Kotak Corporate Bond Fund Direct-Growth

Q: What are the returns of this mutual fund scheme?

The Kotak Corporate Bond Fund Direct-Growth is a 13 yrs 1 m old fund and has delivered average annual returns of 7.96% since inception. Kotak Corporate Bond Fund Direct-Growth Returns 1-Year 3-Year 5-Year 10-Year Since Inception 7.27% 7.81% 6.52% 7.57% 7.96%

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹4063.3533-0.06% 1 day change	7.96% p.a.	App exclusive #NA View Ranked Funds	₹18,841 Cr

Historical NAV & returns

NAV: ₹4063.3533 as on Feb 02, 2026

This fund Category average

Kotak Corporate Bond Fund overview

Expense ratio	0.37% as on Feb 01, 2026
Exit load	0%
AUM (Fund size)	₹18,841 Cr
Lock-in Period	Nil
Age	13 yrs 1 m since Jan 01, 2013
Benchmark	Nifty Corporate Bond Index A-II
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Kotak Corporate Bond Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-0.03%	-0.02%
3 Months	0.6%	0.6%
6 Months	1.91%	2.18%
1 Year	7.27%	7.54%
2 Years	7.87%	7.94%
3 Years	7.81%	7.81%
4 Years	6.96%	6.92%
5 Years	6.52%	6.44%
7 Years	7.3%	7.47%
10 Years	7.57%	7.61%

Asset allocationas on Dec 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 74.72%

SOV 16.9%

Cash & Call Money 5.24%

A1+ 2.88%

Top Debt Holdings

GOI 14.5%

Power Finance Corporation Ltd. 3.99%

Bajaj Finance Ltd. 3.53%

Small Industries Devp. Bank of India Ltd. 2.91%

Allocation by Instruments

Debenture 39.64999999999999%

Bonds 19.810000000000002%

GOI Securities 14.499999999999998%

Non Convertible Debenture 7.130000000000001%

Other Holdings

Others 3.37%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Kotak Corporate Bond Fund	-0.03%	1.91%	7.27%	7.81%	6.52%	7.57%
Franklin India Corporate Debt Fund	0.17%	2.52%	9.2%	8.17%	6.71%	7.84%
PGIM India Corporate Bond Fund	-0.11%	1.72%	7.15%	7.61%	6.47%	7.3%
Nippon India Corporate Bond Fund	0.01%	1.69%	7.28%	7.89%	6.9%	7.58%
Canara Robeco Corporate Bond Fund	0.0%	1.56%	6.13%	7.01%	5.87%	7.09%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Kotak Corporate Bond Fund	1.18	0.6	1.24	1.9
Franklin India Corporate Debt Fund	1.36	0.53	1.32	3.29
PGIM India Corporate Bond Fund	1.28	0.65	1.0	1.55
Nippon India Corporate Bond Fund	1.33	0.69	1.17	1.82
Canara Robeco Corporate Bond Fund	1.15	0.61	0.62	0.91

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Kotak Corporate Bond Fund	N.A.	18,841 Cr	13 yrs 1 m	0.37%
Franklin India Corporate Debt Fund	N.A.	1,338 Cr	13 yrs 1 m	0.25%
PGIM India Corporate Bond Fund	N.A.	86 Cr	13 yrs 1 m	0.24%
Nippon India Corporate Bond Fund	N.A.	10,431 Cr	13 yrs 1 m	0.36%
Canara Robeco Corporate Bond Fund	N.A.	111 Cr	12 yrs	0.39%

View all Corporate Bond funds

Key risk & return ratios Compared to other funds in the category

Alpha	1.23 vs. 3.15 Underperformed at beating benchmark
Sharpe	1.24 vs. 3.49 Poor risk-adjusted returns
Beta	0.6 vs. 0.99 Less sensitive to market ups & downs
Standard deviation	1.18 vs. 1.24 More stable returns

About this fund

About Kotak Corporate Bond Fund

Kotak Corporate Bond Fund Direct-Growth is a Corporate Bond mutual fund scheme from Kotak Mahindra Mutual Fund. This fund has been in existence for 13 yrs 1 m, having been launched on 01/01/2013. Kotak Corporate Bond Fund Direct-Growth has ₹18,841 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Kotak Corporate Bond Fund Direct-Growth as of 02/02/2026 is ₹4063.35. The fund has an expense ratio of 0.37%, which is close to what most other Corporate Bond funds charge.

