LIC MF Short Duration Fund

Q: What are the returns of this mutual fund scheme?

The LIC MF Short Duration Fund is a 6 yrs 9 m old fund and has delivered average annual returns of 6.07% since inception. LIC MF Short Duration Fund Returns 1-Year 3-Year 5-Year Since Inception 7.52% 7.04% 5.01% 6.07%

Q: How much does this mutual fund charge as expense ratio?

The LIC MF Short Duration Fund has an expense ratio of 1.32% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹14.8577+0.02% 1 day change	6.07% p.a.	App exclusive #NA View Ranked Funds	₹151 Cr

Historical NAV & returns

NAV: ₹14.8577 as on Oct 20, 2025

This fund Category average

LIC MF Short Duration Fund overview

AUM (Fund size)	₹151 Cr
Exit load	0%
Lock-in Period	Nil
Age	6 yrs 9 m since Jan 11, 2019
Benchmark	CRISIL Short Duration Debt A-II Index
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Expense ratio	1.32% as on Sep 30, 2025
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

LIC MF Short Duration Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 17, 2025

Period	This fund	Category average
1 Month	0.58%	0.63%
3 Months	1.03%	1.2%
6 Months	2.86%	3.07%
1 Year	7.52%	7.95%
2 Years	7.65%	7.97%
3 Years	7.04%	7.57%
4 Years	5.57%	6.44%
5 Years	5.01%	6.07%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 55.24719738%

SOV 30.67335314%

A1+ 9.79427009%

Cash & Call Money 4.00555282%

Top Debt Holdings

GOI 23.83%

Small Industries Devp. Bank of India Ltd. 6.99%

Aditya Birla Housing Finance Ltd. 6.97%

Nuclear Power Corpn. Of India Ltd. 6.92%

Allocation by Instruments

Debenture 24.266361019999998%

GOI Securities 23.84176026%

Bonds 20.41100982%

Commercial Paper 9.79427009%

Other Holdings

Others 0.28%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
LIC MF Short Duration Fund	0.58%	2.86%	7.52%	7.04%	5.01%	N.A.
UTI Short Duration Fund	0.62%	3.1%	7.79%	7.58%	6.91%	6.26%
ICICI Prudential Short Term Fund	0.64%	3.32%	8.2%	7.82%	6.37%	7.43%
Sundaram Short Duration Fund	0.57%	2.97%	7.69%	7.53%	7.14%	6.22%
SBI Short Term Debt Fund	0.63%	3.28%	8.23%	7.63%	5.76%	6.94%
Aditya Birla Sun Life Short Term Fund	0.73%	3.14%	8.1%	7.64%	6.16%	7.33%

Fund name	Std. deviation	Beta	Sharpe	Sortino
LIC MF Short Duration Fund	1.06	2.69	0.42	0.69
UTI Short Duration Fund	0.89	2.25	1.04	1.95
ICICI Prudential Short Term Fund	0.78	1.79	1.5	2.53
Sundaram Short Duration Fund	1.02	2.5	0.88	1.59
SBI Short Term Debt Fund	0.96	2.45	0.99	1.81
Aditya Birla Sun Life Short Term Fund	0.96	2.35	0.97	1.58

Fund name	ETM Rank	AUM	Fund age	Expense ratio
LIC MF Short Duration Fund	N.A.	151 Cr	6 yrs 9 m	1.32%
UTI Short Duration Fund	N.A.	3,231 Cr	18 yrs 1 m	0.82%
ICICI Prudential Short Term Fund	N.A.	22,387 Cr	24 yrs	1.05%
Sundaram Short Duration Fund	N.A.	195 Cr	22 yrs 5 m	0.89%
SBI Short Term Debt Fund	N.A.	16,277 Cr	18 yrs 3 m	0.82%
Aditya Birla Sun Life Short Term Fund	N.A.	10,696 Cr	22 yrs 6 m	0.99%

