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Nippon India Retirement Fund - Wealth Creation Scheme-Growth
| NAV as of Sep 03, 2025 | Returns since inception | ET Money Rank | AUM (Fund size) |
|---|---|---|---|
| ₹28.5804+0.57% 1 day change | 10.39% | App exclusive  | ₹3,119 Cr |
Historical NAV & returns
NAV: ₹28.5804 as on Sep 03, 2025
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Nippon India Retirement Fund - Wealth Creation Scheme overview
| Expense ratio | 1.93% as on Aug 31, 2025 |
| Plan type | Regular |
| Exit load | 0% |
| AUM (Fund size) | ₹3,119 Cr |
| Lock-in Period | 5 Years |
| Age | 10 yrs 7 m since Jan 22, 2015 |
| Benchmark | BSE 500 TRI |
| Min. investment | SIP: ₹500 & Lumpsum: ₹5000 |
| Risk | Very High |
| Short term capital gains (STCG) | Returns taxed at 20% if you redeem before 1 year |
| Long term capital gains (LTCG) | After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% |
Nippon India Retirement Fund - Wealth Creation Scheme Returns calculator
Investment type
- Total investment ₹ 12 lakh
- Profit ₹12 lakhs
- Total corpus ₹1 lakh
- Absolute return 52.69%
Trailing returns as on Sep 04, 2025
| Period | This fund | Category average |
|---|---|---|
| 1 Month | -0.04% | 0.42% |
| 3 Months | 1.47% | 1.33% |
| 6 Months | 13.81% | 16.29% |
| 1 Year | -4.0% | -1.48% |
| 2 Years | 16.09% | 16.12% |
| 3 Years | 16.87% | 16.7% |
| 4 Years | 12.93% | 13.73% |
| 5 Years | 20.66% | 20.64% |
| 7 Years | 10.95% | 13.15% |
| 10 Years | 11.58% | 12.65% |
Asset allocationas on Apr 30, 2025
Large Cap 72.76%
Mid Cap 15.34%
Small Cap 11.3%
Other Cap 0%
Top holdings
Top sectors
Financial 28.159999999999997%
Capital Goods 10.559999999999999%
Energy 10.049999999999999%
Automobile 6.32%
Credit quality
Bifurcation by Credit Quality is not available for this fund
Top Debt Holdings
Bifurcation by Holding is not available for this fund
Allocation by Instruments
Bifurcation by Instrument is not available for this fund
Other Holdings
Others 0.11%
Peer comparison
Key risk & return ratios Compared to other funds in the category
About this fund
More funds from Nippon India Mutual Fund
Frequently asked questions
ET Money rank
App exclusive
#NA
- Return Outperformance: This fund has generated highest return amongst Retirement Solutions funds in the last 5 Years.
- Exit Load: This fund has no exit load.
- Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
- Return/Risk: The fund is performing poorly than its category.