UTI Corporate Bond Fund Direct - Growth

Q: What are the returns of UTI Corporate Bond Fund?

The UTI Corporate Bond Fund is a 6 yrs 10 m old fund and has delivered average annual returns of 7.9% since inception. UTI Corporate Bond Fund Returns 1-Year 3-Year 5-Year Since Inception 10.34% 8.07% 6.84% 7.9%

NAV as of Jun 05, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹16.828+0.03% 1 day change	7.9% p.a.	#NA View Ranked Funds	₹5,102 Crs

Historical NAV & returns

NAV: ₹16.828 as on Jun 05, 2025

This fund Category average

UTI Corporate Bond Fund overview

Expense ratio	0.28% as on May 31, 2025
Exit load	0%
AUM (Fund size)	₹5,102 Crs
Lock-in	No Lockin
Age	6 yrs 10 m since Jul 23, 2018
Benchmark	Nifty Corporate Bond Index A-II
Min. investment	SIP ₹1000 & Lump. ₹5000
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

UTI Corporate Bond Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Jun 06, 2025

Period	This fund	Category average
1 Month	1.13%	1.11%
3 Months	4.06%	3.97%
6 Months	5.65%	5.54%
1 Year	10.34%	10.35%
2 Years	8.64%	8.61%
3 Years	8.07%	8.18%
4 Years	6.72%	6.68%
5 Years	6.84%	6.86%

Asset allocationas on Apr 30, 2025

Large Cap 0.0%

Mid Cap 0.0%

Small Cap 0.0%

Other Cap 0.0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 71.01934778%

SOV 25.5216497%

Cash & Call Money 3.18920582%

Others 0.2507832%

Top Debt Holdings

LIC Housing Finance Ltd. 5.97%

REC Ltd. 3.98%

Small Industries Devp. Bank of India Ltd. 3.49%

National Bank For Agriculture & Rural Development 3.48%

Allocation by Instruments

Debenture 35.851431010000006%

GOI Securities 25.286418079999997%

Bonds 17.112819849999998%

Non Convertible Debenture 11.30568617%

Other Holdings

Others 3.19%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
UTI Corporate Bond Fund	N.A.	₹5,102 Crs	6 yrs 10 m	0.28%
Nippon India Corporate Bond Fund	N.A.	₹6,566 Crs	12 yrs 5 m	0.36%
PGIM India Corporate Bond Fund	N.A.	₹95 Crs	12 yrs 5 m	0.25%
Franklin India Corporate Debt Fund	N.A.	₹771 Crs	12 yrs 5 m	0.24%
Canara Robeco Corporate Bond Fund	N.A.	₹118 Crs	11 yrs 4 m	0.37%
Kotak Corporate Bond Fund	N.A.	₹14,639 Crs	12 yrs 5 m	0.34%

Fund name	1M	6M	1Y	3Y	5Y	10Y
UTI Corporate Bond Fund	1.13%	5.65%	10.34%	8.07%	6.84%	N.A.
Nippon India Corporate Bond Fund	1.18%	5.81%	10.86%	8.68%	7.57%	7.89%
PGIM India Corporate Bond Fund	1.13%	5.68%	10.5%	8.04%	7.06%	7.55%
Franklin India Corporate Debt Fund	1.1%	6.38%	11.23%	8.28%	7.28%	8.04%
Canara Robeco Corporate Bond Fund	0.82%	4.84%	9.4%	7.59%	6.32%	7.39%
Kotak Corporate Bond Fund	1.12%	5.57%	10.49%	8.26%	7.02%	7.83%

Fund name	Std. deviation	Beta	Sharpe	Sortino
UTI Corporate Bond Fund	1.06	0.66	1.36	2.71
Nippon India Corporate Bond Fund	1.13	0.71	1.76	3.53
PGIM India Corporate Bond Fund	1.09	0.64	1.3	2.7
Franklin India Corporate Debt Fund	1.36	0.64	1.24	3.11
Canara Robeco Corporate Bond Fund	0.97	0.61	1.04	1.99
Kotak Corporate Bond Fund	1.04	0.63	1.53	3.14

View all Corporate Bond funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.56 vs. 2.97 Underperformed at beating benchmark
Sharpe	1.36 vs. 3.56 Poor risk-adjusted returns
Beta	0.66 vs. 1.56 Less sensitive to market ups & downs
Standard deviation	1.06 vs. 1.07 More stable returns

