Union Value Fund Direct - Growth

Q: What are the returns of Union Value Fund?

The Union Value Fund is a 6 yrs 6 m old fund and has delivered average annual returns of 17.81% since inception. Union Value Fund Returns 1-Year 3-Year 5-Year Since Inception 8.61% 21.82% 24.98% 17.81%

Previously called: Union Value Discovery Direct-G

NAV as of Jun 05, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹29.27+0.38% 1 day change	17.81% p.a.	#NA View Ranked Funds	₹302 Crs

Historical NAV & returns

NAV: ₹29.27 as on Jun 05, 2025

This fund Category average

Union Value Fund overview

Expense ratio	1.2% as on May 31, 2025
Exit load	1.0% Exit load of 1%, if redeemed within 15 days.!
AUM (Fund size)	₹302 Crs
Lock-in	No Lockin
Age	6 yrs 6 m since Nov 14, 2018
Benchmark	BSE 500 TRI
Min. investment	This scheme is currently not buyable
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

Union Value Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Jun 01, 2025

Period	This fund	Category average
1 Month	4.76%	4.88%
3 Months	12.15%	11.29%
6 Months	-1.88%	-2.92%
1 Year	8.61%	8.57%
2 Years	24.12%	24.09%
3 Years	21.82%	22.07%
4 Years	17.99%	17.96%
5 Years	24.98%	25.81%

View returns in detail

Asset allocationas on Apr 30, 2025

Large Cap 56.713815999999994%

Mid Cap 16.298507%

Small Cap 22.917677000000005%

Other Cap 0.0%

Top holdings

HDFC Bank Ltd.8.4%

Reliance Industries Ltd.4.51%

ICICI Bank Ltd.3.87%

Infosys Ltd.3.75%

Top sectors

Financial 34.919999999999995%

Energy 11.28%

Healthcare 7.17%

Technology 6.619999999999999%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Reserve Bank of India 0.1%

Allocation by Instruments

Repo 4.27%

Treasury Bills 0.1%

Other Holdings

Others 4.27%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
Union Value Fund	N.A.	₹302 Crs	6 yrs 6 m	1.2%
ICICI Prudential India Opportunities Fund	N.A.	₹27,197 Crs	6 yrs 5 m	0.63%
SBI Contra Fund	N.A.	₹44,069 Crs	12 yrs 5 m	0.62%
ICICI Prudential Value Discovery Fund	N.A.	₹51,112 Crs	12 yrs 5 m	0.99%
ICICI Prudential Dividend Yield Equity Fund	N.A.	₹5,231 Crs	11 yrs 1 m	0.58%
ICICI Prudential India Equity FOF	N.A.	₹168 Crs	5 yrs 4 m	0.63%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Union Value Fund	4.76%	-1.88%	8.61%	21.82%	24.98%	N.A.
ICICI Prudential India Opportunities Fund	3.12%	2.13%	14.56%	27.6%	32.99%	14.27%
SBI Contra Fund	2.68%	-2.65%	6.83%	25.09%	34.48%	17.15%
ICICI Prudential Value Discovery Fund	2.66%	1.93%	13.95%	23.83%	28.82%	16.1%
ICICI Prudential Dividend Yield Equity Fund	2.13%	1.19%	10.97%	26.7%	32.59%	17.15%
ICICI Prudential India Equity FOF	3.03%	-0.4%	11.61%	23.28%	28.77%	12.18%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Union Value Fund	13.63	0.9	1.03	1.68
ICICI Prudential India Opportunities Fund	12.33	0.8	1.52	3.0
SBI Contra Fund	12.89	0.86	1.32	2.19
ICICI Prudential Value Discovery Fund	12.0	0.77	1.32	2.3
ICICI Prudential Dividend Yield Equity Fund	13.04	0.84	1.42	2.3
ICICI Prudential India Equity FOF	12.58	0.84	1.22	2.02

View all Strategy funds

Key risk & return ratios Compared to other funds in the category

Alpha	3.74 vs. 5.56 Underperformed at beating benchmark
Sharpe	1.03 vs. 5.86 Poor risk-adjusted returns
Beta	0.9 vs. 0.85 More sensitive to market's ups & downs
Standard deviation	13.63 vs. 9.89 More volatile performance

Compare Union Value Fund in detail with

About this fund

About Union Value Fund

Union Value Fund Direct - Growth is a Strategy mutual fund scheme from Union Mutual Fund. This fund has been in existence for 6 yrs 6 m, having been launched on 14/11/2018. Union Value Fund Direct - Growth has ₹302 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Union Value Fund Direct - Growth as of 05/06/2025 is ₹29.27. The fund has an expense ratio of 1.2%, which is higher than what most other Strategy funds charge.

