Q: What are the returns of SBI Multi Asset Allocation Fund?

The SBI Multi Asset Allocation Fund is a 19 yrs 8 m old fund and has delivered average annual returns of 9.46% since inception. SBI Multi Asset Allocation Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 8.4% 16.03% 14.0% 10.87% 9.46%

Question 1

What is the current NAV of SBI Multi Asset Allocation Fund?

Accepted Answer

The current Net Asset Value (NAV) of the SBI Multi Asset Allocation Fund - Direct Growth plan is approximately ₹58.9513 as of Aug 01, 2025.

Question 2

What are the returns of SBI Multi Asset Allocation Fund?

Accepted Answer

The SBI Multi Asset Allocation Fund is a 19 yrs 8 m old fund and has delivered average annual returns of 9.46% since inception.

SBI Multi Asset Allocation Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
8.4%	16.03%	14.0%	10.87%	9.46%

Question 3

How much does SBI Multi Asset Allocation Fund charge as the expense ratio?

Accepted Answer

The SBI Multi Asset Allocation Fund - Direct Growth has an expense ratio of 1.44%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

Question 4

What is the AUM or size of SBI Multi Asset Allocation Fund?

Accepted Answer

The SBI Multi Asset Allocation Fund currently has assets under management (AUM) or fund size valued at approximately ₹8,395 Crs crore as of Jun 30, 2025.

Question 5

What are the top stock holdings of SBI Multi Asset Allocation Fund?

Accepted Answer

The SBI Multi Asset Allocation Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	3.08%
Reliance Industries Ltd.	2.91%
Restaurant Brands Asia Ltd.	1.99%
ITC Ltd.	1.89%
Bandhan Bank Ltd.	1.52%
HCL Technologies Ltd.	1.52%
VRL Logistics Ltd.	1.27%
Axis Bank Ltd.	1.14%
Gokaldas Exports Ltd.	1.04%
Indian Oil Corporation Ltd.	1.01%

Question 6

What are the top sectors SBI Multi Asset Allocation Fund has invested in?

Accepted Answer

The SBI Multi Asset Allocation Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
HDFC Bank Ltd.	3.08%
Reliance Industries Ltd.	2.91%
Restaurant Brands Asia Ltd.	1.99%
ITC Ltd.	1.89%
Bandhan Bank Ltd.	1.52%
HCL Technologies Ltd.	1.52%
VRL Logistics Ltd.	1.27%
Axis Bank Ltd.	1.14%
Gokaldas Exports Ltd.	1.04%
Indian Oil Corporation Ltd.	1.01%

Question 7

To whom does SBI Multi Asset Allocation Fund lend to?

Accepted Answer

The top 3 debt holdings of SBI Multi Asset Allocation Fund are as follows

Holding Name	Percentage of Portfolio
GOI	4.99%
Bharti Telecom Ltd.	2.48%
Cholamandalam Investment and Finance Company Ltd.	2.44%

Question 8

What is the quality of borrowers SBI Multi Asset Allocation Fund lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The SBI Multi Asset Allocation Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
GOI	4.99%
Bharti Telecom Ltd.	2.48%
Cholamandalam Investment and Finance Company Ltd.	2.44%

Question 9

What is the risk level of SBI Multi Asset Allocation Fund?

Accepted Answer

This is a Multi Asset Allocation fund comes with Very High risk.

Question 10

Is there any lock-in period in SBI Multi Asset Allocation Fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 11

How do I invest in SBI Multi Asset Allocation Fund-Growth?

Accepted Answer

SBI Multi Asset Allocation Fund-Growth is the regular plan of the fund. For this plan of you pay 1.44% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.58%. That's 0.86% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 0.86% if you opt for direct plan of SBI Multi Asset Allocation Fund

Question 12

How can I redeem my investments in SBI Multi Asset Allocation Fund?

Accepted Answer

Redeeming your investments in SBI Multi Asset Allocation Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in SBI Multi Asset Allocation Fund from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	1.44% as on May 31, 2025
Exit load	1.0% For units in excess of 10% of the investment, 1% will be charged for redemption within 12 months!
AUM (Fund size)	₹8,395 Cr
Lock-in Period	Nil
Age	19 yrs 8 m since Nov 09, 2005
Benchmark	NA
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Very High

Period	This fund	Category average
1 Month	-0.25%	-0.27%
3 Months	5.5%	4.07%
6 Months	8.49%	7.92%
1 Year	7.44%	6.82%
2 Years	16.71%	16.07%
3 Years	16.43%	15.76%
4 Years	13.37%	13.2%
5 Years	14.26%	16.6%
7 Years	12.66%	12.88%
10 Years	11.0%	11.65%

