Question 1

What is the current NAV of Parag Parikh Conservative Hybrid Fund Direct - Growth?

Accepted Answer

The current Net Asset Value (NAV) of the Parag Parikh Conservative Hybrid Fund - Direct Growth plan is approximately ₹15.6152 as of Dec 04, 2025.

Question 2

What are the returns of this mutual fund scheme?

Accepted Answer

The Parag Parikh Conservative Hybrid Fund Direct - Growth is a 4 yrs 7 m old fund and has delivered average annual returns of 10.29% since inception.

Parag Parikh Conservative Hybrid Fund Direct - Growth Returns

1-Year	3-Year	Since Inception
7.45%	11.4%	10.29%

Question 3

How much does this mutual fund charge as expense ratio?

Accepted Answer

The Parag Parikh Conservative Hybrid Fund - Direct Growth has an expense ratio of 0.34%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Question 4

What is the AUM or fund size of this mutual fund?

Accepted Answer

The Parag Parikh Conservative Hybrid Fund currently has assets under management (AUM) or fund size valued at approximately 3,097 Cr as on Oct 31, 2025.

Question 5

What are the top stock holdings of Parag Parikh Conservative Hybrid Fund?

Accepted Answer

The Parag Parikh Conservative Hybrid Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
ITC Ltd.	2.07%
Petronet LNG Ltd.	2.02%
Coal India Ltd.	2.01%
Power Grid Corporation Of India Ltd.	2.01%
REC Ltd.	1.02%
Reliance Industries Ltd.	0.98%
Ultratech Cement Ltd.	0.95%
Swaraj Engines Ltd.	0.8%
Kotak Mahindra Bank Ltd.	0.33%
Axis Bank Ltd.	0.27%

Question 6

What are the top sectors Parag Parikh Conservative Hybrid Fund has invested in?

Accepted Answer

The Parag Parikh Conservative Hybrid Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
ITC Ltd.	2.07%
Petronet LNG Ltd.	2.02%
Coal India Ltd.	2.01%
Power Grid Corporation Of India Ltd.	2.01%
REC Ltd.	1.02%
Reliance Industries Ltd.	0.98%
Ultratech Cement Ltd.	0.95%
Swaraj Engines Ltd.	0.8%
Kotak Mahindra Bank Ltd.	0.33%
Axis Bank Ltd.	0.27%

Question 7

To whom does Parag Parikh Conservative Hybrid Fund lend to?

Accepted Answer

The top 3 debt holdings of Parag Parikh Conservative Hybrid Fund are as follows

Holding Name	Percentage of Portfolio
Maharashtra State	13.72%
Uttar Pradesh State	11.07%
Tamilnadu State	9.41%

Question 8

What is the quality of borrowers this mutual fund scheme lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The Parag Parikh Conservative Hybrid Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
Maharashtra State	13.72%
Uttar Pradesh State	11.07%
Tamilnadu State	9.41%

Question 9

What is risk level of Parag Parikh Conservative Hybrid Fund?

Accepted Answer

This is a Conservative Hybrid fund comes with Moderately High risk.

Question 10

Is there any lock-in period in this mutual fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 11

How do I invest in Parag Parikh Conservative Hybrid Fund Direct - Growth?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Parag Parikh Conservative Hybrid Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the Parag Parikh Conservative Hybrid Fund is complete.

Question 12

How can I redeem my investments in Parag Parikh Conservative Hybrid Fund?

