Q: What are the returns of UTI Balanced Advantage Fund?

The UTI Balanced Advantage Fund is a 1 yrs 11 m old fund and has delivered average annual returns of 13.26% since inception. UTI Balanced Advantage Fund Returns 1-Year Since Inception 8.35% 13.26%

Question 1

What is the current NAV of UTI Balanced Advantage Fund?

Accepted Answer

The current Net Asset Value (NAV) of the UTI Balanced Advantage Fund - Direct Growth plan is approximately ₹12.5606 as of Jun 17, 2025.

Question 2

What are the returns of UTI Balanced Advantage Fund?

Accepted Answer

The UTI Balanced Advantage Fund is a 1 yrs 11 m old fund and has delivered average annual returns of 13.26% since inception.

UTI Balanced Advantage Fund Returns

1-Year	Since Inception
8.35%	13.26%

Question 3

How much does UTI Balanced Advantage Fund charge as the expense ratio?

Accepted Answer

The UTI Balanced Advantage Fund - Direct Growth has an expense ratio of 1.92%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

Question 4

What is the AUM or size of UTI Balanced Advantage Fund?

Accepted Answer

The UTI Balanced Advantage Fund currently has assets under management (AUM) or fund size valued at approximately ₹2,959 Crs crore as of Mar 31, 2025.

Question 5

What are the top stock holdings of UTI Balanced Advantage Fund?

Accepted Answer

The UTI Balanced Advantage Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	8.81%
ICICI Bank Ltd.	5.6%
Bharti Airtel Ltd.	3.92%
Infosys Ltd.	3.41%
Reliance Industries Ltd.	3.35%
Bajaj Finance Ltd.	2.53%
Kotak Mahindra Bank Ltd.	2.47%
Tata Consultancy Services Ltd.	2.25%
Axis Bank Ltd.	2.16%
Maruti Suzuki India Ltd.	1.93%

Question 6

What are the top sectors UTI Balanced Advantage Fund has invested in?

Accepted Answer

The UTI Balanced Advantage Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
HDFC Bank Ltd.	8.81%
ICICI Bank Ltd.	5.6%
Bharti Airtel Ltd.	3.92%
Infosys Ltd.	3.41%
Reliance Industries Ltd.	3.35%
Bajaj Finance Ltd.	2.53%
Kotak Mahindra Bank Ltd.	2.47%
Tata Consultancy Services Ltd.	2.25%
Axis Bank Ltd.	2.16%
Maruti Suzuki India Ltd.	1.93%

Question 7

To whom does UTI Balanced Advantage Fund lend to?

Accepted Answer

The top 3 debt holdings of UTI Balanced Advantage Fund are as follows

Holding Name	Percentage of Portfolio
GOI	8.19%
Small Industries Devp. Bank of India Ltd.	2.6%
National Bank For Agriculture & Rural Development	2.07%

Question 8

What is the quality of borrowers UTI Balanced Advantage Fund lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The UTI Balanced Advantage Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
GOI	8.19%
Small Industries Devp. Bank of India Ltd.	2.6%
National Bank For Agriculture & Rural Development	2.07%

Question 9

What is the risk level of UTI Balanced Advantage Fund?

Accepted Answer

This is a Dynamic Asset Allocation fund comes with Very High risk.

Question 10

Is there any lock-in period in UTI Balanced Advantage Fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 11

How do I invest in UTI Balanced Advantage Fund Regular - Growth?

Accepted Answer

UTI Balanced Advantage Fund Regular - Growth is the regular plan of the fund. For this plan of you pay 1.92% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.53%. That's 1.39% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 1.39% if you opt for direct plan of UTI Balanced Advantage Fund

Question 12

How can I redeem my investments in UTI Balanced Advantage Fund?