Union Value Fund Direct - Growth returns of last 1-year are 10.87%. Since launch, it has delivered 17.95% average annual returns. The fund has doubled the money invested in it every 5 yrs.
Union Value Fund Direct - Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Financial, Energy, Healthcare, Technology, Chemicals sectors. It has taken less exposure in Financial, Energy sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., Reliance Industries Ltd., ICICI Bank Ltd., Infosys Ltd., State Bank of India.

...

Fund AUM	₹302 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Vinod Malviya

Mr. Malviya has done Bachelors of Management Studies, Masters in Financial Management and CFA (Level-III cleared) Prior to joining Union Mutual Fund, he was associated with Florintree Advisors Pvt. Ltd., East India Securities Ltd. and Amit Nalin Securities Pvt. Ltd.

Gaurav Chopra

Mr. Chopra has done B.Com, Chartered Accountant and CFA (Level III cleared) Prior to joining Union Mutual Fund, he was associated with Centrum Portfolio Management Services- Centrum Broking Ltd., Barclays Wealth Trustees (India) Pvt. Ltd. and Sharp & Tanan Associates

Investment objective

The scheme seeks to generate long term capital appreciation by investing substantially in a portfolio of equity and equity related securities of companies which are undervalued (or are trading below their intrinsic value).

Union Mutual Fund details

No. of schemes	26 view all schemes
Total AUM	₹19,972 Crs as on Mar 31, 2025
Address	Unit 503, 5th Floor, Leela Business Park, Andheri Kurla Road, Andheri (East) Mumbai, 400059
Email	investorcare@unionmf.com
Phone	(022) 6748 3300

More funds from Union Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	5Y
Union Small Cap Fund	N.A.	₹1,468 Crs	9.22%	32.26%
Union Midcap Fund	N.A.	₹1,347 Crs	12.02%	31.77%
Union Large & Midcap Fund	N.A.	₹824 Crs	9.15%	24.4%
Union Flexi Cap Fund	N.A.	₹2,227 Crs	9.43%	23.97%
Union ELSS Tax Saver Fund	N.A.	₹872 Crs	8.98%	23.93%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Union Value Fund?

The current Net Asset Value (NAV) of the Union Value Fund - Direct Growth plan is approximately ₹29.27 as of Jun 05, 2025.

What are the returns of this mutual fund scheme?

The Union Value Fund is a 6 yrs 6 m old fund and has delivered average annual returns of 17.81% since inception.

Union Value Fund Returns

1-Year	3-Year	5-Year	Since Inception
8.61%	21.82%	24.98%	17.81%

How much does this mutual fund charge as expense ratio?

The Union Value Fund - Direct Growth has an expense ratio of 1.2%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Union Value Fund currently has assets under management (AUM) or fund size valued at approximately ₹302 Crs crore as of Mar 31, 2025.

What are the top stock holdings of Union Value Fund?

The Union Value Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	8.4%
Reliance Industries Ltd.	4.51%
ICICI Bank Ltd.	3.87%
Infosys Ltd.	3.75%
State Bank of India	3.38%
Axis Bank Ltd.	3.23%
NTPC Ltd.	3.14%
Bharti Airtel Ltd.	3.06%
Mangalore Chemicals & Fertilizers Ltd.	2.73%
Bharat Electronics Ltd.	2.38%

What are the top sectors Union Value Fund has invested in?

The Union Value Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	34.919999999999995%
Energy	11.28%
Healthcare	7.17%
Technology	6.619999999999999%
Chemicals	5.26%
Automobile	4.5200000000000005%
Capital Goods	4.369999999999999%
Metals & Mining	4.33%
Construction	3.92%
Consumer Staples	3.6500000000000004%

What is risk level of Union Value Fund?

This is a Strategy fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Union Value Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Union Value Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Union Value Fund is complete.

How can I redeem my investments in Union Value Fund?

Redeeming your investments in Union Value Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Union Value Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Strategy

#NA

Return Outperformance: This fund has generated highest return amongst Strategy funds in the last 5 Years.
Return/Risk: For every unit of risk this fund takes, it produces 20% more returns.
Exit Load: Exit load of 1%, if redeemed within 15 days.