Q: What are the returns of this mutual fund scheme?

The Union Value Fund Direct - Growth is a 6 yrs 11 m old fund and has delivered average annual returns of 17.63% since inception. Union Value Fund Direct - Growth Returns 1-Year 3-Year 5-Year Since Inception 6.72% 19.96% 23.07% 17.63%

Question 1

What is the current NAV of Union Value Fund Direct - Growth?

Accepted Answer

The current Net Asset Value (NAV) of the Union Value Fund - Direct Growth plan is approximately ₹30.67 as of Oct 20, 2025.

Question 2

What are the returns of this mutual fund scheme?

Accepted Answer

The Union Value Fund Direct - Growth is a 6 yrs 11 m old fund and has delivered average annual returns of 17.63% since inception.

Union Value Fund Direct - Growth Returns

1-Year	3-Year	5-Year	Since Inception
6.72%	19.96%	23.07%	17.63%

Question 3

How much does this mutual fund charge as expense ratio?

Accepted Answer

The Union Value Fund - Direct Growth has an expense ratio of 1.32%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Question 4

What is the AUM or fund size of this mutual fund?

Accepted Answer

The Union Value Fund currently has assets under management (AUM) or fund size valued at approximately 340 Cr as on Sep 30, 2025.

Question 5

What are the top stock holdings of Union Value Fund?

Accepted Answer

The Union Value Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	7.37%
Reliance Industries Ltd.	3.89%
NTPC Ltd.	3.41%
ICICI Bank Ltd.	3.25%
Infosys Ltd.	3.2%
Larsen & Toubro Ltd.	3.08%
Gabriel India Ltd.	3.02%
Maruti Suzuki India Ltd.	2.98%
Bharti Airtel Ltd.	2.56%
State Bank of India	2.55%

Question 6

What are the top sectors Union Value Fund has invested in?

Accepted Answer

The Union Value Fund has primarily invested in the following sectors

Company	Percentage of Portfolio
HDFC Bank Ltd.	7.37%
Reliance Industries Ltd.	3.89%
NTPC Ltd.	3.41%
ICICI Bank Ltd.	3.25%
Infosys Ltd.	3.2%
Larsen & Toubro Ltd.	3.08%
Gabriel India Ltd.	3.02%
Maruti Suzuki India Ltd.	2.98%
Bharti Airtel Ltd.	2.56%
State Bank of India	2.55%

Question 7

What is risk level of Union Value Fund?

Accepted Answer

This is a Strategy fund comes with Very High risk.

Question 8

Is there any lock-in period in this mutual fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 9

How do I invest in Union Value Fund Direct - Growth?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Union Value Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the Union Value Fund is complete.

Question 10

How can I redeem my investments in Union Value Fund?

Accepted Answer

Redeeming your investments in the Union Value Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	1.32% as on Sep 30, 2025
Exit load	1.0% Exit load of 1%, if redeemed within 15 days.!
AUM (Fund size)	₹340 Cr
Lock-in Period	Nil
Age	6 yrs 11 m since Nov 14, 2018
Benchmark	BSE 500 TRI
Min. investment	SIP: ₹1000 & Lumpsum: ₹1000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Period	This fund	Category average
1 Month	3.11%	2.72%
3 Months	2.9%	3.22%
6 Months	11.42%	9.73%
1 Year	6.72%	5.16%
2 Years	21.31%	22.15%
3 Years	19.96%	20.02%
4 Years	15.14%	15.16%
5 Years	23.07%	23.56%

Alpha	3.58 vs. 5.24 Underperformed at beating benchmark
Sharpe	0.98 vs. 4.83 Poor risk-adjusted returns
Beta	0.9 vs. 0.82 More sensitive to market's ups & downs
Standard deviation	12.45 vs. 8.7 More volatile performance

Fund AUM	340 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

No. of schemes	29 view all schemes
Total AUM	23,799 Cr as on Sep 30, 2025
Address	Unit 503, 5th Floor, Leela Business Park, Andheri Kurla Road, Andheri (East) Mumbai, 400059
Email	investorcare@unionmf.com
Phone	(022) 6748 3300

Union Value Fund Direct - Growth

Historical NAV & returns

Union Value Fund overview

Union Value Fund Returns calculator

Trailing returns as on Oct 17, 2025

Asset allocationas on Sep 30, 2025

Key risk & return ratios Compared to other funds in the category

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About Union Value Fund

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Union Value Fund Direct - Growth Returns

ET Money rank

Fund name	ETM Rank	AUM	1Y	5Y
Union Small Cap Fund	N.A.	1,710 Cr	6.1%	27.06%
Union Midcap Fund	N.A.	1,551 Cr	8.03%	26.86%
Union ELSS Tax Saver Fund	N.A.	895 Cr	6.88%	21.3%
Union Large & Midcap Fund	N.A.	914 Cr	7.36%	21.28%
Union Flexi Cap Fund	N.A.	2,338 Cr	7.58%	20.89%

Sector	Percentage of Portfolio
Financial	29.679999999999996%
Energy	10.07%
Automobile	9.93%
Construction	6.77%
Technology	6.73%
Capital Goods	6.5%
Metals & Mining	5.15%
Healthcare	5.0600000000000005%
Consumer Staples	5.06%
Textiles	3.1100000000000003%