Accepted Answer

Redeeming your investments in UTI Balanced Advantage Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in UTI Balanced Advantage Fund from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	1.92% as on May 31, 2025
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 12 months.!
AUM (Fund size)	₹2,959 Cr
Lock-in Period	Nil
Age	1 yrs 11 m since Jul 21, 2023
Benchmark	NIFTY 50 Hybrid Composite Debt 50:50 Index
Min. investment	This scheme is currently not buyable
Risk	Very High

Period	This fund	Category average
1 Month	0.11%	0.44%
3 Months	6.52%	6.97%
6 Months	3.2%	1.51%
1 Year	8.35%	5.64%

Fund name	ETM Rank	AUM	Fund age	Expense ratio
UTI Balanced Advantage Fund	N.A.	2,959 Cr	1 yrs 11 m	1.92%
Tata Balanced Advantage Fund	N.A.	10,227 Cr	6 yrs 5 m	0.42%
ICICI Prudential Balanced Advantage Fund	N.A.	62,528 Cr	12 yrs 5 m	0.85%
Franklin India Dynamic Asset Allocation FoF	N.A.	1,314 Cr	12 yrs 5 m	1.09%
Nippon India Balanced Advantage Fund	N.A.	9,190 Cr	12 yrs 5 m	0.55%
Axis Balanced Advantage Fund	N.A.	2,935 Cr	7 yrs 11 m	0.75%

Fund name	1M	6M	1Y	3Y	5Y	10Y
UTI Balanced Advantage Fund	0.11%	3.2%	8.35%	N.A.	N.A.	N.A.
Tata Balanced Advantage Fund	0.59%	2.14%	5.18%	15.38%	15.82%	8.44%
ICICI Prudential Balanced Advantage Fund	0.83%	5.35%	9.71%	15.97%	16.81%	12.14%
Franklin India Dynamic Asset Allocation FoF	0.5%	2.7%	8.45%	18.08%	20.96%	11.5%
Nippon India Balanced Advantage Fund	-0.06%	2.53%	7.32%	16.31%	16.59%	11.28%
Axis Balanced Advantage Fund	-0.17%	2.03%	9.45%	17.78%	15.61%	8.69%

Fund name	Std. deviation	Beta	Sharpe	Sortino
UTI Balanced Advantage Fund	N.A.	N.A.	N.A.	N.A.
Tata Balanced Advantage Fund	7.08	0.68	0.95	1.51
ICICI Prudential Balanced Advantage Fund	5.77	0.54	1.29	2.02
Franklin India Dynamic Asset Allocation FoF	7.14	0.66	1.25	1.83
Nippon India Balanced Advantage Fund	7.42	0.71	1.08	1.64
Axis Balanced Advantage Fund	8.04	0.75	1.17	1.86

UTI Balanced Advantage Fund Regular - Growth

Historical NAV & returns

UTI Balanced Advantage Fund overview

UTI Balanced Advantage Fund Returns calculator

Trailing returns as on Jun 12, 2025

Asset allocationas on May 31, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

Compare UTI Balanced Advantage Fund in detail with

About this fund

About UTI Balanced Advantage Fund

Fund managers

Investment objective

UTI Mutual Fund details

More funds from UTI Mutual Fund

Frequently asked questions

UTI Balanced Advantage Fund Returns

ET Money rank

Fund AUM	2,959 Cr as on Mar 31, 2025
Scheme document	View Scheme Document

No. of schemes	62 view all schemes
Total AUM	3,39,983 Cr as on Mar 31, 2025
Address	UTI Tower, Plot C-1, GN Block, Banrda Kurla Complex, Bandra (East) Mumbai, 400051
Phone	0263 2296993

Fund name	ETM Rank	AUM	1Y	5Y
UTI Aggressive Hybrid Fund	N.A.	6,254 Cr	8.09%	22.91%
UTI Multi Asset Allocation Fund	N.A.	5,659 Cr	8.51%	18.68%
UTI Retirement Fund	N.A.	4,725 Cr	8.98%	15.73%
UTI Equity Savings Fund	N.A.	687 Cr	7.7%	13.76%
UTI Conservative Hybrid Fund	N.A.	1,684 Cr	9.32%	12.56%
UTI Arbitrage Fund	N.A.	7,308 Cr	7.68%	6.15%

Sector	Percentage of Portfolio
Financial	22.979999999999997%
Technology	7.24%
Energy	6.59%
Automobile	4.88%
Consumer Staples	4.6499999999999995%
Communication	4.52%
Consumer Discretionary	2.4299999999999997%
Healthcare	2.4%
Services	2.34%
Insurance	2.31%

Credit Quality	Percentage of Portfolio
AAA	22.24114651%
SOV	8.18639994%
Cash	2.30947987%