PGIM India Flexi Cap Fund

Q: What are the returns of this mutual fund scheme?

The PGIM India Flexi Cap Fund is a 10 yrs 11 m old fund and has delivered average annual returns of 12.24% since inception. PGIM India Flexi Cap Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 3.87% 12.54% 11.94% 14.35% 12.24%

Q: How much does this mutual fund charge as expense ratio?

The PGIM India Flexi Cap Fund has an expense ratio of 1.79% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹35.18-0.9% 1 day change	12.24% p.a.	App exclusive #NA View Ranked Funds	₹6,268 Cr

Historical NAV & returns

NAV: ₹35.18 as on Feb 02, 2026

This fund Category average

PGIM India Flexi Cap Fund overview

AUM (Fund size)	₹6,268 Cr
Exit load	0.5% Exit load of 0.5%, if redeemed within 90 days.!
Lock-in Period	Nil
Age	10 yrs 11 m since Feb 11, 2015
Benchmark	NIFTY 500 TRI
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	1.79% as on Feb 02, 2026
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

PGIM India Flexi Cap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-5.25%	-7.25%
3 Months	-5.76%	-7.38%
6 Months	-2.68%	-4.32%
1 Year	3.87%	1.89%
2 Years	7.86%	6.18%
3 Years	12.54%	14.37%
4 Years	6.99%	9.87%
5 Years	11.94%	12.45%
7 Years	15.96%	13.0%
10 Years	14.35%	12.7%

View returns in detail

Asset allocationas on Dec 31, 2025

Large Cap 64.26%

Mid Cap 18.51%

Small Cap 13.38%

Other Cap 0%

Top holdings

HDFC Bank Ltd.9.1%

ICICI Bank Ltd.8.09%

Reliance Industries Ltd.5.26%

Bharti Airtel Ltd.3.52%

Top sectors

Financial 23.28%

Automobile 9.249999999999998%

Healthcare 9.099999999999998%

Services 8.639999999999999%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Others 3.64%

Reserve Bank of India 0.1%

Allocation by Instruments

CBLO 3.64%

Mutual Fund 0.67%

Treasury Bills 0.1%

Other Holdings

PGIM India Liquid Fund Direct Plan-Growth 0.67%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
PGIM India Flexi Cap Fund	-5.25%	-2.68%	3.87%	12.54%	11.94%	14.35%
HDFC Flexi Cap Fund	-3.19%	3.23%	11.78%	21.17%	20.75%	18.04%
Parag Parikh Flexi Cap Fund	-2.34%	1.27%	5.9%	19.36%	18.07%	18.03%
JM Flexicap Fund	-5.7%	-4.29%	-4.42%	19.05%	16.98%	17.12%
Franklin India Flexi Cap Fund	-4.64%	-1.15%	5.12%	17.55%	15.83%	14.67%
Edelweiss Flexi Cap Fund	-4.49%	2.5%	8.78%	18.25%	15.81%	15.71%

Fund name	Std. deviation	Beta	Sharpe	Sortino
PGIM India Flexi Cap Fund	12.3	0.9	0.55	0.83
HDFC Flexi Cap Fund	10.29	0.77	1.37	2.3
Parag Parikh Flexi Cap Fund	8.28	0.59	1.59	2.46
JM Flexicap Fund	14.77	1.03	0.89	1.23
Franklin India Flexi Cap Fund	12.11	0.92	0.95	1.38
Edelweiss Flexi Cap Fund	13.03	0.98	0.97	1.28

Fund name	ETM Rank	AUM	Fund age	Expense ratio
PGIM India Flexi Cap Fund	N.A.	6,268 Cr	10 yrs 11 m	1.79%
HDFC Flexi Cap Fund	N.A.	96,295 Cr	31 yrs 1 m	1.33%
Parag Parikh Flexi Cap Fund	N.A.	1,33,309 Cr	12 yrs 8 m	1.28%
JM Flexicap Fund	N.A.	5,463 Cr	17 yrs 6 m	1.84%
Franklin India Flexi Cap Fund	N.A.	19,972 Cr	31 yrs 4 m	1.7%
Edelweiss Flexi Cap Fund	N.A.	3,127 Cr	11 yrs	1.89%

View all Flexi Cap funds

Key risk & return ratios Compared to other funds in the category

Alpha	-2.2 vs. 3.93 Underperformed at beating benchmark
Sharpe	0.55 vs. 3.98 Poor risk-adjusted returns
Beta	0.9 vs. 0.82 More sensitive to market's ups & downs
Standard deviation	12.3 vs. 9.68 More volatile performance

Compare PGIM India Flexi Cap Fund in detail with

About this fund

About PGIM India Flexi Cap Fund

PGIM India Flexi Cap Fund is a Flexi Cap mutual fund scheme from Pgim India Mutual Fund. This fund has been in existence for 10 yrs 11 m, having been launched on 11/02/2015. PGIM India Flexi Cap Fund has ₹6,268 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of PGIM India Flexi Cap Fund as of 02/02/2026 is ₹35.18. The fund has an expense ratio of 1.79%, which is higher than what most other Flexi Cap funds charge.

