Union Value Fund

Q: What are the returns of this mutual fund scheme?

The Union Value Fund is a 6 yrs 10 m old fund and has delivered average annual returns of 16.07% since inception. Union Value Fund Returns 1-Year 3-Year 5-Year Since Inception -4.03% 18.01% 21.79% 16.07%

Q: How much does this mutual fund charge as expense ratio?

The Union Value Fund has an expense ratio of 2.47% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Previously called: Union Value Discovery Reg-G

NAV as of Sep 29, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹27.84+0.18% 1 day change	16.07% p.a.	App exclusive #NA View Ranked Funds	₹332 Cr

Historical NAV & returns

NAV: ₹27.84 as on Sep 29, 2025

This fund Category average

Union Value Fund overview

AUM (Fund size)	₹332 Cr
Exit load	1.0% Exit load of 1%, if redeemed within 15 days.!
Lock-in Period	Nil
Age	6 yrs 10 m since Nov 14, 2018
Benchmark	BSE 500 TRI
Min. investment	This scheme is currently not buyable
Expense ratio	2.47% as on Aug 31, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Union Value Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 11, 2025

Period	This fund	Category average
1 Month	0.14%	0.12%
3 Months	-2.35%	-2.86%
6 Months	7.99%	7.05%
1 Year	-4.03%	-6.53%
2 Years	16.14%	16.87%
3 Years	18.01%	18.29%
4 Years	13.58%	13.5%
5 Years	21.79%	22.0%

View returns in detail

Asset allocationas on Aug 31, 2025

Large Cap 53.61%

Mid Cap 16.08%

Small Cap 26.05%

Other Cap 0%

Top holdings

HDFC Bank Ltd.7.58%

Reliance Industries Ltd.3.97%

Gabriel India Ltd.3.75%

ICICI Bank Ltd.3.46%

Top sectors

Financial 29.56%

Energy 9.880000000000003%

Automobile 9.15%

Construction 6.950000000000001%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Reserve Bank of India 0.09%

Allocation by Instruments

Repo 4.36%

Treasury Bills 0.09%

Other Holdings

Others 4.36%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Union Value Fund	0.14%	7.99%	-4.03%	18.01%	21.79%	N.A.
ICICI Prudential India Opportunities Fund	0.82%	7.25%	-1.31%	22.98%	31.72%	13.4%
ICICI Prudential Dividend Yield Equity Fund	0.79%	7.15%	-3.09%	24.13%	28.9%	15.93%
ICICI Prudential Value Fund	0.08%	6.99%	-1.34%	22.04%	26.25%	15.31%
SBI Contra Fund	0.42%	4.5%	-7.1%	20.0%	29.04%	15.93%
ICICI Prudential India Equity FOF	-0.19%	6.36%	-3.05%	21.09%	25.78%	11.83%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Union Value Fund	12.59	0.89	0.8	1.28
ICICI Prudential India Opportunities Fund	11.64	0.82	1.23	2.44
ICICI Prudential Dividend Yield Equity Fund	12.35	0.86	1.21	1.99
ICICI Prudential Value Fund	11.4	0.8	1.18	2.13
SBI Contra Fund	12.25	0.88	1.01	1.65
ICICI Prudential India Equity FOF	11.94	0.87	1.06	1.8

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Union Value Fund	N.A.	332 Cr	6 yrs 10 m	2.47%
ICICI Prudential India Opportunities Fund	N.A.	29,871 Cr	6 yrs 9 m	1.58%
ICICI Prudential Dividend Yield Equity Fund	N.A.	5,779 Cr	11 yrs 5 m	1.82%
ICICI Prudential Value Fund	N.A.	53,750 Cr	21 yrs 2 m	1.51%
SBI Contra Fund	N.A.	46,654 Cr	20 yrs 4 m	1.5%
ICICI Prudential India Equity FOF	N.A.	219 Cr	5 yrs 7 m	1.23%

View all Strategy funds

Key risk & return ratios Compared to other funds in the category

Alpha	2.85 vs. 4.64 Underperformed at beating benchmark
Sharpe	0.8 vs. 4.24 Poor risk-adjusted returns
Beta	0.89 vs. 0.71 More sensitive to market's ups & downs
Standard deviation	12.59 vs. 9.04 More volatile performance

Compare Union Value Fund in detail with

About this fund

About Union Value Fund

Union Value Fund is a Strategy mutual fund scheme from Union Mutual Fund. This fund has been in existence for 6 yrs 10 m, having been launched on 14/11/2018. Union Value Fund has ₹332 Crores worth of assets under management (AUM) as on 31/08/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Union Value Fund as of 29/09/2025 is ₹27.84. The fund has an expense ratio of 2.47%, which is higher than what most other Strategy funds charge.

