ICICI Prudential Medium Term Bond Fund Direct Plan-Growth

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹50.6734+0.15% 1 day change	8.59% p.a.	App exclusive #NA View Ranked Funds	₹5,734 Cr

Historical NAV & returns

NAV: ₹50.6734 as on Oct 20, 2025

This fund Category average

ICICI Prudential Medium Term Bond Fund overview

Expense ratio	0.74% as on Sep 30, 2025
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 365 days.!
AUM (Fund size)	₹5,734 Cr
Lock-in Period	Nil
Age	12 yrs 9 m since Jan 01, 2013
Benchmark	NIFTY Medium Duration Debt Index A-III
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Risk	Moderately High
Tax on your gains	Profits are added to your income and taxed as per your slab rate

ICICI Prudential Medium Term Bond Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	0.92%	0.73%
3 Months	1.94%	1.34%
6 Months	4.23%	3.34%
1 Year	9.8%	8.94%
2 Years	9.4%	9.11%
3 Years	8.77%	8.46%
4 Years	7.59%	7.27%
5 Years	7.45%	7.39%
7 Years	8.36%	7.21%
10 Years	8.22%	7.44%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AA 27.18732687%

SOV 20.01467826%

AA+ 19.02682545%

AAA 17.62858079%

Top Debt Holdings

GOI 15.23%

Vedanta Ltd. 4.29%

TVS Credit Services Ltd. 4.18%

DME Development Ltd. 3.01%

Allocation by Instruments

Non Convertible Debenture 39.31793676%

Debenture 24.20554561999999%

GOI Securities 15.22975951%

Real Estate Investment Trusts 5.48741304%

Other Holdings

Embassy Office Parks REIT 3.51%

Others 2.26%

Brookfield India Real Estate Trust REIT 1.55%

Cube Highways Trust 0.99%

Detailed portfolio analysis

Key risk & return ratios Compared to other funds in the category

Alpha	1.63 vs. 2.85 Underperformed at beating benchmark
Sharpe	1.92 vs. 3.22 Poor risk-adjusted returns
Beta	0.55 vs. 1.31 Less sensitive to market ups & downs
Standard deviation	1.04 vs. 1.43 More stable returns

Compare ICICI Prudential Medium Term Bond Fund in detail with

About this fund

About ICICI Prudential Medium Term Bond Fund

ICICI Prudential Medium Term Bond Fund Direct Plan-Growth is a Medium Duration mutual fund scheme from Icici Prudential Mutual Fund. This fund has been in existence for 12 yrs 9 m, having been launched on 01/01/2013. ICICI Prudential Medium Term Bond Fund Direct Plan-Growth has ₹5,734 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of ICICI Prudential Medium Term Bond Fund Direct Plan-Growth as of 20/10/2025 is ₹50.67. The fund has an expense ratio of 0.74%, which is close to what most other Medium Duration funds charge.

ICICI Prudential Medium Term Bond Fund Direct Plan-Growth returns of last 1-year are 9.87%. Since launch, it has delivered 8.61% average annual returns. The fund has doubled the money invested in it every 10 yrs.
ICICI Prudential Medium Term Bond Fund Direct Plan-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund's credit profile is low indicating it has lent to borrowers whose quality is not too great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, Vedanta Ltd., TVS Credit Services Ltd., Embassy Office Parks REIT, DME Development Ltd..

...

Fund AUM	5,734 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Manish Banthia

Mr. Banthia is B.Com, CA and MBA He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.

Akhil Kakkar

Mr. Kakkar is B.Tech (IIT Roorkee) and PGDM (Finance) Prior to Joining ICICI Prudential Mutual Fund he has worked with Kotak Mahindra Bank in Debt Capital Markets, SBI Capital Markets in Project Advisory & Structured Finance and Goldman Sachs Services Pvt Ltd as Analyst Developer.

Investment objective

The scheme seeks to generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Mutual Fund details

No. of schemes	103 view all schemes
Total AUM	10,60,747 Cr as on Sep 30, 2025
Address	One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai, 400051

More funds from ICICI Prudential Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
ICICI Prudential Income Plus Arbitrage Active FoF	N.A.	1,820 Cr	6.56%	12.08%
ICICI Prudential Credit Risk Fund	N.A.	5,994 Cr	9.87%	9.14%
ICICI Prudential Nifty G-Sec Dec 2030 Index Fund	N.A.	903 Cr	8.88%	8.8%
ICICI Prudential Constant Maturity Gilt Fund	N.A.	2,585 Cr	8.48%	8.76%
ICICI Prudential All Seasons Bond Fund	N.A.	14,948 Cr	8.75%	8.69%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of ICICI Prudential Medium Term Bond Fund Direct Plan-Growth?

The current Net Asset Value (NAV) of the ICICI Prudential Medium Term Bond Fund - Direct Growth plan is approximately ₹50.6734 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The ICICI Prudential Medium Term Bond Fund Direct Plan-Growth is a 12 yrs 9 m old fund and has delivered average annual returns of 8.59% since inception.

ICICI Prudential Medium Term Bond Fund Direct Plan-Growth Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
9.8%	8.77%	7.45%	8.22%	8.59%

How much does this mutual fund charge as expense ratio?

The ICICI Prudential Medium Term Bond Fund - Direct Growth has an expense ratio of 0.74%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The ICICI Prudential Medium Term Bond Fund currently has assets under management (AUM) or fund size valued at approximately 5,734 Cr as on Sep 30, 2025.

To whom does ICICI Prudential Medium Term Bond Fund lend to?

The top 3 debt holdings of ICICI Prudential Medium Term Bond Fund are as follows

Holding Name	Percentage of Portfolio
GOI	15.23%
Vedanta Ltd.	4.29%
TVS Credit Services Ltd.	4.18%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The ICICI Prudential Medium Term Bond Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AA	27.18732687%
SOV	20.01467826%
AA+	19.02682545%

What is risk level of ICICI Prudential Medium Term Bond Fund?

This is a Medium Duration fund comes with Moderately High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in ICICI Prudential Medium Term Bond Fund Direct Plan-Growth?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for ICICI Prudential Medium Term Bond Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the ICICI Prudential Medium Term Bond Fund is complete.

How can I redeem my investments in ICICI Prudential Medium Term Bond Fund?

Redeeming your investments in the ICICI Prudential Medium Term Bond Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Medium Duration

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
Return Outperformance: This fund has generated highest return amongst Medium Duration funds in the last 10 Years.
Chance: This fund has generated a 7.92% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 365 days.