Kotak Corporate Bond Fund Direct-Growth returns of last 1-year are 7.35%. Since launch, it has delivered 7.96% average annual returns. The fund has doubled the money invested in it every 10 yrs.
Kotak Corporate Bond Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, Power Finance Corporation Ltd., Bajaj Finance Ltd., Small Industries Devp. Bank of India Ltd., LIC Housing Finance Ltd..

...

Fund AUM	18,841 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Manu Sharma

Mr. Sharma has done M.Com and CA. He has over 17 years of experience in fields of Fixed Income Fund Management, Operations, Finance Audit and Taxation.

Deepak Agrawal

Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA. He has been associated with Kotak AMC since 2002.

Investment objective

The scheme seeks to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA+ and above rated corporate securities.

Kotak Mahindra Mutual Fund details

No. of schemes	84 view all schemes
Total AUM	5,88,199 Cr as on Dec 31, 2025
Address	The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla Complex Bandra (E) Mumbai, 400051
Phone	022-61152100 / 1800-22-2626

More funds from Kotak Mahindra Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Kotak Medium Term Fund	N.A.	2,015 Cr	9.15%	9.12%
Kotak Credit Risk Fund	N.A.	707 Cr	9.25%	8.66%
Kotak Floating Rate Fund	N.A.	3,368 Cr	8.22%	8.23%
Kotak Income Plus Arbitrage Omni FoF	N.A.	7,870 Cr	7.02%	8.04%
Kotak Dynamic Bond Fund	N.A.	2,677 Cr	5.73%	8.03%
Kotak Nifty SDL Jul 2033 Index Fund	N.A.	190 Cr	5.39%	7.87%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Kotak Corporate Bond Fund Direct-Growth?

The current Net Asset Value (NAV) of the Kotak Corporate Bond Fund - Direct Growth plan is approximately ₹4063.3533 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Kotak Corporate Bond Fund Direct-Growth is a 13 yrs 1 m old fund and has delivered average annual returns of 7.96% since inception.

Kotak Corporate Bond Fund Direct-Growth Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
7.27%	7.81%	6.52%	7.57%	7.96%

How much does this mutual fund charge as expense ratio?

The Kotak Corporate Bond Fund - Direct Growth has an expense ratio of 0.37%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Kotak Corporate Bond Fund currently has assets under management (AUM) or fund size valued at approximately 18,841 Cr as on Dec 31, 2025.

To whom does Kotak Corporate Bond Fund lend to?

The top 3 debt holdings of Kotak Corporate Bond Fund are as follows

Holding Name	Percentage of Portfolio
GOI	14.5%
Power Finance Corporation Ltd.	3.99%
Bajaj Finance Ltd.	3.53%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Kotak Corporate Bond Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	74.72%
SOV	16.9%
Cash & Call Money	5.24%

What is risk level of Kotak Corporate Bond Fund?

This is a Corporate Bond fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Kotak Corporate Bond Fund Direct-Growth?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Kotak Corporate Bond Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the Kotak Corporate Bond Fund is complete.

How can I redeem my investments in Kotak Corporate Bond Fund?

Redeeming your investments in the Kotak Corporate Bond Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Corporate Bond

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Return Outperformance: This fund has generated highest return amongst Corporate Bond funds in the last 5 Years.
Return/Risk: For every unit of risk this fund takes, it produces 20% more returns.
Exit Load: This fund has no exit load.