Accepted Answer

Redeeming your investments in the Parag Parikh Conservative Hybrid Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.34% as on Nov 30, 2025
Exit load	1.0% For units in excess of 10% of the investment,1% will be charged for redemption within 365 days!
AUM (Fund size)	₹3,097 Cr
Lock-in Period	Nil
Age	4 yrs 7 m since May 07, 2021
Benchmark	CRISIL Hybrid 85+15 Conservative Index
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Risk	Moderately High
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Period	This fund	Category average
1 Month	0.0%	0.51%
3 Months	2.37%	1.91%
6 Months	2.31%	2.4%
1 Year	7.45%	6.86%
2 Years	11.26%	10.27%
3 Years	11.4%	9.82%
4 Years	10.42%	8.77%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Parag Parikh Conservative Hybrid Fund	0.0%	2.31%	7.45%	11.4%	N.A.	N.A.
ICICI Prudential Regular Savings Fund	0.51%	4.26%	8.54%	10.87%	10.27%	10.34%
SBI Conservative Hybrid Fund	0.42%	3.67%	6.86%	10.38%	10.69%	9.85%
Canara Robeco Conservative Hybrid Fund	-0.19%	1.64%	5.28%	9.12%	8.99%	9.11%
HDFC Hybrid Debt Fund	0.39%	1.49%	5.38%	10.22%	10.79%	9.48%
Kotak Debt Hybrid Fund	0.33%	1.83%	5.2%	11.11%	11.25%	10.87%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Parag Parikh Conservative Hybrid Fund	3.09	0.6	1.54	2.71
ICICI Prudential Regular Savings Fund	2.94	0.75	1.42	2.15
SBI Conservative Hybrid Fund	3.35	0.83	1.16	1.87
Canara Robeco Conservative Hybrid Fund	3.52	0.89	0.78	1.27
HDFC Hybrid Debt Fund	3.86	0.96	0.97	1.66
Kotak Debt Hybrid Fund	4.58	1.17	1.0	1.49

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Parag Parikh Conservative Hybrid Fund	N.A.	3,097 Cr	4 yrs 7 m	0.34%
ICICI Prudential Regular Savings Fund	N.A.	3,376 Cr	12 yrs 11 m	1.0%
SBI Conservative Hybrid Fund	N.A.	9,953 Cr	12 yrs 11 m	1.05%
Canara Robeco Conservative Hybrid Fund	N.A.	941 Cr	12 yrs 11 m	0.7%
HDFC Hybrid Debt Fund	N.A.	3,379 Cr	12 yrs 11 m	1.17%
Kotak Debt Hybrid Fund	N.A.	3,124 Cr	12 yrs 11 m	0.48%

Parag Parikh Conservative Hybrid Fund Direct - Growth

Historical NAV & returns

Parag Parikh Conservative Hybrid Fund overview

Parag Parikh Conservative Hybrid Fund Returns calculator

Trailing returns as on Dec 01, 2025

Asset allocationas on Oct 31, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

Compare Parag Parikh Conservative Hybrid Fund in detail with

About this fund

About Parag Parikh Conservative Hybrid Fund

Fund managers

Investment objective

PPFAS Mutual Fund details

More funds from PPFAS Mutual Fund

Frequently asked questions

Parag Parikh Conservative Hybrid Fund Direct - Growth Returns

ET Money rank

Alpha	2.93 vs. 3.45 Underperformed at beating benchmark
Sharpe	1.54 vs. 3.44 Poor risk-adjusted returns
Beta	0.6 vs. 1.19 Less sensitive to market ups & downs
Standard deviation	3.09 vs. 3.48 More stable returns

Fund AUM	3,097 Cr as on Oct 31, 2025
Scheme document	View Scheme Document

No. of schemes	6 view all schemes
Total AUM	1,32,181 Cr as on Sep 30, 2025
Address	702-705, 7th Floor, 349 Business Point Commercial Premises Co-op. Society Ltd., Western Express Highway, Andheri (East), Mumbai, 400069
Email	mf@ppfas.com
Phone	022 6906 6100, 91 22 6140 6555

Fund name	ETM Rank	AUM	1Y	5Y
Parag Parikh Arbitrage Fund	N.A.	1,930 Cr	6.47%	N.A.
Parag Parikh Dynamic Asset Allocation Fund	N.A.	2,681 Cr	5.35%	N.A.

Sector	Percentage of Portfolio
Energy	5.01%
Materials	2.96%
Consumer Staples	2.07%
Financial	2.0500000000000003%
Capital Goods	0.8%
Construction	0.04%
Metals & Mining	0.03%
Technology	0.02%

Credit Quality	Percentage of Portfolio
SOV	58.40721377%
AAA	13.94798544%
Cash & Call Money	3.98580097%