Navi Flexi Cap Fund

Q: What are the returns of this mutual fund scheme?

The Navi Flexi Cap Fund is a 7 yrs 7 m old fund and has delivered average annual returns of 11.24% since inception. Navi Flexi Cap Fund Returns 1-Year 3-Year 5-Year Since Inception 4.94% 11.74% 11.95% 11.24%

Q: How much does this mutual fund charge as expense ratio?

The Navi Flexi Cap Fund has an expense ratio of 2.23% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹22.4537-1.02% 1 day change	11.24% p.a.	App exclusive #NA View Ranked Funds	₹263 Cr

Historical NAV & returns

NAV: ₹22.4537 as on Feb 02, 2026

This fund Category average

Navi Flexi Cap Fund overview

AUM (Fund size)	₹263 Cr
Exit load	0%
Lock-in Period	Nil
Age	7 yrs 7 m since Jun 18, 2018
Benchmark	NIFTY 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	2.23% as on Feb 02, 2026
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Navi Flexi Cap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-6.04%	-7.25%
3 Months	-4.89%	-7.38%
6 Months	0.29%	-4.32%
1 Year	4.94%	1.89%
2 Years	4.87%	6.18%
3 Years	11.74%	14.37%
4 Years	8.76%	9.87%
5 Years	11.95%	12.45%
7 Years	12.44%	13.0%

View returns in detail

Asset allocationas on Dec 31, 2025

Large Cap 45.2%

Mid Cap 13.84%

Small Cap 31.44%

Other Cap 0%

Top holdings

HDFC Bank Ltd.4.95%

ICICI Bank Ltd.4.49%

Axis Bank Ltd.4.08%

Sansera Engineering Ltd.3.31%

Top sectors

Financial 29.86%

Automobile 15.84%

Healthcare 6.34%

Services 5.64%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

LIC Housing Finance Ltd. 1.51%

Tata Projects Ltd. 1.14%

HDFC Securities Ltd. 0.94%

Time Technoplast Ltd. 0.94%

Allocation by Instruments

Cash/Net Current Assets 4.65999999%

Commercial Paper 3.3899999999999997%

Debenture 1.3599999999999999%

Non Convertible Debenture 0.11%

Other Holdings

Others 4.66%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Navi Flexi Cap Fund	-6.04%	0.29%	4.94%	11.74%	11.95%	N.A.
HDFC Flexi Cap Fund	-3.19%	3.23%	11.78%	21.17%	20.75%	18.04%
Parag Parikh Flexi Cap Fund	-2.34%	1.27%	5.9%	19.36%	18.07%	18.03%
JM Flexicap Fund	-5.7%	-4.29%	-4.42%	19.05%	16.98%	17.12%
Franklin India Flexi Cap Fund	-4.64%	-1.15%	5.12%	17.55%	15.83%	14.67%
Edelweiss Flexi Cap Fund	-4.49%	2.5%	8.78%	18.25%	15.81%	15.71%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Navi Flexi Cap Fund	12.72	0.95	0.51	0.77
HDFC Flexi Cap Fund	10.29	0.77	1.37	2.3
Parag Parikh Flexi Cap Fund	8.28	0.59	1.59	2.46
JM Flexicap Fund	14.77	1.03	0.89	1.23
Franklin India Flexi Cap Fund	12.11	0.92	0.95	1.38
Edelweiss Flexi Cap Fund	13.03	0.98	0.97	1.28

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Navi Flexi Cap Fund	N.A.	263 Cr	7 yrs 7 m	2.23%
HDFC Flexi Cap Fund	N.A.	96,295 Cr	31 yrs 1 m	1.33%
Parag Parikh Flexi Cap Fund	N.A.	1,33,309 Cr	12 yrs 8 m	1.28%
JM Flexicap Fund	N.A.	5,463 Cr	17 yrs 6 m	1.84%
Franklin India Flexi Cap Fund	N.A.	19,972 Cr	31 yrs 4 m	1.7%
Edelweiss Flexi Cap Fund	N.A.	3,127 Cr	11 yrs	1.89%

View all Flexi Cap funds

Key risk & return ratios Compared to other funds in the category

Alpha	-2.93 vs. 3.93 Underperformed at beating benchmark
Sharpe	0.51 vs. 3.98 Poor risk-adjusted returns
Beta	0.95 vs. 0.82 More sensitive to market's ups & downs
Standard deviation	12.72 vs. 9.68 More volatile performance

Compare Navi Flexi Cap Fund in detail with

About this fund

About Navi Flexi Cap Fund

Navi Flexi Cap Fund is a Flexi Cap mutual fund scheme from Navi Mutual Fund. This fund has been in existence for 7 yrs 7 m, having been launched on 18/06/2018. Navi Flexi Cap Fund has ₹263 Crores worth of assets under management (AUM) as on 31/12/2025 and is small fund of its category. The latest Net Asset Value (NAV) of Navi Flexi Cap Fund as of 02/02/2026 is ₹22.45. The fund has an expense ratio of 2.23%, which is higher than what most other Flexi Cap funds charge.