PGIM India Flexi Cap Fund returns of last 1-year are 4.58%. Since launch, it has delivered 12.20% average annual returns. The fund has doubled the money invested in it every 6 yrs.
PGIM India Flexi Cap Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund has the majority of its money invested in Financial, Automobile, Healthcare, Services, Energy sectors. It has taken less exposure in Financial, Automobile sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Reliance Industries Ltd., Bharti Airtel Ltd., TVS Motor Company Ltd..

...

Fund AUM	6,268 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Anandha Padmanabhan Anjeneyan

Mr. Anjeneyan is a B. Com, ACA, CFA, FRM Prior to joining PGIM India Asset Management Pvt Ltd, he has worked with Renaissance Investment Managers Private Limited, Canara Robeco Asset Management Company Limited.

Puneet Pal

Mr. Pal is a B.Com (H) and MBA from SIBM Pune. Prior to joining PGIM India Mutual Fund, he has worked with BNP Paribas AMC as Head Fixed Income, UTI AMC as Sr. Vice President & Fund Manager & TATA AMC as Fund Manager.

Vinay Paharia

Mr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai. Prior to joining PGIM India Mutual Fund, he was associated with Union Mutual Fund, Invesco Asset Management Company, L&T Mutual Fund, K R Choksey Shares and Securities Pvt Ltd (Jan 2004-Jan 2006), First Global Stock broking Pvt. Ltd (Jun 2002-Jan 2004).

Vivek Sharma

Mr. Sharma is a PGDM Finance Prior to joining PGIM India Asset Management Pvt. Ltd. - Equity Analyst and Asst. Fund Manager, he has worked with ICICI Securities Ltd. - Equity Analyst and JP Morgan Services India Pvt. Ltd.- Associate - Investment Banking.

Investment objective

The scheme seeks to generate income & capital appreciation by predominantly investing in an actively managed diversified portfolio of equity & equity related instruments including derivatives.

PGIM India Mutual Fund details

No. of schemes	24 view all schemes
Total AUM	27,546 Cr as on Dec 31, 2025
Address	7th Floor, Radhe Empire, Chandavarkar Road Borivali (W), Mumbai Mumbai, 400092
Phone	+91 22 6159 5441 / 42 , 1800 209 7446

More funds from PGIM India Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
PGIM India ELSS Tax Saver Fund	N.A.	768 Cr	0.7%	12.64%
PGIM India Large Cap Fund	N.A.	598 Cr	4.21%	9.39%
PGIM India Small Cap Fund	N.A.	1,560 Cr	2.3%	N.A.
PGIM India Global Equity Opportunities FoF	N.A.	1,590 Cr	2.54%	5.03%
PGIM India Large and Mid Cap Fund	N.A.	812 Cr	4.45%	N.A.

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of PGIM India Flexi Cap Fund?

The current Net Asset Value (NAV) of the PGIM India Flexi Cap Fund plan is approximately ₹35.18 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The PGIM India Flexi Cap Fund is a 10 yrs 11 m old fund and has delivered average annual returns of 12.24% since inception.

PGIM India Flexi Cap Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
3.87%	12.54%	11.94%	14.35%	12.24%

How much does this mutual fund charge as expense ratio?

The PGIM India Flexi Cap Fund has an expense ratio of 1.79%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The PGIM India Flexi Cap Fund currently has assets under management (AUM) or fund size valued at approximately 6,268 Cr as on Dec 31, 2025.

What are the top stock holdings of PGIM India Flexi Cap Fund?

The PGIM India Flexi Cap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	9.1%
ICICI Bank Ltd.	8.09%
Reliance Industries Ltd.	5.26%
Bharti Airtel Ltd.	3.52%
TVS Motor Company Ltd.	3.08%
Eternal Ltd.	2.86%
Tata Consultancy Services Ltd.	2.8%
Varun Beverages Ltd.	2.6%
Muthoot Finance Ltd.	2.43%
Persistent Systems Ltd.	2.38%

What are the top sectors PGIM India Flexi Cap Fund has invested in?

The PGIM India Flexi Cap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	23.28%
Automobile	9.249999999999998%
Healthcare	9.099999999999998%
Services	8.639999999999999%
Energy	6.62%
Technology	6.1899999999999995%
Capital Goods	5.7700000000000005%
Consumer Staples	5.65%
Consumer Discretionary	4.46%
Construction	3.52%

What is risk level of PGIM India Flexi Cap Fund?

This is a Flexi Cap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in PGIM India Flexi Cap Fund?

Redeeming your investments in the PGIM India Flexi Cap Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Flexi Cap

#NA

Return Outperformance: This fund has generated highest return amongst Flexi Cap funds in the last 10 Years.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Chance: This fund has generated only 14.33% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 0.5%, if redeemed within 90 days.