ICICI Prudential Retirement Fund - Pure Equity Plan

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹32.92-1.08% 1 day change	18.72% p.a.	App exclusive #NA View Ranked Funds	₹1,642 Cr

Historical NAV & returns

NAV: ₹32.92 as on Feb 02, 2026

This fund Category average

ICICI Prudential Retirement Fund - Pure Equity Plan overview

AUM (Fund size)	₹1,642 Cr
Exit load	0%
Lock-in Period	5 Years
Age	6 yrs 11 m since Feb 07, 2019
Benchmark	NIFTY 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	2.04% as on Feb 02, 2026
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

ICICI Prudential Retirement Fund - Pure Equity Plan Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-4.44%	-4.46%
3 Months	-3.77%	-4.71%
6 Months	1.73%	-1.43%
1 Year	13.99%	5.89%
2 Years	13.51%	6.88%
3 Years	24.42%	14.85%
4 Years	17.06%	11.12%
5 Years	20.7%	13.05%

View returns in detail

Asset allocationas on Dec 31, 2025

Large Cap 42.12%

Mid Cap 27.14%

Small Cap 23.69%

Other Cap 0%

Top holdings

HDFC Bank Ltd.3.38%

Mahindra & Mahindra Ltd.3.22%

Ultratech Cement Ltd.3.05%

ICICI Bank Ltd.2.98%

Top sectors

Financial 13.790000000000001%

Services 11.129999999999999%

Materials 9.36%

Consumer Staples 8.78%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Repo 7.17596082%

Cash Margin 0.18265313%

Other Holdings

Others 7.18%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
ICICI Prudential Retirement Fund - Pure Equity Plan	-4.44%	1.73%	13.99%	24.42%	20.7%	N.A.
HDFC Retirement Savings Fund - Equity Plan	-3.71%	0.38%	6.32%	16.81%	18.29%	17.51%
Tata Retirement Savings Progressive	-4.71%	-3.88%	1.14%	15.01%	11.11%	13.53%
Nippon India Retirement Fund - Wealth Creation Scheme	-3.8%	-1.6%	5.45%	17.12%	14.65%	11.86%
Aditya Birla Sun Life Retirement Fund - The 30s Plan	-4.91%	1.04%	11.75%	15.21%	10.4%	7.13%

Fund name	Std. deviation	Beta	Sharpe	Sortino
ICICI Prudential Retirement Fund - Pure Equity Plan	14.51	1.08	1.17	1.71
HDFC Retirement Savings Fund - Equity Plan	10.98	0.84	0.97	1.41
Tata Retirement Savings Progressive	13.21	0.96	0.72	0.94
Nippon India Retirement Fund - Wealth Creation Scheme	12.7	0.96	0.86	1.2
Aditya Birla Sun Life Retirement Fund - The 30s Plan	12.91	0.95	0.74	1.08

Fund name	ETM Rank	AUM	Fund age	Expense ratio
ICICI Prudential Retirement Fund - Pure Equity Plan	N.A.	1,642 Cr	6 yrs 11 m	2.04%
HDFC Retirement Savings Fund - Equity Plan	N.A.	7,086 Cr	9 yrs 11 m	1.76%
Tata Retirement Savings Progressive	N.A.	2,108 Cr	14 yrs 3 m	2.03%
Nippon India Retirement Fund - Wealth Creation Scheme	N.A.	3,194 Cr	11 yrs	1.94%
Aditya Birla Sun Life Retirement Fund - The 30s Plan	N.A.	431 Cr	6 yrs 11 m	2.41%

View all Retirement Solutions funds

Key risk & return ratios Compared to other funds in the category

Alpha	6.28 vs. 5.48 Higher outperformance against benchmark
Sharpe	1.17 vs. 5.8 Poor risk-adjusted returns
Beta	1.08 vs. 1.07 More sensitive to market's ups & downs
Standard deviation	14.51 vs. 12.6 More volatile performance

Compare ICICI Prudential Retirement Fund - Pure Equity Plan in detail with

About this fund

About ICICI Prudential Retirement Fund - Pure Equity Plan

ICICI Prudential Retirement Fund - Pure Equity Plan is a Retirement Solutions mutual fund scheme from Icici Prudential Mutual Fund. This fund has been in existence for 6 yrs 11 m, having been launched on 07/02/2019. ICICI Prudential Retirement Fund - Pure Equity Plan has ₹1,642 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of ICICI Prudential Retirement Fund - Pure Equity Plan as of 02/02/2026 is ₹32.92. The fund has an expense ratio of 2.04%, which is higher than what most other Retirement Solutions funds charge.

