Kotak Long Duration Fund

Q: What are the returns of this mutual fund scheme?

The Kotak Long Duration Fund is a 1 yrs 11 m old fund and has delivered average annual returns of 4.09% since inception. Kotak Long Duration Fund Returns 1-Year Since Inception 0.71% 4.09%

Q: How much does this mutual fund charge as expense ratio?

The Kotak Long Duration Fund has an expense ratio of 0.62% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹10.7952-0.83% 1 day change	4.09% p.a.	App exclusive #NA View Ranked Funds	₹128 Cr

Historical NAV & returns

NAV: ₹10.7952 as on Feb 02, 2026

This fund Category average

Kotak Long Duration Fund overview

AUM (Fund size)	₹128 Cr
Exit load	0%
Lock-in Period	Nil
Age	1 yrs 11 m since Feb 28, 2024
Benchmark	CRISIL Long Duration Debt A-III Index
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	0.62% as on Feb 01, 2026
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Kotak Long Duration Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-0.9%	-0.51%
3 Months	-1.03%	-0.11%
6 Months	-2.9%	-0.87%
1 Year	0.71%	2.52%

Asset allocationas on Dec 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 84.31%

Cash & Call Money 15.31%

Others 0.38%

Top Debt Holdings

GOI 84.31%

Allocation by Instruments

GOI Securities 84.31%

Central Government Loan 26.28%

Repo 14.81%

Net Current Assets 0.5%

Other Holdings

Others 0.5%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Kotak Long Duration Fund	-0.9%	-2.9%	0.71%	N.A.	N.A.	N.A.
ICICI Prudential Long Term Bond Fund	-0.52%	-0.99%	3.47%	6.76%	4.93%	7.27%
Nippon India Nivesh Lakshya Long Duration Fund	-1.15%	-1.99%	2.08%	6.58%	5.07%	5.91%
Aditya Birla Sun Life Long Duration Fund	-0.49%	-1.11%	3.3%	6.79%	4.92%	2.43%
SBI Long Duration Fund	-0.49%	-0.79%	2.14%	6.71%	4.23%	2.09%
HDFC Long Duration Debt Fund	-0.85%	-1.75%	1.53%	6.45%	3.87%	1.91%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Kotak Long Duration Fund	N.A.	N.A.	N.A.	N.A.
ICICI Prudential Long Term Bond Fund	3.14	2.29	0.28	0.37
Nippon India Nivesh Lakshya Long Duration Fund	3.83	2.67	0.22	0.29
Aditya Birla Sun Life Long Duration Fund	3.46	2.63	0.26	0.38
SBI Long Duration Fund	4.28	2.23	0.21	0.28
HDFC Long Duration Debt Fund	4.61	2.72	0.14	0.2

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Kotak Long Duration Fund	N.A.	128 Cr	1 yrs 11 m	0.62%
ICICI Prudential Long Term Bond Fund	N.A.	1,039 Cr	27 yrs 7 m	0.95%
Nippon India Nivesh Lakshya Long Duration Fund	N.A.	9,219 Cr	7 yrs 7 m	0.65%
Aditya Birla Sun Life Long Duration Fund	N.A.	152 Cr	3 yrs 6 m	1.09%
SBI Long Duration Fund	N.A.	2,023 Cr	3 yrs 1 m	0.66%
HDFC Long Duration Debt Fund	N.A.	4,526 Cr	3 yrs	0.62%

View all Long Duration funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare Kotak Long Duration Fund in detail with

About this fund

About Kotak Long Duration Fund

Kotak Long Duration Fund is a Long Duration mutual fund scheme from Kotak Mahindra Mutual Fund. This fund has been in existence for 1 yrs 11 m, having been launched on 28/02/2024. Kotak Long Duration Fund has ₹128 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Kotak Long Duration Fund as of 02/02/2026 is ₹10.80. The fund has an expense ratio of 0.62%, which is higher than what most other Long Duration funds charge.

Kotak Long Duration Fund returns of last 1-year are 0.66%. Since launch, it has delivered 4.11% average annual returns.
The fund's credit profile is high indicating it has lent to borrowers whose quality is great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI.

...

Fund AUM	128 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Abhishek Bisen

Mr. Bisen is a BA and MBA in Finance. Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.

Investment objective

The scheme seeks to generate income / capital appreciation through investments in debt and money market instruments. There is no assurance that the investment objective of the Scheme will be achieved.

Kotak Mahindra Mutual Fund details

No. of schemes	84 view all schemes
Total AUM	5,88,199 Cr as on Dec 31, 2025
Address	The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla Complex Bandra (E) Mumbai, 400051
Phone	022-61152100 / 1800-22-2626

More funds from Kotak Mahindra Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Kotak FMP Series 304 - 3119 Days	N.A.	119 Cr	6.42%	8.33%
Kotak Medium Term Fund	N.A.	2,015 Cr	8.11%	8.07%
Kotak Income Plus Arbitrage Omni FoF	N.A.	7,870 Cr	6.76%	7.89%
Kotak Floating Rate Fund	N.A.	3,368 Cr	7.79%	7.8%
Kotak Credit Risk Fund	N.A.	707 Cr	8.26%	7.65%
Kotak Nifty SDL Jul 2033 Index Fund	N.A.	190 Cr	5.17%	7.62%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Kotak Long Duration Fund?

The current Net Asset Value (NAV) of the Kotak Long Duration Fund plan is approximately ₹10.7952 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Kotak Long Duration Fund is a 1 yrs 11 m old fund and has delivered average annual returns of 4.09% since inception.

Kotak Long Duration Fund Returns

1-Year	Since Inception
0.71%	4.09%

How much does this mutual fund charge as expense ratio?

The Kotak Long Duration Fund has an expense ratio of 0.62%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Kotak Long Duration Fund currently has assets under management (AUM) or fund size valued at approximately 128 Cr as on Dec 31, 2025.

To whom does Kotak Long Duration Fund lend to?

The top 3 debt holdings of Kotak Long Duration Fund are as follows

Holding Name	Percentage of Portfolio
GOI	84.31%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Kotak Long Duration Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	84.31%
Cash & Call Money	15.31%
Others	0.38%

What is risk level of Kotak Long Duration Fund?

This is a Long Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Kotak Long Duration Fund?

Redeeming your investments in the Kotak Long Duration Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.