 Cr as on Sep 30, 2025
Address	Unit No.202/203/204, 2nd Floor Dalamal Tower, Plot No. 211 Free Press Journal Marg, Nariman Point Mumbai, 400013
Phone	1800-425-4255 / 60004255

More funds from Franklin Templeton Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Franklin India Floating Rate Fund	N.A.	334 Cr	8.06%	7.87%
Franklin India Banking & PSU Debt Fund	N.A.	499 Cr	8.13%	7.63%
Franklin India Money Market Fund	N.A.	3,580 Cr	7.62%	7.51%
Franklin India Liquid Fund	N.A.	2,631 Cr	6.77%	7.01%
Franklin India Overnight Fund	N.A.	486 Cr	5.97%	6.35%
Franklin India Government Securities Fund	N.A.	168 Cr	5.98%	6.34%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Franklin India Corporate Debt Fund?

The current Net Asset Value (NAV) of the Franklin India Corporate Debt Fund plan is approximately ₹101.8397 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Franklin India Corporate Debt Fund is a 28 yrs 4 m old fund and has delivered average annual returns of 8.51% since inception.

Franklin India Corporate Debt Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
9.35%	7.86%	6.11%	7.22%	8.51%

How much does this mutual fund charge as expense ratio?

The Franklin India Corporate Debt Fund has an expense ratio of 0.81%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Franklin India Corporate Debt Fund currently has assets under management (AUM) or fund size valued at approximately 1,204 Cr as on Sep 30, 2025.

To whom does Franklin India Corporate Debt Fund lend to?

The top 3 debt holdings of Franklin India Corporate Debt Fund are as follows

Holding Name	Percentage of Portfolio
National Bank For Agriculture & Rural Development	8.54%
LIC Housing Finance Ltd.	6.95%
Small Industries Devp. Bank of India Ltd.	6.25%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Franklin India Corporate Debt Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	72.41108427%
AA	9.43744561%
SOV	8.63742322%

What is risk level of Franklin India Corporate Debt Fund?

This is a Corporate Bond fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Franklin India Corporate Debt Fund?

Redeeming your investments in the Franklin India Corporate Debt Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Corporate Bond

#NA

Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
Return Outperformance: This fund has generated highest return amongst Corporate Bond funds in the last 10 Years.
Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.