Q: What are the returns of this mutual fund scheme?

The UTI BSE Housing Index Fund Direct - Growth is a 2 yrs 8 m old fund and has delivered average annual returns of 11.66% since inception. UTI BSE Housing Index Fund Direct - Growth Returns 1-Year Since Inception -5.54% 11.66%

Question 1

What is the current NAV of UTI BSE Housing Index Fund Direct - Growth?

Accepted Answer

The current Net Asset Value (NAV) of the UTI BSE Housing Index Fund - Direct Growth plan is approximately ₹13.3167 as of Feb 02, 2026.

Question 2

What are the returns of this mutual fund scheme?

Accepted Answer

The UTI BSE Housing Index Fund Direct - Growth is a 2 yrs 8 m old fund and has delivered average annual returns of 11.66% since inception.

UTI BSE Housing Index Fund Direct - Growth Returns

1-Year	Since Inception
-5.54%	11.66%

Question 3

How much does this mutual fund charge as expense ratio?

Accepted Answer

The UTI BSE Housing Index Fund - Direct Growth has an expense ratio of 0.59%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Question 4

What is the AUM or fund size of this mutual fund?

Accepted Answer

The UTI BSE Housing Index Fund currently has assets under management (AUM) or fund size valued at approximately 25 Cr as on Dec 31, 2025.

Question 5

What are the top stock holdings of UTI BSE Housing Index Fund?

Accepted Answer

The UTI BSE Housing Index Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
The Phoenix Mills Ltd.	5.21%
Polycab India Ltd.	5.21%
Ambuja Cements Ltd.	5.12%
Ultratech Cement Ltd.	5.08%
Grasim Industries Ltd.	5.02%
Shree Cement Ltd.	5.0%
Havells India Ltd.	5.0%
DLF Ltd.	4.9%
Voltas Ltd.	4.88%
Asian Paints Ltd.	4.82%

Question 6

What are the top sectors UTI BSE Housing Index Fund has invested in?

Accepted Answer

The UTI BSE Housing Index Fund has primarily invested in the following sectors

Company	Percentage of Portfolio
The Phoenix Mills Ltd.	5.21%
Polycab India Ltd.	5.21%
Ambuja Cements Ltd.	5.12%
Ultratech Cement Ltd.	5.08%
Grasim Industries Ltd.	5.02%
Shree Cement Ltd.	5.0%
Havells India Ltd.	5.0%
DLF Ltd.	4.9%
Voltas Ltd.	4.88%
Asian Paints Ltd.	4.82%

Question 7

What is risk level of UTI BSE Housing Index Fund?

Accepted Answer

This is a Other Equity Index fund comes with Very High risk.

Question 8

Is there any lock-in period in this mutual fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 9

How do I invest in UTI BSE Housing Index Fund Direct - Growth?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for UTI BSE Housing Index Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the UTI BSE Housing Index Fund is complete.

Question 10

How can I redeem my investments in UTI BSE Housing Index Fund?

Accepted Answer

Redeeming your investments in the UTI BSE Housing Index Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.59% as on Feb 02, 2026
Exit load	0%
AUM (Fund size)	₹25 Cr
Lock-in Period	Nil
Age	2 yrs 8 m since May 22, 2023
Benchmark	BSE Housing TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Period	This fund	Category average
1 Month	-9.27%	-5.73%
3 Months	-11.17%	-6.14%
6 Months	-10.37%	-3.29%
1 Year	-5.54%	1.28%
2 Years	2.59%	1.44%

Fund name	1M	6M	1Y	3Y	5Y	10Y
UTI BSE Housing Index Fund	-9.27%	-10.37%	-5.54%	N.A.	N.A.	N.A.
ICICI Prudential BHARAT 22 FOF	-0.53%	10.18%	17.33%	26.9%	27.04%	13.41%
Edelweiss MSCI India Domestic & World Healthcare 45 Index Fund	-2.76%	3.32%	6.3%	20.03%	13.68%	7.65%
Motilal Oswal Nifty Bank Index Fund	-2.4%	5.53%	19.79%	12.84%	11.51%	7.91%
SBI BSE PSU Bank Index Fund	-2.18%	24.44%	36.96%	11.05%	6.49%	3.2%
ICICI Prudential Nifty Auto Index Fund	-7.43%	12.25%	15.13%	26.23%	16.33%	7.86%

Fund name	Std. deviation	Beta	Sharpe	Sortino
UTI BSE Housing Index Fund	N.A.	N.A.	N.A.	N.A.
ICICI Prudential BHARAT 22 FOF	16.57	1.13	1.21	1.89
Edelweiss MSCI India Domestic & World Healthcare 45 Index Fund	12.35	0.68	1.03	1.92
Motilal Oswal Nifty Bank Index Fund	12.12	1.0	0.66	1.3
SBI BSE PSU Bank Index Fund	N.A.	N.A.	N.A.	N.A.
ICICI Prudential Nifty Auto Index Fund	17.41	0.99	1.09	1.3

Fund name	ETM Rank	AUM	Fund age	Expense ratio
UTI BSE Housing Index Fund	N.A.	25 Cr	2 yrs 8 m	0.59%
ICICI Prudential BHARAT 22 FOF	N.A.	2,500 Cr	7 yrs 7 m	0.12%
Edelweiss MSCI India Domestic & World Healthcare 45 Index Fund	N.A.	171 Cr	5 yrs 3 m	0.52%
Motilal Oswal Nifty Bank Index Fund	N.A.	667 Cr	6 yrs 5 m	0.24%
SBI BSE PSU Bank Index Fund	N.A.	162 Cr	10 m	0.27%
ICICI Prudential Nifty Auto Index Fund	N.A.	194 Cr	3 yrs 4 m	0.4%

UTI BSE Housing Index Fund Direct - Growth

Historical NAV & returns

UTI BSE Housing Index Fund overview

UTI BSE Housing Index Fund Returns calculator

Trailing returns as on Feb 03, 2026

Asset allocationas on Dec 31, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

About this fund

About UTI BSE Housing Index Fund

Fund managers

Investment objective

UTI Mutual Fund details

More funds from UTI Mutual Fund

Frequently asked questions

UTI BSE Housing Index Fund Direct - Growth Returns

ET Money rank

Fund AUM	25 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

No. of schemes	63 view all schemes
Total AUM	3,95,059 Cr as on Dec 31, 2025
Address	UTI Tower, Plot C-1, GN Block, Banrda Kurla Complex, Bandra (East) Mumbai, 400051
Phone	0263 2296993

Fund name	ETM Rank	AUM	1Y	5Y
UTI Small Cap Fund	N.A.	4,737 Cr	-0.8%	20.07%
UTI Transportation and Logistics Fund	N.A.	4,084 Cr	15.26%	19.93%
UTI Large & Mid Cap Fund	N.A.	5,635 Cr	10.6%	19.93%
UTI Dividend Yield Fund	N.A.	3,946 Cr	7.58%	17.87%
UTI Infrastructure Fund	N.A.	2,171 Cr	7.92%	17.74%
UTI Nifty 500 Value 50 Index Fund	N.A.	560 Cr	25.07%	N.A.

Sector	Percentage of Portfolio
Materials	41.38%
Construction	26.680000000000003%
Capital Goods	19.28%
Consumer Discretionary	8.41%
Financial	3.9299999999999997%