Union Focused Fund Direct - Growth

Q: What are the returns of Union Focused Fund?

The Union Focused Fund is a 5 yrs 10 m old fund and has delivered average annual returns of 17.99% since inception. Union Focused Fund Returns 1-Year 3-Year 5-Year Since Inception 6.14% 15.92% 21.08% 17.99%

NAV as of Jun 05, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹26.26+0.57% 1 day change	17.99% p.a.	#NA View Ranked Funds	₹400 Crs

Historical NAV & returns

NAV: ₹26.26 as on Jun 05, 2025

This fund Category average

Union Focused Fund overview

Expense ratio	1.46% as on May 31, 2025
Exit load	1.0% Exit load of 1%, if redeemed within 15 days.!
AUM (Fund size)	₹400 Crs
Lock-in	No Lockin
Age	5 yrs 10 m since Jul 15, 2019
Benchmark	BSE 500 TRI
Min. investment	This scheme is currently not buyable
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

Union Focused Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Jun 01, 2025

Period	This fund	Category average
1 Month	4.04%	4.88%
3 Months	11.04%	11.29%
6 Months	-4.09%	-2.92%
1 Year	6.14%	8.57%
2 Years	16.8%	24.09%
3 Years	15.92%	22.07%
4 Years	13.67%	17.96%
5 Years	21.08%	25.81%

View returns in detail

Asset allocationas on Apr 30, 2025

Large Cap 68.530734%

Mid Cap 15.445428%

Small Cap 11.483837999999999%

Other Cap 0.0%

Top holdings

ICICI Bank Ltd.9.24%

HDFC Bank Ltd.8.56%

Tata Consumer Products Ltd.5.83%

Infosys Ltd.4.89%

Top sectors

Financial 30.64%

Capital Goods 14.65%

Healthcare 11.59%

Services 7.51%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Reserve Bank of India 0.07%

Allocation by Instruments

Repo 4.65%

Treasury Bills 0.07%

Other Holdings

Others 4.65%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
Union Focused Fund	N.A.	₹400 Crs	5 yrs 10 m	1.46%
ICICI Prudential India Opportunities Fund	N.A.	₹27,197 Crs	6 yrs 5 m	0.63%
SBI Contra Fund	N.A.	₹44,069 Crs	12 yrs 5 m	0.62%
ICICI Prudential Value Discovery Fund	N.A.	₹51,112 Crs	12 yrs 5 m	0.99%
ICICI Prudential Dividend Yield Equity Fund	N.A.	₹5,231 Crs	11 yrs 1 m	0.58%
ICICI Prudential India Equity FOF	N.A.	₹168 Crs	5 yrs 4 m	0.63%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Union Focused Fund	4.04%	-4.09%	6.14%	15.92%	21.08%	N.A.
ICICI Prudential India Opportunities Fund	3.12%	2.13%	14.56%	27.6%	32.99%	14.27%
SBI Contra Fund	2.68%	-2.65%	6.83%	25.09%	34.48%	17.15%
ICICI Prudential Value Discovery Fund	2.66%	1.93%	13.95%	23.83%	28.82%	16.1%
ICICI Prudential Dividend Yield Equity Fund	2.13%	1.19%	10.97%	26.7%	32.59%	17.15%
ICICI Prudential India Equity FOF	3.03%	-0.4%	11.61%	23.28%	28.77%	12.18%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Union Focused Fund	12.94	0.84	0.68	0.93
ICICI Prudential India Opportunities Fund	12.33	0.8	1.52	3.0
SBI Contra Fund	12.89	0.86	1.32	2.19
ICICI Prudential Value Discovery Fund	12.0	0.77	1.32	2.3
ICICI Prudential Dividend Yield Equity Fund	13.04	0.84	1.42	2.3
ICICI Prudential India Equity FOF	12.58	0.84	1.22	2.02

View all Strategy funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.85 vs. 5.56 Underperformed at beating benchmark
Sharpe	0.68 vs. 5.86 Poor risk-adjusted returns
Beta	0.84 vs. 0.85 Less sensitive to market ups & downs
Standard deviation	12.94 vs. 9.89 More volatile performance

Compare Union Focused Fund in detail with

About this fund

About Union Focused Fund

Union Focused Fund Direct - Growth is a Strategy mutual fund scheme from Union Mutual Fund. This fund has been in existence for 5 yrs 10 m, having been launched on 15/07/2019. Union Focused Fund Direct - Growth has ₹400 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Union Focused Fund Direct - Growth as of 05/06/2025 is ₹26.26. The fund has an expense ratio of 1.46%, which is higher than what most other Strategy funds charge.

