LIC MF Multi Asset Allocation Fund

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹12.1039-0.34% 1 day change	20.36%	App exclusive #NA View Ranked Funds	₹731 Cr

Historical NAV & returns

NAV: ₹12.1039 as on Oct 20, 2025

This fund Category average

LIC MF Multi Asset Allocation Fund overview

AUM (Fund size)	₹731 Cr
Exit load	1.0% Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 3 months.!
Lock-in Period	Nil
Age	9 m since Jan 24, 2025
Benchmark	NA
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Expense ratio	2.17% as on Sep 30, 2025
Plan type	Regular
Risk	Very High

LIC MF Multi Asset Allocation Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 24, 2025

Period	This fund	Category average
1 Month	3.98%	2.84%
3 Months	7.26%	5.3%
6 Months	12.51%	10.01%

Asset allocationas on Sep 30, 2025

Large Cap 33.76%

Mid Cap 17.34%

Small Cap 14.1%

Other Cap 0%

Top holdings

Bharti Airtel Ltd.2.13%

ITC Ltd.1.86%

Axis Bank Ltd.1.86%

Kotak Mahindra Bank Ltd.1.67%

Top sectors

Financial 14.070000000000002%

Capital Goods 7.700000000000001%

Consumer Staples 7.08%

Healthcare 6.04%

SOV 7.82377629%

Cash & Call Money 4.08069032%

AAA 1.41649976%

Top Debt Holdings

GOI 6.41%

Maharashtra State 1.41%

Nuclear Power Corpn. Of India Ltd. 0.72%

National Bank For Agriculture & Rural Development 0.7%

Allocation by Instruments

Mutual Fund 21.47165461%

GOI Securities 6.41051706%

Repo 4.18430563%

Debenture 1.41649976%

Other Holdings

LIC MF Gold ETF 16.0%

Aditya Birla Sun Life Silver ETF-Growth 5.47%

Others 4.18%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
LIC MF Multi Asset Allocation Fund	3.98%	12.51%	N.A.	N.A.	N.A.	N.A.
Kotak Multi Asset Omni FoF	3.49%	12.43%	13.64%	20.1%	20.49%	15.09%
ICICI Prudential Asset Allocator Fund (FOF)	1.74%	6.53%	9.62%	14.47%	15.51%	12.35%
ICICI Prudential Multi Asset Fund	2.92%	9.54%	13.66%	20.15%	25.43%	15.78%
SBI Multi Asset Allocation Fund	3.02%	10.99%	12.82%	17.57%	15.51%	11.49%
Nippon India Multi Asset Allocation Fund	2.87%	13.83%	15.73%	20.72%	18.45%	8.88%

Fund name	Std. deviation	Beta	Sharpe	Sortino
LIC MF Multi Asset Allocation Fund	N.A.	N.A.	N.A.	N.A.
Kotak Multi Asset Omni FoF	8.09	0.88	1.52	2.01
ICICI Prudential Asset Allocator Fund (FOF)	5.14	0.56	1.37	1.94
ICICI Prudential Multi Asset Fund	6.9	0.7	1.79	3.03
SBI Multi Asset Allocation Fund	6.78	0.7	1.38	2.53
Nippon India Multi Asset Allocation Fund	7.75	0.83	1.66	2.66

Fund name	ETM Rank	AUM	Fund age	Expense ratio
LIC MF Multi Asset Allocation Fund	N.A.	731 Cr	9 m	2.17%
Kotak Multi Asset Omni FoF	N.A.	1,964 Cr	21 yrs 3 m	1.08%
ICICI Prudential Asset Allocator Fund (FOF)	N.A.	27,750 Cr	21 yrs 11 m	1.24%
ICICI Prudential Multi Asset Fund	N.A.	68,000 Cr	23 yrs	1.38%
SBI Multi Asset Allocation Fund	N.A.	10,484 Cr	19 yrs 11 m	1.41%
Nippon India Multi Asset Allocation Fund	N.A.	7,759 Cr	5 yrs 2 m	1.42%

View all Multi Asset Allocation funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare LIC MF Multi Asset Allocation Fund in detail with

About this fund

About LIC MF Multi Asset Allocation Fund

LIC MF Multi Asset Allocation Fund is a Multi Asset Allocation mutual fund scheme from Lic Mutual Fund. This fund has been in existence for 9 m, having been launched on 24/01/2025. LIC MF Multi Asset Allocation Fund has ₹731 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of LIC MF Multi Asset Allocation Fund as of 20/10/2025 is ₹12.10. The fund has an expense ratio of 2.17%, which is higher than what most other Multi Asset Allocation funds charge. Currently, the fund has a 65.21% allocation to equity and 9.24% to Debt.