Compare UTI Corporate Bond Fund in detail with

About this fund

About UTI Corporate Bond Fund

UTI Corporate Bond Fund Direct - Growth is a Corporate Bond mutual fund scheme from Uti Mutual Fund. This fund has been in existence for 6 yrs 10 m, having been launched on 23/07/2018. UTI Corporate Bond Fund Direct - Growth has ₹5,102 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of UTI Corporate Bond Fund Direct - Growth as of 05/06/2025 is ₹16.83. The fund has an expense ratio of 0.28%, which is close to what most other Corporate Bond funds charge.

UTI Corporate Bond Fund Direct - Growth returns of last 1-year are 10.42%. Since launch, it has delivered 7.92% average annual returns.
UTI Corporate Bond Fund Direct - Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in LIC Housing Finance Ltd., REC Ltd., Small Industries Devp. Bank of India Ltd., National Bank For Agriculture & Rural Development, Indian Oil Corporation Ltd..

...

Fund AUM	₹5,102 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Anurag Mittal

Mr. Mittal is B.Com. (Hons), CA and M.Sc. in Accounting and Finance (specialization in Finance) from London School of Economics & Political Science. Prior to joining UTI Mutual Fund, he worked with IDFC AMC, HDFC AMC ( Sept. 2012 - Oct. 2015), Axis AMC (July 2009 - Sept. 2012), ICICI Prudential Life Insurance Company Ltd. as Credit Research Analyst (2008-2009) and with Bank of America in Corporate Banking (2006-2008).

Investment objective

The scheme seeks to generate optimal returns by investing predominantly in AA+ and above rated corporate bonds.

UTI Mutual Fund details

No. of schemes	62 view all schemes
Total AUM	₹3,39,983 Crs as on Mar 31, 2025
Address	UTI Tower, Plot C-1, GN Block, Banrda Kurla Complex, Bandra (East) Mumbai, 400051
Phone	0263 2296993

More funds from UTI Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	3Y
UTI Gilt Fund with 10 year Constant Duration	N.A.	₹173 Crs	12.07%	N.A.
UTI Gilt Fund	N.A.	₹742 Crs	10.68%	8.57%
UTI Dynamic Bond Fund	N.A.	₹465 Crs	11.04%	8.46%
UTI Medium to Long Duration Fund	N.A.	₹329 Crs	10.73%	8.44%
UTI Short Duration Fund	N.A.	₹2,791 Crs	9.79%	8.16%
UTI Medium Duration Fund	N.A.	₹40 Crs	10.04%	8.11%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of UTI Corporate Bond Fund?

The current Net Asset Value (NAV) of the UTI Corporate Bond Fund - Direct Growth plan is approximately ₹16.828 as of Jun 05, 2025.

What are the returns of this mutual fund scheme?

The UTI Corporate Bond Fund is a 6 yrs 10 m old fund and has delivered average annual returns of 7.9% since inception.

UTI Corporate Bond Fund Returns

1-Year	3-Year	5-Year	Since Inception
10.34%	8.07%	6.84%	7.9%

How much does this mutual fund charge as expense ratio?

The UTI Corporate Bond Fund - Direct Growth has an expense ratio of 0.28%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The UTI Corporate Bond Fund currently has assets under management (AUM) or fund size valued at approximately ₹5,102 Crs crore as of Mar 31, 2025.

To whom does UTI Corporate Bond Fund lend to?

The top 3 debt holdings of UTI Corporate Bond Fund are as follows

Holding Name	Percentage of Portfolio
LIC Housing Finance Ltd.	5.97%
REC Ltd.	3.98%
Small Industries Devp. Bank of India Ltd.	3.49%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The UTI Corporate Bond Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	71.01934778%
SOV	25.5216497%
Cash & Call Money	3.18920582%

What is risk level of UTI Corporate Bond Fund?

This is a Corporate Bond fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in UTI Corporate Bond Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for UTI Corporate Bond Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in UTI Corporate Bond Fund is complete.

How can I redeem my investments in UTI Corporate Bond Fund?

Redeeming your investments in UTI Corporate Bond Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in UTI Corporate Bond Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Corporate Bond

#NA

Return Outperformance: This fund has generated highest return amongst Corporate Bond funds in the last 5 Years.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.