Navi Flexi Cap Fund

Q: What are the returns of this mutual fund scheme?

The Navi Flexi Cap Fund is a 7 yrs 4 m old fund and has delivered average annual returns of 12.32% since inception. Navi Flexi Cap Fund Returns 1-Year 3-Year 5-Year Since Inception 3.28% 13.1% 17.82% 12.32%

Q: How much does this mutual fund charge as expense ratio?

The Navi Flexi Cap Fund has an expense ratio of 2.23% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹23.2702+0.98% 1 day change	12.32% p.a.	App exclusive #NA View Ranked Funds	₹253 Cr

Historical NAV & returns

NAV: ₹23.2702 as on Oct 20, 2025

This fund Category average

Navi Flexi Cap Fund overview

AUM (Fund size)	₹253 Cr
Exit load	0%
Lock-in Period	Nil
Age	7 yrs 4 m since Jun 18, 2018
Benchmark	NIFTY 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	2.23% as on Sep 30, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Navi Flexi Cap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	2.74%	2.42%
3 Months	3.41%	3.18%
6 Months	10.7%	9.58%
1 Year	3.28%	5.26%
2 Years	13.72%	19.91%
3 Years	13.1%	17.23%
4 Years	9.34%	12.61%
5 Years	17.82%	20.68%
7 Years	14.27%	16.98%

View returns in detail

Asset allocationas on Sep 30, 2025

Large Cap 47.74%

Mid Cap 13.41%

Small Cap 29.14%

Other Cap 0%

Top holdings

HDFC Bank Ltd.6.87%

ICICI Bank Ltd.4.68%

Axis Bank Ltd.3.77%

Usha Martin Ltd.3.19%

Top sectors

Financial 31.279999999999998%

Automobile 12.950000000000001%

Services 7.12%

Healthcare 6.76%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Time Technoplast Ltd. 0.98%

Muthoot Finance Ltd. 0.23%

HDFC Bank Ltd. 0.12%

Allocation by Instruments

Cash/Net Current Assets 8.37999999%

Commercial Paper 0.98%

Debenture 0.23%

Non Convertible Debenture 0.12%

Other Holdings

Others 8.38%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Navi Flexi Cap Fund	2.74%	10.7%	3.28%	13.1%	17.82%	N.A.
HDFC Flexi Cap Fund	2.38%	9.29%	10.8%	22.87%	29.18%	16.18%
JM Flexicap Fund	1.25%	5.81%	-2.43%	22.71%	25.86%	16.81%
Parag Parikh Flexi Cap Fund	2.27%	8.87%	9.93%	21.3%	22.5%	17.78%
Franklin India Flexi Cap Fund	2.9%	6.92%	4.41%	18.59%	24.14%	14.05%
Bank of India Flexi Cap Fund	2.17%	12.72%	3.75%	22.29%	25.28%	13.53%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Navi Flexi Cap Fund	12.81	0.93	0.5	0.78
HDFC Flexi Cap Fund	10.92	0.8	1.42	2.36
JM Flexicap Fund	14.74	1.02	1.04	1.41
Parag Parikh Flexi Cap Fund	8.5	0.57	1.63	2.35
Franklin India Flexi Cap Fund	12.52	0.93	0.92	1.37
Bank of India Flexi Cap Fund	16.99	1.15	0.88	1.27

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Navi Flexi Cap Fund	N.A.	253 Cr	7 yrs 4 m	2.23%
HDFC Flexi Cap Fund	N.A.	85,560 Cr	30 yrs 10 m	1.37%
JM Flexicap Fund	N.A.	5,990 Cr	17 yrs 2 m	1.79%
Parag Parikh Flexi Cap Fund	N.A.	1,19,723 Cr	12 yrs 5 m	1.28%
Franklin India Flexi Cap Fund	N.A.	18,912 Cr	31 yrs 1 m	1.69%
Bank of India Flexi Cap Fund	N.A.	2,165 Cr	5 yrs 4 m	1.98%

View all Flexi Cap funds

Key risk & return ratios Compared to other funds in the category

Alpha	-2.51 vs. 4.14 Underperformed at beating benchmark
Sharpe	0.5 vs. 5.12 Poor risk-adjusted returns
Beta	0.93 vs. 0.73 More sensitive to market's ups & downs
Standard deviation	12.81 vs. 10.0 More volatile performance

Compare Navi Flexi Cap Fund in detail with

About this fund

About Navi Flexi Cap Fund

Navi Flexi Cap Fund is a Flexi Cap mutual fund scheme from Navi Mutual Fund. This fund has been in existence for 7 yrs 4 m, having been launched on 18/06/2018. Navi Flexi Cap Fund has ₹253 Crores worth of assets under management (AUM) as on 30/09/2025 and is small fund of its category. The latest Net Asset Value (NAV) of Navi Flexi Cap Fund as of 20/10/2025 is ₹23.27. The fund has an expense ratio of 2.23%, which is higher than what most other Flexi Cap funds charge.