Navi Flexi Cap Fund returns of last 1-year are 4.11%. Since launch, it has delivered 11.27% average annual returns. The fund has doubled the money invested in it every 6 yrs.
Navi Flexi Cap Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund has the majority of its money invested in Financial, Automobile, Healthcare, Services, Consumer Staples sectors. It has taken less exposure in Financial, Automobile sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Axis Bank Ltd., Sansera Engineering Ltd., Usha Martin Ltd..

...

Fund AUM	263 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Aditya Mulki

Mr. Mulki is a CFA and B.COM Prior to joining Navi Mutual Fund, he has worked for close to 6 years at Quantum Advisor Ltd as an Equity Research Analyst.

Ashutosh Shirwaikar

Mr. Shirwaikar has done MMS and CFA Prior to joining Navi MF, he has worked with Quantum AMC and ICICI Bank

Investment objective

The scheme to generate capital appreciation in the long term through equity investments by investing in a diversified portfolio of large cap, mid cap and small cap companies as defined by SEBI from time to time.

Navi Mutual Fund details

No. of schemes	14 view all schemes
Total AUM	8,959 Cr as on Dec 31, 2025
Address	7th Floor, Wing B, Prestige RMZ Startech, No. 139, 2, Hosur Rd Koramangala Industrial Layout, S.G. Palya. Bangalore, 560095
Email	mf@navi.com
Phone	+91 80 4511 3444 / 1800-103-8999

More funds from Navi Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Navi Nasdaq100 US Specific Equity Passive FoF	N.A.	1,061 Cr	26.69%	N.A.
Navi Total Stock Market US Specific Equity Passive FoF	N.A.	955 Cr	22.08%	N.A.
Navi Nifty Midcap 150 Index Fund	N.A.	359 Cr	7.71%	N.A.
Navi Large & Midcap Fund	N.A.	315 Cr	2.02%	13.57%
Navi Nifty India Manufacturing Index Fund	N.A.	52 Cr	13.05%	N.A.

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Navi Flexi Cap Fund?

The current Net Asset Value (NAV) of the Navi Flexi Cap Fund plan is approximately ₹22.4537 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Navi Flexi Cap Fund is a 7 yrs 7 m old fund and has delivered average annual returns of 11.24% since inception.

Navi Flexi Cap Fund Returns

1-Year	3-Year	5-Year	Since Inception
4.94%	11.74%	11.95%	11.24%

How much does this mutual fund charge as expense ratio?

The Navi Flexi Cap Fund has an expense ratio of 2.23%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Navi Flexi Cap Fund currently has assets under management (AUM) or fund size valued at approximately 263 Cr as on Dec 31, 2025.

What are the top stock holdings of Navi Flexi Cap Fund?

The Navi Flexi Cap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	4.95%
ICICI Bank Ltd.	4.49%
Axis Bank Ltd.	4.08%
Sansera Engineering Ltd.	3.31%
Usha Martin Ltd.	3.04%
Kotak Mahindra Bank Ltd.	2.93%
Shriram Finance Ltd	2.82%
BLS International Services Ltd.	2.65%
Reliance Industries Ltd.	2.57%
Varun Beverages Ltd.	2.41%

What are the top sectors Navi Flexi Cap Fund has invested in?

The Navi Flexi Cap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	29.86%
Automobile	15.84%
Healthcare	6.34%
Services	5.64%
Consumer Staples	5.140000000000001%
Technology	4.75%
Capital Goods	4.720000000000001%
Chemicals	3.15%
Metals & Mining	3.04%
Consumer Discretionary	2.6399999999999997%

What is risk level of Navi Flexi Cap Fund?

This is a Flexi Cap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Navi Flexi Cap Fund?

Redeeming your investments in the Navi Flexi Cap Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Flexi Cap

#NA

Return Outperformance: This fund has generated highest return amongst Flexi Cap funds in the last 1 Year.
Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.