Union Value Fund returns of last 1-year are -4.67%. Since launch, it has delivered 16.19% average annual returns. The fund has doubled the money invested in it every 5 yrs.
Union Value Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Financial, Energy, Automobile, Construction, Technology sectors. It has taken less exposure in Financial, Energy sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., Reliance Industries Ltd., Gabriel India Ltd., ICICI Bank Ltd., NTPC Ltd..

...

Fund AUM	332 Cr as on Aug 31, 2025
Scheme document	View Scheme Document

Fund managers

Vinod Malviya

Mr. Malviya has done Bachelors of Management Studies, Masters in Financial Management and CFA (Level-III cleared) Prior to joining Union Mutual Fund, he was associated with Florintree Advisors Pvt. Ltd., East India Securities Ltd. and Amit Nalin Securities Pvt. Ltd.

Gaurav Chopra

Mr. Chopra has done B.Com, Chartered Accountant and CFA (Level III cleared) Prior to joining Union Mutual Fund, he was associated with Centrum Portfolio Management Services- Centrum Broking Ltd., Barclays Wealth Trustees (India) Pvt. Ltd. and Sharp & Tanan Associates

Investment objective

The scheme seeks to generate long term capital appreciation by investing substantially in a portfolio of equity and equity related securities of companies which are undervalued (or are trading below their intrinsic value).

Union Mutual Fund details

No. of schemes	28 view all schemes
Total AUM	21,203 Cr as on Jun 30, 2025
Address	Unit 503, 5th Floor, Leela Business Park, Andheri Kurla Road, Andheri (East) Mumbai, 400059
Email	investorcare@unionmf.com
Phone	(022) 6748 3300

More funds from Union Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Union Small Cap Fund	N.A.	1,658 Cr	-5.65%	25.06%
Union Midcap Fund	N.A.	1,508 Cr	-3.84%	24.31%
Union ELSS Tax Saver Fund	N.A.	895 Cr	-3.91%	20.21%
Union Flexi Cap Fund	N.A.	2,321 Cr	-3.7%	19.5%
Union Large & Midcap Fund	N.A.	887 Cr	-3.82%	19.36%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Union Value Fund?

The current Net Asset Value (NAV) of the Union Value Fund plan is approximately ₹27.84 as of Sep 29, 2025.

What are the returns of this mutual fund scheme?

The Union Value Fund is a 6 yrs 10 m old fund and has delivered average annual returns of 16.07% since inception.

Union Value Fund Returns

1-Year	3-Year	5-Year	Since Inception
-4.03%	18.01%	21.79%	16.07%

How much does this mutual fund charge as expense ratio?

The Union Value Fund has an expense ratio of 2.47%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Union Value Fund currently has assets under management (AUM) or fund size valued at approximately 332 Cr as on Aug 31, 2025.

What are the top stock holdings of Union Value Fund?

The Union Value Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	7.58%
Reliance Industries Ltd.	3.97%
Gabriel India Ltd.	3.75%
ICICI Bank Ltd.	3.46%
NTPC Ltd.	3.37%
Infosys Ltd.	3.35%
Larsen & Toubro Ltd.	3.12%
Bharti Airtel Ltd.	2.64%
State Bank of India	2.41%
Maruti Suzuki India Ltd.	2.28%

What are the top sectors Union Value Fund has invested in?

The Union Value Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	29.56%
Energy	9.880000000000003%
Automobile	9.15%
Construction	6.950000000000001%
Technology	6.67%
Capital Goods	6.12%
Healthcare	5.32%
Consumer Staples	5.12%
Metals & Mining	4.890000000000001%
Textiles	3.21%

What is risk level of Union Value Fund?

This is a Strategy fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Union Value Fund?

Redeeming your investments in the Union Value Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Strategy

#NA

Return Outperformance: This fund has generated highest return amongst Strategy funds in the last 5 Years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1%, if redeemed within 15 days.