Union Focused Fund

Q: What are the returns of this mutual fund scheme?

The Union Focused Fund is a 6 yrs 2 m old fund and has delivered average annual returns of 16.4% since inception. Union Focused Fund Returns 1-Year 3-Year 5-Year Since Inception -2.38% 12.87% 17.75% 16.4%

Q: How much does this mutual fund charge as expense ratio?

The Union Focused Fund has an expense ratio of 2.49% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Sep 29, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹25.44-0.2% 1 day change	16.4% p.a.	App exclusive #NA View Ranked Funds	₹416 Cr

Historical NAV & returns

NAV: ₹25.44 as on Sep 29, 2025

This fund Category average

Union Focused Fund overview

AUM (Fund size)	₹416 Cr
Exit load	1.0% Exit load of 1%, if redeemed within 15 days.!
Lock-in Period	Nil
Age	6 yrs 2 m since Jul 15, 2019
Benchmark	BSE 500 TRI
Min. investment	This scheme is currently not buyable
Expense ratio	2.49% as on Aug 31, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Union Focused Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 11, 2025

Period	This fund	Category average
1 Month	-0.55%	0.12%
3 Months	-1.32%	-2.86%
6 Months	8.72%	7.05%
1 Year	-2.38%	-6.53%
2 Years	12.11%	16.87%
3 Years	12.87%	18.29%
4 Years	9.02%	13.5%
5 Years	17.75%	22.0%

View returns in detail

Asset allocationas on Aug 31, 2025

Large Cap 61.33%

Mid Cap 16.81%

Small Cap 19.73%

Other Cap 0%

Top holdings

ICICI Bank Ltd.6.97%

HDFC Bank Ltd.6.75%

Infosys Ltd.5.32%

Tata Consumer Products Ltd.5.12%

Top sectors

Financial 30.34%

Capital Goods 19.88%

Healthcare 9.76%

Automobile 8.02%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Reserve Bank of India 0.07%

Allocation by Instruments

Repo 2.17%

Treasury Bills 0.07%

Other Holdings

Others 2.17%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Union Focused Fund	-0.55%	8.72%	-2.38%	12.87%	17.75%	N.A.
ICICI Prudential India Opportunities Fund	0.82%	7.25%	-1.31%	22.98%	31.72%	13.4%
ICICI Prudential Dividend Yield Equity Fund	0.79%	7.15%	-3.09%	24.13%	28.9%	15.93%
ICICI Prudential Value Fund	0.08%	6.99%	-1.34%	22.04%	26.25%	15.31%
SBI Contra Fund	0.42%	4.5%	-7.1%	20.0%	29.04%	15.93%
ICICI Prudential India Equity FOF	-0.19%	6.36%	-3.05%	21.09%	25.78%	11.83%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Union Focused Fund	12.47	0.87	0.45	0.64
ICICI Prudential India Opportunities Fund	11.64	0.82	1.23	2.44
ICICI Prudential Dividend Yield Equity Fund	12.35	0.86	1.21	1.99
ICICI Prudential Value Fund	11.4	0.8	1.18	2.13
SBI Contra Fund	12.25	0.88	1.01	1.65
ICICI Prudential India Equity FOF	11.94	0.87	1.06	1.8

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Union Focused Fund	N.A.	416 Cr	6 yrs 2 m	2.49%
ICICI Prudential India Opportunities Fund	N.A.	29,871 Cr	6 yrs 9 m	1.58%
ICICI Prudential Dividend Yield Equity Fund	N.A.	5,779 Cr	11 yrs 5 m	1.82%
ICICI Prudential Value Fund	N.A.	53,750 Cr	21 yrs 2 m	1.51%
SBI Contra Fund	N.A.	46,654 Cr	20 yrs 4 m	1.5%
ICICI Prudential India Equity FOF	N.A.	219 Cr	5 yrs 7 m	1.23%

View all Strategy funds

Key risk & return ratios Compared to other funds in the category

Alpha	-1.48 vs. 4.64 Underperformed at beating benchmark
Sharpe	0.45 vs. 4.24 Poor risk-adjusted returns
Beta	0.87 vs. 0.71 More sensitive to market's ups & downs
Standard deviation	12.47 vs. 9.04 More volatile performance

Compare Union Focused Fund in detail with

About this fund

About Union Focused Fund

Union Focused Fund is a Strategy mutual fund scheme from Union Mutual Fund. This fund has been in existence for 6 yrs 2 m, having been launched on 15/07/2019. Union Focused Fund has ₹416 Crores worth of assets under management (AUM) as on 31/08/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Union Focused Fund as of 29/09/2025 is ₹25.44. The fund has an expense ratio of 2.49%, which is higher than what most other Strategy funds charge.