Navi Flexi Cap Fund returns of last 1-year are -1.60%. Since launch, it has delivered 12.29% average annual returns. The fund has doubled the money invested in it every 5 yrs.
Navi Flexi Cap Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund has the majority of its money invested in Financial, Automobile, Services, Healthcare, Technology sectors. It has taken less exposure in Financial, Automobile sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Axis Bank Ltd., Usha Martin Ltd., Shriram Finance Ltd.

...

Fund AUM	253 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Aditya Mulki

Mr. Mulki is a CFA and B.COM Prior to joining Navi Mutual Fund, he has worked for close to 6 years at Quantum Advisor Ltd as an Equity Research Analyst.

Ashutosh Shirwaikar

Mr. Shirwaikar has done MMS and CFA Prior to joining Navi MF, he has worked with Quantum AMC and ICICI Bank

Investment objective

The scheme to generate capital appreciation in the long term through equity investments by investing in a diversified portfolio of large cap, mid cap and small cap companies as defined by SEBI from time to time.

Navi Mutual Fund details

No. of schemes	14 view all schemes
Total AUM	8,453 Cr as on Sep 30, 2025
Address	7th Floor, Wing B, Prestige RMZ Startech, No. 139, 2, Hosur Rd Koramangala Industrial Layout, S.G. Palya. Bangalore, 560095
Email	mf@navi.com
Phone	+91 80 4511 3444 / 1800-103-8999

More funds from Navi Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Navi Large & Midcap Fund	N.A.	311 Cr	3.83%	19.44%
Navi ELSS Tax Saver Fund	N.A.	52 Cr	1.67%	15.92%
Navi Nifty Midcap 150 Index Fund	N.A.	324 Cr	5.86%	N.A.
Navi US NASDAQ 100 FoF	N.A.	1,130 Cr	28.74%	N.A.
Navi US Total Stock Market FoF	N.A.	963 Cr	21.8%	N.A.

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Navi Flexi Cap Fund?

The current Net Asset Value (NAV) of the Navi Flexi Cap Fund plan is approximately ₹23.2702 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Navi Flexi Cap Fund is a 7 yrs 4 m old fund and has delivered average annual returns of 12.32% since inception.

Navi Flexi Cap Fund Returns

1-Year	3-Year	5-Year	Since Inception
3.28%	13.1%	17.82%	12.32%

How much does this mutual fund charge as expense ratio?

The Navi Flexi Cap Fund has an expense ratio of 2.23%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Navi Flexi Cap Fund currently has assets under management (AUM) or fund size valued at approximately 253 Cr as on Sep 30, 2025.

What are the top stock holdings of Navi Flexi Cap Fund?

The Navi Flexi Cap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	6.87%
ICICI Bank Ltd.	4.68%
Axis Bank Ltd.	3.77%
Usha Martin Ltd.	3.19%
Shriram Finance Ltd	3.0%
Sansera Engineering Ltd.	2.82%
BLS International Services Ltd.	2.76%
Kotak Mahindra Bank Ltd.	2.75%
Bharti Airtel Ltd.	2.67%
The Federal Bank Ltd.	2.44%

What are the top sectors Navi Flexi Cap Fund has invested in?

The Navi Flexi Cap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	31.279999999999998%
Automobile	12.950000000000001%
Services	7.12%
Healthcare	6.76%
Technology	5.63%
Consumer Staples	4.78%
Capital Goods	3.8600000000000003%
Metals & Mining	3.19%
Communication	2.67%
Construction	2.49%

What is risk level of Navi Flexi Cap Fund?

This is a Flexi Cap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Navi Flexi Cap Fund?

Redeeming your investments in the Navi Flexi Cap Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Flexi Cap

#NA

Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Chance: This fund has generated only 14.52% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.