Parag Parikh Conservative Hybrid Fund

Q: What are the returns of this mutual fund scheme?

The Parag Parikh Conservative Hybrid Fund is a 4 yrs 5 m old fund and has delivered average annual returns of 10.19% since inception. Parag Parikh Conservative Hybrid Fund Returns 1-Year 3-Year Since Inception 7.6% 11.92% 10.19%

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹15.3669+0.29% 1 day change	10.19% p.a.	App exclusive #NA View Ranked Funds	₹3,028 Cr

Historical NAV & returns

NAV: ₹15.3669 as on Oct 20, 2025

This fund Category average

Parag Parikh Conservative Hybrid Fund overview

AUM (Fund size)	₹3,028 Cr
Exit load	1.0% For units in excess of 10% of the investment,1% will be charged for redemption within 365 days!
Lock-in Period	Nil
Age	4 yrs 5 m since May 07, 2021
Benchmark	CRISIL Hybrid 85+15 Conservative Index
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	0.64% as on Sep 30, 2025
Plan type	Regular
Risk	Moderately High
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Parag Parikh Conservative Hybrid Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 17, 2025

Period	This fund	Category average
1 Month	1.17%	1.08%
3 Months	1.37%	1.29%
6 Months	3.41%	3.31%
1 Year	7.6%	6.41%
2 Years	12.03%	10.14%
3 Years	11.92%	9.25%
4 Years	10.2%	7.67%

Asset allocationas on Sep 30, 2025

Large Cap 7.6%

Mid Cap 1.63%

Small Cap 0.65%

Other Cap 0%

Top holdings

Petronet LNG Ltd.2.05%

Coal India Ltd.2.0%

Power Grid Corporation Of India Ltd.1.98%

ITC Ltd.1.98%

Top sectors

Energy 4.949999999999999%

Materials 2.99%

Financial 2.0300000000000002%

Consumer Staples 1.98%

SOV 58.8401177%

AAA 15.07604597%

Cash 3.01750016%

Cash & Call Money 2.38915689%

Top Debt Holdings

Maharashtra State 12.71%

Uttar Pradesh State 9.78%

Tamilnadu State 9.43%

Karnataka State 7.63%

Allocation by Instruments

State Development Loan 56.58355451999999%

Real Estate Investment Trusts 9.78029317%

Debenture 8.819163150000001%

Bonds 4.67500025%

Other Holdings

Embassy Office Parks REIT 4.55%

Brookfield India Real Estate Trust REIT 4.49%

Parag Parikh Liquid Fund Direct - Growth 1.08%

Mindspace Business Parks REIT 0.74%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Parag Parikh Conservative Hybrid Fund	1.17%	3.41%	7.6%	11.92%	N.A.	N.A.
ICICI Prudential Regular Savings Fund	0.83%	4.91%	8.44%	10.41%	9.94%	9.38%
SBI Conservative Hybrid Fund	1.06%	4.05%	6.59%	10.05%	11.0%	9.01%
HDFC Hybrid Debt Fund	1.37%	2.1%	5.41%	10.46%	11.19%	8.8%
Nippon India Conservative Hybrid Fund	1.19%	5.08%	9.09%	9.24%	8.94%	5.62%
Franklin India Conservative Hybrid Fund	1.24%	3.53%	6.98%	9.74%	8.95%	7.52%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Parag Parikh Conservative Hybrid Fund	3.08	0.62	1.6	2.64
ICICI Prudential Regular Savings Fund	2.94	0.75	1.2	1.74
SBI Conservative Hybrid Fund	3.34	0.82	1.0	1.67
HDFC Hybrid Debt Fund	3.95	0.98	0.95	1.6
Nippon India Conservative Hybrid Fund	1.9	0.45	1.27	2.13
Franklin India Conservative Hybrid Fund	3.49	0.9	0.84	1.28

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Parag Parikh Conservative Hybrid Fund	N.A.	3,028 Cr	4 yrs 5 m	0.64%
ICICI Prudential Regular Savings Fund	N.A.	3,264 Cr	21 yrs 8 m	1.72%
SBI Conservative Hybrid Fund	N.A.	9,859 Cr	24 yrs 8 m	1.54%
HDFC Hybrid Debt Fund	N.A.	3,348 Cr	21 yrs 11 m	1.75%
Nippon India Conservative Hybrid Fund	N.A.	902 Cr	21 yrs 10 m	1.88%
Franklin India Conservative Hybrid Fund	N.A.	203 Cr	25 yrs 1 m	1.42%

View all Conservative Hybrid funds

Key risk & return ratios Compared to other funds in the category

Alpha	3.03 vs. 2.91 Higher outperformance against benchmark
Sharpe	1.6 vs. 2.94 Poor risk-adjusted returns
Beta	0.62 vs. 1.03 Less sensitive to market ups & downs
Standard deviation	3.08 vs. 3.47 More stable returns

Compare Parag Parikh Conservative Hybrid Fund in detail with

About this fund

About Parag Parikh Conservative Hybrid Fund

Parag Parikh Conservative Hybrid Fund is a Conservative Hybrid mutual fund scheme from Ppfas Mutual Fund. This fund has been in existence for 4 yrs 5 m, having been launched on 07/05/2021. Parag Parikh Conservative Hybrid Fund has ₹3,028 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Parag Parikh Conservative Hybrid Fund as of 20/10/2025 is ₹15.37. The fund has an expense ratio of 0.64%, which is less than what most other Conservative Hybrid funds charge. Currently, the fund has a 9.87% allocation to equity and 74.94% to Debt.