Union Focused Fund returns of last 1-year are -3.25%. Since launch, it has delivered 16.38% average annual returns. The fund has doubled the money invested in it every 5 yrs.
Union Focused Fund scheme's ability to deliver returns consistently is lower than most funds of its category. Its ability to control losses in a falling market is below average.
The fund has the majority of its money invested in Financial, Capital Goods, Healthcare, Automobile, Services sectors. It has taken less exposure in Financial, Capital Goods sectors compared to other funds in the category.
The fund's top 5 holdings are in ICICI Bank Ltd., HDFC Bank Ltd., Infosys Ltd., Tata Consumer Products Ltd., CG Power and Industrial Solutions Ltd..

...

Fund AUM	416 Cr as on Aug 31, 2025
Scheme document	View Scheme Document

Fund managers

Vinod Malviya

Mr. Malviya has done Bachelors of Management Studies, Masters in Financial Management and CFA (Level-III cleared) Prior to joining Union Mutual Fund, he was associated with Florintree Advisors Pvt. Ltd., East India Securities Ltd. and Amit Nalin Securities Pvt. Ltd.

Pratik Dharmshi

Mr. Dharmshi has done B. Com & CA Prior to joining Union AMC, he was associated with UTI Pension Fund Limited, Safe Enterprises, Girik Capital, Edelweiss AMC, JP Morgan India Pvt. Ltd., CRISIL Ltd. & Morgan Stanley Advantage Services Pvt. Ltd.

Investment objective

The scheme seek to seek to generate capital appreciation by investing in a portfolio of select equity and equity linked securities across market caps.

Union Mutual Fund details

No. of schemes	28 view all schemes
Total AUM	21,203 Cr as on Jun 30, 2025
Address	Unit 503, 5th Floor, Leela Business Park, Andheri Kurla Road, Andheri (East) Mumbai, 400059
Email	investorcare@unionmf.com
Phone	(022) 6748 3300

More funds from Union Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Union Small Cap Fund	N.A.	1,658 Cr	-5.65%	25.06%
Union Midcap Fund	N.A.	1,508 Cr	-3.84%	24.31%
Union Value Fund	N.A.	332 Cr	-4.03%	21.79%
Union ELSS Tax Saver Fund	N.A.	895 Cr	-3.91%	20.21%
Union Flexi Cap Fund	N.A.	2,321 Cr	-3.7%	19.5%
Union Large & Midcap Fund	N.A.	887 Cr	-3.82%	19.36%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Union Focused Fund?

The current Net Asset Value (NAV) of the Union Focused Fund plan is approximately ₹25.44 as of Sep 29, 2025.

What are the returns of this mutual fund scheme?

The Union Focused Fund is a 6 yrs 2 m old fund and has delivered average annual returns of 16.4% since inception.

Union Focused Fund Returns

1-Year	3-Year	5-Year	Since Inception
-2.38%	12.87%	17.75%	16.4%

How much does this mutual fund charge as expense ratio?

The Union Focused Fund has an expense ratio of 2.49%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Union Focused Fund currently has assets under management (AUM) or fund size valued at approximately 416 Cr as on Aug 31, 2025.

What are the top stock holdings of Union Focused Fund?

The Union Focused Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
ICICI Bank Ltd.	6.97%
HDFC Bank Ltd.	6.75%
Infosys Ltd.	5.32%
Tata Consumer Products Ltd.	5.12%
CG Power and Industrial Solutions Ltd.	4.22%
Bharat Electronics Ltd.	4.22%
Dixon Technologies (India) Ltd.	4.11%
Info Edge (India) Ltd.	3.96%
Acutaas Chemicals Ltd.	3.38%
Gabriel India Ltd.	3.35%

What are the top sectors Union Focused Fund has invested in?

The Union Focused Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	30.34%
Capital Goods	19.88%
Healthcare	9.76%
Automobile	8.02%
Services	6.51%
Technology	5.32%
Consumer Staples	5.12%
Construction	2.97%
Communication	2.86%
Metals & Mining	2.41%

What is risk level of Union Focused Fund?

This is a Strategy fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Union Focused Fund?

Redeeming your investments in the Union Focused Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Strategy

#NA

Return Outperformance: This fund has generated highest return amongst Strategy funds in the last 1 Year.
Chance: This fund has generated only 17.85% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1%, if redeemed within 15 days.