Union Focused Fund Direct - Growth returns of last 1-year are 8.07%. Since launch, it has delivered 17.98% average annual returns. The fund has doubled the money invested in it every 5 yrs.
Union Focused Fund Direct - Growth scheme's ability to deliver returns consistently is lower than most funds of its category. Its ability to control losses in a falling market is low.
The fund has the majority of its money invested in Financial, Capital Goods, Healthcare, Services, Automobile sectors. It has taken less exposure in Financial, Capital Goods sectors compared to other funds in the category.
The fund's top 5 holdings are in ICICI Bank Ltd., HDFC Bank Ltd., Tata Consumer Products Ltd., Infosys Ltd., Info Edge (India) Ltd..

...

Fund AUM	₹400 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Vinod Malviya

Mr. Malviya has done Bachelors of Management Studies, Masters in Financial Management and CFA (Level-III cleared) Prior to joining Union Mutual Fund, he was associated with Florintree Advisors Pvt. Ltd., East India Securities Ltd. and Amit Nalin Securities Pvt. Ltd.

Pratik Dharmshi

Mr. Dharmshi has done B. Com & CA Prior to joining Union AMC, he was associated with UTI Pension Fund Limited, Safe Enterprises, Girik Capital, Edelweiss AMC, JP Morgan India Pvt. Ltd., CRISIL Ltd. & Morgan Stanley Advantage Services Pvt. Ltd.

Investment objective

The scheme seek to seek to generate capital appreciation by investing in a portfolio of select equity and equity linked securities across market caps.

Union Mutual Fund details

No. of schemes	26 view all schemes
Total AUM	₹19,972 Crs as on Mar 31, 2025
Address	Unit 503, 5th Floor, Leela Business Park, Andheri Kurla Road, Andheri (East) Mumbai, 400059
Email	investorcare@unionmf.com
Phone	(022) 6748 3300

More funds from Union Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	5Y
Union Small Cap Fund	N.A.	₹1,468 Crs	9.22%	32.26%
Union Midcap Fund	N.A.	₹1,347 Crs	12.02%	31.77%
Union Value Fund	N.A.	₹302 Crs	8.61%	24.98%
Union Large & Midcap Fund	N.A.	₹824 Crs	9.15%	24.4%
Union Flexi Cap Fund	N.A.	₹2,227 Crs	9.43%	23.97%
Union ELSS Tax Saver Fund	N.A.	₹872 Crs	8.98%	23.93%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Union Focused Fund?

The current Net Asset Value (NAV) of the Union Focused Fund - Direct Growth plan is approximately ₹26.26 as of Jun 05, 2025.

What are the returns of this mutual fund scheme?

The Union Focused Fund is a 5 yrs 10 m old fund and has delivered average annual returns of 17.99% since inception.

Union Focused Fund Returns

1-Year	3-Year	5-Year	Since Inception
6.14%	15.92%	21.08%	17.99%

How much does this mutual fund charge as expense ratio?

The Union Focused Fund - Direct Growth has an expense ratio of 1.46%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Union Focused Fund currently has assets under management (AUM) or fund size valued at approximately ₹400 Crs crore as of Mar 31, 2025.

What are the top stock holdings of Union Focused Fund?

The Union Focused Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
ICICI Bank Ltd.	9.24%
HDFC Bank Ltd.	8.56%
Tata Consumer Products Ltd.	5.83%
Infosys Ltd.	4.89%
Info Edge (India) Ltd.	4.28%
Dixon Technologies (India) Ltd.	4.21%
CG Power and Industrial Solutions Ltd.	3.95%
Bharti Airtel Ltd.	3.39%
State Bank of India	3.39%
Reliance Industries Ltd.	3.3%

What are the top sectors Union Focused Fund has invested in?

The Union Focused Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	30.64%
Capital Goods	14.65%
Healthcare	11.59%
Services	7.51%
Automobile	5.83%
Consumer Staples	5.83%
Technology	4.89%
Communication	3.39%
Energy	3.3%
Construction	2.86%

What is risk level of Union Focused Fund?

This is a Strategy fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Union Focused Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Union Focused Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Union Focused Fund is complete.

How can I redeem my investments in Union Focused Fund?

Redeeming your investments in Union Focused Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Union Focused Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Strategy

#NA

Return/Risk: For every unit of risk this fund takes, it produces 20% more returns.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Chance: This fund has generated only 18.76% annual return in 70% of times for investors holding for at least 5 years.
Exit Load: Exit load of 1%, if redeemed within 15 days.