Fund name	ETM Rank	AUM	Fund age	Expense ratio
SBI Multi Asset Allocation Fund	N.A.	8,395 Cr	19 yrs 8 m	1.44%
ICICI Prudential Asset Allocator Fund (FOF)	N.A.	26,071 Cr	12 yrs 7 m	0.21%
Kotak Multi Asset Allocator FoF - Dynamic	N.A.	1,799 Cr	12 yrs 7 m	0.33%
ICICI Prudential Multi Asset Fund	N.A.	59,452 Cr	12 yrs 7 m	0.66%
SBI Multi Asset Allocation Fund	N.A.	8,395 Cr	12 yrs 7 m	0.58%
Tata Multi Asset Allocation Fund	N.A.	3,795 Cr	5 yrs 5 m	0.4%

Fund name	1M	6M	1Y	3Y	5Y	10Y
SBI Multi Asset Allocation Fund	-1.46%	7.23%	8.4%	16.03%	14.0%	10.87%
ICICI Prudential Asset Allocator Fund (FOF)	-1.26%	6.86%	9.43%	15.36%	16.95%	12.94%
Kotak Multi Asset Allocator FoF - Dynamic	-2.33%	6.14%	8.7%	19.49%	20.99%	15.21%
ICICI Prudential Multi Asset Fund	-1.61%	6.1%	9.76%	19.88%	24.43%	15.76%
SBI Multi Asset Allocation Fund	-1.39%	7.68%	9.37%	17.09%	14.99%	11.89%
Tata Multi Asset Allocation Fund	-0.7%	8.17%	7.96%	16.42%	19.15%	10.36%

Fund name	Std. deviation	Beta	Sharpe	Sortino
SBI Multi Asset Allocation Fund	6.66	0.66	1.39	2.52
ICICI Prudential Asset Allocator Fund (FOF)	5.11	0.53	1.66	2.25
Kotak Multi Asset Allocator FoF - Dynamic	8.29	0.86	1.51	2.08
ICICI Prudential Multi Asset Fund	7.09	0.7	1.79	3.23
SBI Multi Asset Allocation Fund	6.67	0.66	1.53	2.77
Tata Multi Asset Allocation Fund	7.86	0.83	1.23	1.91

SBI Multi Asset Allocation Fund-Growth

Historical NAV & returns

SBI Multi Asset Allocation Fund overview

SBI Multi Asset Allocation Fund Returns calculator

Trailing returns as on Aug 03, 2025

Asset allocationas on May 31, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

Compare SBI Multi Asset Allocation Fund in detail with

About this fund

About SBI Multi Asset Allocation Fund

Fund managers

Investment objective

SBI Mutual Fund details

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Frequently asked questions

SBI Multi Asset Allocation Fund Returns

ET Money rank

Alpha	3.97 vs. 3.75 Higher outperformance against benchmark
Sharpe	1.39 vs. 3.46 Poor risk-adjusted returns
Beta	0.66 vs. 0.76 Less sensitive to market ups & downs
Standard deviation	6.66 vs. 3.58 More volatile performance

Fund AUM	8,395 Cr as on May 31, 2025
Scheme document	View Scheme Document

No. of schemes	68 view all schemes
Total AUM	11,45,315 Cr as on Jun 30, 2025
Address	9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai, 400051
Phone	022-61793000 / 1800-425-5425

Fund name	ETM Rank	AUM	1Y	5Y
SBI Equity Hybrid Fund	N.A.	74,036 Cr	10.13%	17.46%
SBI Multi Asset Allocation Fund	N.A.	8,395 Cr	9.37%	14.99%
SBI Retirement Benefit Fund - Aggressive Hybrid Plan	N.A.	1,507 Cr	1.19%	N.A.
SBI Equity Savings Fund	N.A.	5,443 Cr	6.5%	12.89%
SBI Conservative Hybrid Fund	N.A.	9,643 Cr	6.6%	11.99%
SBI Retirement Benefit Fund - Conservative Hybrid Plan	N.A.	284 Cr	4.24%	N.A.

Sector	Percentage of Portfolio
Financial	9.650000000000002%
Energy	6.58%
Services	6.44%
Technology	4.81%
Consumer Staples	4.6%
Healthcare	1.43%
Insurance	1.37%
Consumer Discretionary	1.15%
Construction	1.1%
Textiles	1.04%

Credit Quality	Percentage of Portfolio
AA+	12.85%
SOV	6.83%
AA-	6.47%