Parag Parikh Conservative Hybrid Fund returns of last 1-year are 7.29%. Since launch, it has delivered 10.24% average annual returns.
Parag Parikh Conservative Hybrid Fund scheme's ability to deliver returns consistently is higher than most funds of its category. Its ability to control losses in a falling market is high.
The fund's equity portion is primarily invested in Construction, Energy, Materials, Financial, Consumer Staples sectors. It has taken less exposure in Construction, Energy sectors compared to other funds in the category.
The debt portion of the fund has high credit quality indicating the quality of borrowers it has lent it to is great.
The fund's top 5 holdings are in Maharashtra State, Uttar Pradesh State, Tamilnadu State, Karnataka State, Gujarat State.

...

Fund AUM	3,028 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Rajeev Thakkar

Mr.Thakkar is a Chartered Accountant, Cost Accountant, CFA, and CFP. He has been associated with PPFAS AMC since 2013.

Raunak Onkar

Mr.Onkar is an MMS (Finance) from the University of Mumbai. He joined PPFAS as a research analyst. He was appointed as Head- research in the year 2011. He is working with the company as an Associate Fund Manager.

Raj Mehta

Mr. Mehta is a Commerce Graduate from University of Mumbai (N.M. College) ; Fellow Member of Institute of Chartered Accountants of India (ICAI) ; CFA Charter Holder. Beginning his career as an intern with PPFAS Mutual Fund in 2012, he swiftly moved up the ranks, and is currently part of the Fund Management team.

Rukun Tarachandani

Mr. Tarachandani has done B Tech (Information Technology), PGPM (Finance), CFA and CQF. Prior to joining PPFAS Mutual Fund, he has worked with Kotak Mutual Fund, Goldman Sachs, Unnati Investment Management & Research Group.

Mansi Kariya

Ms. Karia has done B.Com, MS Finance and CFA Prior to joining PPFAS AMC, she has worked with Insync and Zacks Investment Research

Tejas Soman

Mr. Soman has done B.Com from University of Mumbai and Post Graduate Program in Securities Markets - From ?NISM? Prior to joining PPFAS Mutual Fund, he was associated with SBI MF, Yes Bank Limited, STCI Primary Dealership and PricewaterhouseCoopers

Investment objective

The scheme seeks to generate regular income through investments predominantly in debt and money market instruments. The scheme also seeks to generate long term capital appreciation from the portion of equity investments under the scheme.

PPFAS Mutual Fund details

No. of schemes	6 view all schemes
Total AUM	1,32,181 Cr as on Sep 30, 2025
Address	702-705, 7th Floor, 349 Business Point Commercial Premises Co-op. Society Ltd., Western Express Highway, Andheri (East), Mumbai, 400069
Email	mf@ppfas.com
Phone	022 6906 6100, 91 22 6140 6555

More funds from PPFAS Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Parag Parikh Dynamic Asset Allocation Fund	N.A.	2,606 Cr	6.12%	N.A.
Parag Parikh Arbitrage Fund	N.A.	1,893 Cr	6.26%	N.A.

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of Parag Parikh Conservative Hybrid Fund?

The current Net Asset Value (NAV) of the Parag Parikh Conservative Hybrid Fund plan is approximately ₹15.3669 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Parag Parikh Conservative Hybrid Fund is a 4 yrs 5 m old fund and has delivered average annual returns of 10.19% since inception.

Parag Parikh Conservative Hybrid Fund Returns

1-Year	3-Year	Since Inception
7.6%	11.92%	10.19%

How much does this mutual fund charge as expense ratio?

The Parag Parikh Conservative Hybrid Fund has an expense ratio of 0.64%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Parag Parikh Conservative Hybrid Fund currently has assets under management (AUM) or fund size valued at approximately 3,028 Cr as on Sep 30, 2025.

What are the top stock holdings of Parag Parikh Conservative Hybrid Fund?

The Parag Parikh Conservative Hybrid Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
Petronet LNG Ltd.	2.05%
Coal India Ltd.	2.0%
Power Grid Corporation Of India Ltd.	1.98%
ITC Ltd.	1.98%
REC Ltd.	1.04%
Ultratech Cement Ltd.	0.99%
Reliance Industries Ltd.	0.92%
Swaraj Engines Ltd.	0.85%
Kotak Mahindra Bank Ltd.	0.32%
Axis Bank Ltd.	0.25%

What are the top sectors Parag Parikh Conservative Hybrid Fund has invested in?

The Parag Parikh Conservative Hybrid Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Energy	4.949999999999999%
Materials	2.99%
Financial	2.0300000000000002%
Consumer Staples	1.98%
Capital Goods	0.85%
Construction	0.04%
Metals & Mining	0.03%
Technology	0.02%

To whom does Parag Parikh Conservative Hybrid Fund lend to?

The top 3 debt holdings of Parag Parikh Conservative Hybrid Fund are as follows

Holding Name	Percentage of Portfolio
Maharashtra State	12.71%
Uttar Pradesh State	9.78%
Tamilnadu State	9.43%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Parag Parikh Conservative Hybrid Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	58.8401177%
AAA	15.07604597%
Cash	3.01750016%

What is risk level of Parag Parikh Conservative Hybrid Fund?

This is a Conservative Hybrid fund comes with Moderately High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Parag Parikh Conservative Hybrid Fund?

Redeeming your investments in the Parag Parikh Conservative Hybrid Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Conservative Hybrid

#NA

Return/Risk: The fund is performing poorly than its category.
Exit Load: For units in excess of 10% of the investment,1% will be charged for redemption within 365 days