The fund's equity portion is primarily invested in Unclassified, Financial, Capital Goods, Consumer Staples, Healthcare sectors. It has taken less exposure in Unclassified, Financial sectors compared to other funds in the category.
The debt portion of the fund has very low credit quality indicating the quality of borrowers it has lent it to is poor.
The fund's top 5 holdings are in LIC MF Gold ETF, GOI, Aditya Birla Sun Life Silver ETF-Growth, Bharti Airtel Ltd., ITC Ltd..

...

Fund AUM	731 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Sumit Bhatnagar

Mr. Bhatnagar is an MBA (Investment Management) from University of Toronto, Canada and CFA Charter (USA). Prior to joining LIC Mutual Fund. He was assocaited with Indiabulls Mutual Fund he has worked with SEBI.

Pratik Harish Shroff

Mr. Shroff has done B.Com, M.Com, CFA, FRM and Executive Programme in Applied Finance – IIM, Calcutta Prior to joining LIC Mutual Fund, he was associated with CTBC Bank Ltd, IndusInd Bank Ltd, Industrial and Commercial Bank of China, Tata Mutual Fund and LKP Securities

Jaiprakash Toshniwal

Mr. Toshniwal is a CFA - CFA Institute, USA. MS Finance (CFA) - ICFAI, India. B.com - Gujarat University. Prior to joining LIC Mutual Fund Asset Management Ltd., he has worked with India First Life Insurance and Taurus Mutual Fund.

Investment objective

The scheme is to generate long term capital appreciation by investing in diversified portfolio of equity & equity related instruments, debt & money market instruments and units of Gold Exchange Traded Funds (ETFs).

LIC Mutual Fund details

No. of schemes	30 view all schemes
Total AUM	41,742 Cr as on Sep 30, 2025
Address	Industrial Assurance Building Ground Floor, Opp. Churchgate Station Mumbai, 400020
Email	br.mumbai@licmf.com
Phone	022-66016177 / 022-66016178

More funds from LIC Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
LIC MF Aggressive Hybrid Fund	N.A.	522 Cr	6.59%	13.67%
LIC MF Balanced Advantage Fund	N.A.	804 Cr	6.27%	N.A.
LIC MF Conservative Hybrid Fund	N.A.	49 Cr	4.88%	6.29%
LIC MF Arbitrage Fund	N.A.	225 Cr	6.12%	5.28%

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of LIC MF Multi Asset Allocation Fund?

The current Net Asset Value (NAV) of the LIC MF Multi Asset Allocation Fund plan is approximately ₹12.1039 as of Oct 20, 2025.

How much does this mutual fund charge as expense ratio?

The LIC MF Multi Asset Allocation Fund has an expense ratio of 2.17%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The LIC MF Multi Asset Allocation Fund currently has assets under management (AUM) or fund size valued at approximately 731 Cr as on Sep 30, 2025.

What are the top stock holdings of LIC MF Multi Asset Allocation Fund?

The LIC MF Multi Asset Allocation Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
Bharti Airtel Ltd.	2.13%
ITC Ltd.	1.86%
Axis Bank Ltd.	1.86%
Kotak Mahindra Bank Ltd.	1.67%
State Bank of India	1.53%
SBI Cards And Payment Services Ltd.	1.52%
Allied Blenders And Distillers Ltd.	1.48%
Hero Motocorp Ltd.	1.48%
Bharat Electronics Ltd.	1.45%
Grasim Industries Ltd.	1.42%

What are the top sectors LIC MF Multi Asset Allocation Fund has invested in?

The LIC MF Multi Asset Allocation Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Financial	14.070000000000002%
Capital Goods	7.700000000000001%
Consumer Staples	7.08%
Healthcare	6.04%
Automobile	5.48%
Chemicals	4.16%
Technology	3.3200000000000003%
Energy	3.25%
Materials	2.74%
Consumer Discretionary	2.35%

To whom does LIC MF Multi Asset Allocation Fund lend to?

The top 3 debt holdings of LIC MF Multi Asset Allocation Fund are as follows

Holding Name	Percentage of Portfolio
GOI	6.41%
Maharashtra State	1.41%
Nuclear Power Corpn. Of India Ltd.	0.72%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The LIC MF Multi Asset Allocation Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	7.82377629%
Cash & Call Money	4.08069032%
AAA	1.41649976%

What is risk level of LIC MF Multi Asset Allocation Fund?

This is a Multi Asset Allocation fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in LIC MF Multi Asset Allocation Fund?

Redeeming your investments in the LIC MF Multi Asset Allocation Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Multi Asset Allocation

#NA

Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 3 months.