SBI Consumption Opportunities Fund

Q: What are the returns of this mutual fund scheme?

The SBI Consumption Opportunities Fund is a 12 yrs 11 m old fund and has delivered average annual returns of 14.96% since inception. SBI Consumption Opportunities Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception -6.45% 13.5% 20.64% 15.11% 14.96%

NAV as of Dec 04, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹306.162+0.12% 1 day change	14.96% p.a.	App exclusive #NA View Ranked Funds	₹3,259 Cr

Historical NAV & returns

NAV: ₹306.162 as on Dec 04, 2025

This fund Category average

SBI Consumption Opportunities Fund overview

AUM (Fund size)	₹3,259 Cr
Exit load	0.1% Exit load of 0.10% if redeemed within 30 days.!
Lock-in Period	Nil
Age	12 yrs 11 m since Jan 01, 2013
Benchmark	NIFTY India Consumption TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Expense ratio	1.97% as on Nov 30, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

SBI Consumption Opportunities Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Dec 05, 2025

Period	This fund	Category average
1 Month	-1.44%	-0.71%
3 Months	-2.6%	-2.43%
6 Months	1.6%	4.02%
1 Year	-6.45%	-0.88%
2 Years	9.05%	11.35%
3 Years	13.5%	14.61%
4 Years	14.08%	13.49%
5 Years	20.64%	15.95%
7 Years	15.23%	13.96%
10 Years	15.11%	13.41%

View returns in detail

Asset allocationas on Oct 31, 2025

Large Cap 51.27%

Mid Cap 23.76%

Small Cap 24.18%

Other Cap 0%

Top holdings

Bharti Airtel Ltd.6.24%

Mahindra & Mahindra Ltd.4.87%

Hindustan Unilever Ltd.4.55%

Britannia Industries Ltd.4.12%

Top sectors

Consumer Staples 30.169999999999995%

Consumer Discretionary 17.87%

Automobile 14.79%

Services 14.130000000000003%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Reserve Bank of India 0.09%

Allocation by Instruments

Repo 1.06092001%

Cash Margin 0.61360679%

Treasury Bills 0.09178637%

Other Holdings

Others 1.06%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
SBI Consumption Opportunities Fund	-1.44%	1.6%	-6.45%	13.5%	20.64%	15.11%
Nippon India Consumption Fund	-0.97%	4.03%	1.2%	15.13%	20.73%	13.46%
ICICI Prudential Bharat Consumption Fund	-0.8%	5.41%	2.45%	16.6%	18.36%	9.98%
Tata India Consumer Fund	-1.97%	5.84%	-0.41%	17.53%	18.22%	16.31%
Baroda BNP Paribas India Consumption Fund	-0.39%	5.44%	0.14%	15.91%	17.51%	12.41%

Fund name	Std. deviation	Beta	Sharpe	Sortino
SBI Consumption Opportunities Fund	13.96	0.81	0.53	0.72
Nippon India Consumption Fund	13.43	0.78	0.67	0.84
ICICI Prudential Bharat Consumption Fund	12.43	0.72	0.8	1.01
Tata India Consumer Fund	14.1	0.81	0.81	1.0
Baroda BNP Paribas India Consumption Fund	13.3	0.79	0.69	0.89

Fund name	ETM Rank	AUM	Fund age	Expense ratio
SBI Consumption Opportunities Fund	N.A.	3,259 Cr	12 yrs 11 m	1.97%
Nippon India Consumption Fund	N.A.	2,801 Cr	21 yrs 2 m	1.94%
ICICI Prudential Bharat Consumption Fund	N.A.	3,273 Cr	6 yrs 8 m	1.99%
Tata India Consumer Fund	N.A.	2,660 Cr	10 yrs	1.95%
Baroda BNP Paribas India Consumption Fund	N.A.	1,552 Cr	7 yrs 3 m	2.08%

View all Thematic-consumption funds

Key risk & return ratios Compared to other funds in the category

Alpha	-3.09 vs. 3.34 Underperformed at beating benchmark
Sharpe	0.53 vs. 1.8 Poor risk-adjusted returns
Beta	0.81 vs. 0.41 More sensitive to market's ups & downs
Standard deviation	13.96 vs. 6.47 More volatile performance

Compare SBI Consumption Opportunities Fund in detail with

About this fund

About SBI Consumption Opportunities Fund

SBI Consumption Opportunities Fund is a Thematic-Consumption mutual fund scheme from Sbi Mutual Fund. This fund has been in existence for 12 yrs 11 m, having been launched on 01/01/2013. SBI Consumption Opportunities Fund has ₹3,259 Crores worth of assets under management (AUM) as on 31/10/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of SBI Consumption Opportunities Fund as of 04/12/2025 is ₹306.16. The fund has an expense ratio of 1.97%, which is higher than what most other Thematic-consumption funds charge.