View all Short Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	5.28 vs. 4.2 Higher outperformance against benchmark
Sharpe	0.42 vs. 3.83 Poor risk-adjusted returns
Beta	2.69 vs. 1.92 More sensitive to market's ups & downs
Standard deviation	1.06 vs. 1.01 More volatile performance

Compare LIC MF Short Duration Fund in detail with

About this fund

About LIC MF Short Duration Fund

LIC MF Short Duration Fund is a Short Duration mutual fund scheme from Lic Mutual Fund. This fund has been in existence for 6 yrs 9 m, having been launched on 11/01/2019. LIC MF Short Duration Fund has ₹151 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of LIC MF Short Duration Fund as of 20/10/2025 is ₹14.86. The fund has an expense ratio of 1.32%, which is higher than what most other Short Duration funds charge.

LIC MF Short Duration Fund returns of last 1-year are 7.56%. Since launch, it has delivered 5.85% average annual returns.
LIC MF Short Duration Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, Small Industries Devp. Bank of India Ltd., Aditya Birla Housing Finance Ltd., Nuclear Power Corpn. Of India Ltd., Maharashtra State.

...

Fund AUM	151 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Pratik Harish Shroff

Mr. Shroff has done B.Com, M.Com, CFA, FRM and Executive Programme in Applied Finance – IIM, Calcutta Prior to joining LIC Mutual Fund, he was associated with CTBC Bank Ltd, IndusInd Bank Ltd, Industrial and Commercial Bank of China, Tata Mutual Fund and LKP Securities

Rahul Singh

Mr. Singh is a B.Sc Economic Hons.and holds a PGDM from IIM-A. Prior to joining LIC Nomura Mutual Fund , he has worked with BOI AXA Investment Managers(August 2009-August 2015) , ING Investment Management (May 2008- August 2009) Standard Chartered Bank (intern)( April 2007- May 2007) and Ashika Capital ( Jan 2004 - April 2006).

Investment objective

The scheme seeks to generate returns commensurate with risk from a portfolio constituted of Debt securities and/or Money Market instruments.

LIC Mutual Fund details

No. of schemes	30 view all schemes
Total AUM	41,742 Cr as on Sep 30, 2025
Address	Industrial Assurance Building Ground Floor, Opp. Churchgate Station Mumbai, 400020
Email	br.mumbai@licmf.com
Phone	022-66016177 / 022-66016178

More funds from LIC Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
LIC MF Medium to Long Duration Fund	N.A.	204 Cr	6.83%	7.73%
LIC MF Banking & PSU Fund	N.A.	1,909 Cr	7.9%	7.47%
LIC MF Liquid Fund	N.A.	11,403 Cr	6.6%	6.95%
LIC MF Low Duration Fund	N.A.	1,705 Cr	7.1%	6.9%
LIC MF Ultra Short Duration Fund	N.A.	217 Cr	6.59%	6.45%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of LIC MF Short Duration Fund?

The current Net Asset Value (NAV) of the LIC MF Short Duration Fund plan is approximately ₹14.8577 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The LIC MF Short Duration Fund is a 6 yrs 9 m old fund and has delivered average annual returns of 6.07% since inception.

LIC MF Short Duration Fund Returns

1-Year	3-Year	5-Year	Since Inception
7.52%	7.04%	5.01%	6.07%

How much does this mutual fund charge as expense ratio?

The LIC MF Short Duration Fund has an expense ratio of 1.32%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The LIC MF Short Duration Fund currently has assets under management (AUM) or fund size valued at approximately 151 Cr as on Sep 30, 2025.

To whom does LIC MF Short Duration Fund lend to?

The top 3 debt holdings of LIC MF Short Duration Fund are as follows

Holding Name	Percentage of Portfolio
GOI	23.83%
Small Industries Devp. Bank of India Ltd.	6.99%
Aditya Birla Housing Finance Ltd.	6.97%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The LIC MF Short Duration Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	55.24719738%
SOV	30.67335314%
A1+	9.79427009%

What is risk level of LIC MF Short Duration Fund?

This is a Short Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in LIC MF Short Duration Fund?

Redeeming your investments in the LIC MF Short Duration Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Short Duration

#NA

Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.