ICICI Prudential Retirement Fund - Pure Equity Plan returns of last 1-year are 12.86%. Since launch, it has delivered 18.74% average annual returns. The fund has doubled the money invested in it every 3 yrs.
ICICI Prudential Retirement Fund - Pure Equity Plan scheme's ability to deliver returns consistently is higher than most funds of its category. Its ability to control losses in a falling market is high.
The fund has the majority of its money invested in Financial, Services, Materials, Consumer Staples, Metals & Mining sectors. It has taken less exposure in Financial, Services sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., Mahindra & Mahindra Ltd., Ultratech Cement Ltd., ICICI Bank Ltd., Hindustan Unilever Ltd..

...

Fund AUM	1,642 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Darshil Dedhia

Mr. Dedhia has done CA and CFA. He has been working with ICICI Prudential Mutual Fund since 2013.

Rohit Lakhotia

Mr. Lakhotia has done B.Tech from NIT(Rourkela) and MBA from National Institute of Industrial Engineering Prior to joining ICICI Prudential Mutual Fund, he has worked with Yes Bank and Samsung Electronics

Sanket Gaidhani

Chartered Accountant He joined ICICI Prudential AMC, he has been part of the Research Team, Relationship Manager of the AMC

Investment objective

The scheme seeks to generate long-term capital appreciation and income generation to investors from a portfolio that is predominantly invested in equity and equity related securities.

ICICI Prudential Mutual Fund details

No. of schemes	104 view all schemes
Total AUM	11,30,333 Cr as on Dec 31, 2025
Address	One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai, 400051

More funds from ICICI Prudential Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
ICICI Prudential Infrastructure Fund	N.A.	8,134 Cr	9.51%	27.49%
ICICI Prudential BHARAT 22 FOF Scheme	N.A.	2,500 Cr	17.32%	27.03%
ICICI Prudential Commodities Fund	N.A.	3,409 Cr	22.01%	24.75%
ICICI Prudential India Opportunities Fund	N.A.	34,779 Cr	11.87%	24.41%
ICICI Prudential Dividend Yield Equity Fund	N.A.	6,400 Cr	10.38%	23.15%
ICICI Prudential Manufacturing Fund	N.A.	6,549 Cr	11.15%	21.94%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of ICICI Prudential Retirement Fund - Pure Equity Plan?

The current Net Asset Value (NAV) of the ICICI Prudential Retirement Fund - Pure Equity Plan plan is approximately ₹32.92 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The ICICI Prudential Retirement Fund - Pure Equity Plan is a 6 yrs 11 m old fund and has delivered average annual returns of 18.72% since inception.

ICICI Prudential Retirement Fund - Pure Equity Plan Returns

1-Year	3-Year	5-Year	Since Inception
13.99%	24.42%	20.7%	18.72%

How much does this mutual fund charge as expense ratio?

The ICICI Prudential Retirement Fund - Pure Equity Plan has an expense ratio of 2.04%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The ICICI Prudential Retirement Fund - Pure Equity Plan currently has assets under management (AUM) or fund size valued at approximately 1,642 Cr as on Dec 31, 2025.

What are the top stock holdings of ICICI Prudential Retirement Fund - Pure Equity Plan?

The ICICI Prudential Retirement Fund - Pure Equity Plan has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	3.38%
Mahindra & Mahindra Ltd.	3.22%
Ultratech Cement Ltd.	3.05%
ICICI Bank Ltd.	2.98%
Hindustan Unilever Ltd.	2.83%
Bharti Airtel Ltd.	2.66%
Usha Martin Ltd.	2.37%
Multi Commodity Exchange Of India Ltd.	2.35%
UPL Ltd.	2.35%
Tech Mahindra Ltd.	2.26%

What are the top sectors ICICI Prudential Retirement Fund - Pure Equity Plan has invested in?

The ICICI Prudential Retirement Fund - Pure Equity Plan has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	13.790000000000001%
Services	11.129999999999999%
Materials	9.36%
Consumer Staples	8.78%
Metals & Mining	7.640000000000001%
Automobile	6.28%
Chemicals	6.13%
Capital Goods	6.01%
Construction	5.51%
Technology	4.779999999999999%

What is risk level of ICICI Prudential Retirement Fund - Pure Equity Plan?

This is a Retirement Solutions fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

Yes, this fund comes with a mandatory lock-in period of 5 years.

How can I redeem my investments in ICICI Prudential Retirement Fund - Pure Equity Plan?

Redeeming your investments in the ICICI Prudential Retirement Fund - Pure Equity Plan is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Retirement Solutions

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
Return Outperformance: This fund has generated highest return amongst Retirement Solutions funds in the last 5 Years.
Chance: This fund has generated a 23.04% annual return in 70% of times for investors holding for at least 5 years.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.