SBI Consumption Opportunities Fund returns of last 1-year are -6.82%. Since launch, it has delivered 15.16% average annual returns. The fund has doubled the money invested in it every 5 yrs.
SBI Consumption Opportunities Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund has the majority of its money invested in Consumer Staples, Consumer Discretionary, Automobile, Services, Materials sectors. It has taken less exposure in Consumer Staples, Consumer Discretionary sectors compared to other funds in the category.
The fund's top 5 holdings are in Bharti Airtel Ltd., Mahindra & Mahindra Ltd., Hindustan Unilever Ltd., Britannia Industries Ltd., Asian Paints Ltd..

...

Fund AUM	3,259 Cr as on Oct 31, 2025
Scheme document	View Scheme Document

Fund managers

Ashit Desai

Mr. Desai has done B.Com, PGDM and FRM Prior to joining SBI Mutual Fund, he has worked with Emkay Global Financial Services Ltd., SBICAPS Sec. Ltd. and Batlivala & Karani Sec, Ltd.

Investment objective

The scheme seeks to provide the investor with the opportunity of long-term capital appreciation by investing in a diversified portfolio of equity and equity related securities in Consumption space.

SBI Mutual Fund details

No. of schemes	72 view all schemes
Total AUM	12,07,585 Cr as on Sep 30, 2025
Address	9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai, 400051
Phone	022-61793000 / 1800-425-5425

More funds from SBI Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
SBI PSU Fund	N.A.	5,714 Cr	3.57%	29.6%
SBI Contra Fund	N.A.	49,218 Cr	2.42%	25.74%
SBI Infrastructure Fund	N.A.	4,788 Cr	-3.96%	24.74%
SBI ELSS Tax Saver Fund	N.A.	31,783 Cr	2.88%	22.82%
SBI Midcap Fund	N.A.	23,036 Cr	-0.94%	21.75%
SBI Large & Midcap Fund	N.A.	35,514 Cr	6.99%	20.87%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of SBI Consumption Opportunities Fund?

The current Net Asset Value (NAV) of the SBI Consumption Opportunities Fund plan is approximately ₹306.162 as of Dec 04, 2025.

What are the returns of this mutual fund scheme?

The SBI Consumption Opportunities Fund is a 12 yrs 11 m old fund and has delivered average annual returns of 14.96% since inception.

SBI Consumption Opportunities Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
-6.45%	13.5%	20.64%	15.11%	14.96%

How much does this mutual fund charge as expense ratio?

The SBI Consumption Opportunities Fund has an expense ratio of 1.97%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The SBI Consumption Opportunities Fund currently has assets under management (AUM) or fund size valued at approximately 3,259 Cr as on Oct 31, 2025.

What are the top stock holdings of SBI Consumption Opportunities Fund?

The SBI Consumption Opportunities Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
Bharti Airtel Ltd.	6.24%
Mahindra & Mahindra Ltd.	4.87%
Hindustan Unilever Ltd.	4.55%
Britannia Industries Ltd.	4.12%
Asian Paints Ltd.	3.92%
Berger Paints India Ltd.	3.91%
Maruti Suzuki India Ltd.	3.78%
United Breweries Ltd.	3.75%
Eicher Motors Ltd.	3.68%
Avenue Supermarts Ltd.	3.22%

What are the top sectors SBI Consumption Opportunities Fund has invested in?

The SBI Consumption Opportunities Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Consumer Staples	30.169999999999995%
Consumer Discretionary	17.87%
Automobile	14.79%
Services	14.130000000000003%
Materials	7.83%
Communication	7.140000000000001%
Textiles	5.46%
Financial	1.48%

What is risk level of SBI Consumption Opportunities Fund?

This is a Thematic-consumption fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in SBI Consumption Opportunities Fund?

Redeeming your investments in the SBI Consumption Opportunities Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Thematic-Consumption

#NA

Return Outperformance: This fund has generated highest return amongst Thematic-Consumption funds in the last 10 Years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 0.10% if redeemed within 30 days.