Question 1

What is the current NAV of Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund?

Accepted Answer

The current Net Asset Value (NAV) of the Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund plan is approximately ₹10.0485 as of Oct 20, 2025.

Question 2

How much does this mutual fund charge as expense ratio?

Accepted Answer

The Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund has an expense ratio of 0.32%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Question 3

What is the AUM or fund size of this mutual fund?

Accepted Answer

The Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund currently has assets under management (AUM) or fund size valued at approximately 493 Cr as on Sep 30, 2025.

Question 4

To whom does Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund lend to?

Accepted Answer

The top 3 debt holdings of Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund are as follows

Holding Name	Percentage of Portfolio
Tata Motors Finance Ltd.	13.15%
Power Finance Corporation Ltd.	10.23%
REC Ltd.	10.23%

Question 5

What is the quality of borrowers this mutual fund scheme lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	80.49%
A1+	15.37%
Cash & Call Money	4.14%

Question 6

What is risk level of Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund?

Accepted Answer

This is a Short Duration fund comes with Low to Moderate risk.

Question 7

Is there any lock-in period in this mutual fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 8

How can I redeem my investments in Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund?

Accepted Answer

Redeeming your investments in the Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

AUM (Fund size)	₹493 Cr
Exit load	0%
Lock-in Period	Nil
Age	1 m since Sep 17, 2025
Benchmark	CRISIL-IBX Financial Services 9-12 Months Debt
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	0.32% as on Sep 30, 2025
Plan type	Regular
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Fund name	1M	6M	1Y	3Y	5Y	10Y
Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund	N.A.	N.A.	N.A.	N.A.	N.A.	N.A.
UTI Short Duration Fund	0.62%	3.1%	7.79%	7.58%	6.91%	6.26%
ICICI Prudential Short Term Fund	0.64%	3.32%	8.2%	7.82%	6.37%	7.43%
Sundaram Short Duration Fund	0.57%	2.97%	7.69%	7.53%	7.14%	6.22%
SBI Short Term Debt Fund	0.63%	3.28%	8.23%	7.63%	5.76%	6.94%
Aditya Birla Sun Life Short Term Fund	0.73%	3.14%	8.1%	7.64%	6.16%	7.33%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund	N.A.	N.A.	N.A.	N.A.
UTI Short Duration Fund	0.89	2.25	1.04	1.95
ICICI Prudential Short Term Fund	0.78	1.79	1.5	2.53
Sundaram Short Duration Fund	1.02	2.5	0.88	1.59
SBI Short Term Debt Fund	0.96	2.45	0.99	1.81
Aditya Birla Sun Life Short Term Fund	0.96	2.35	0.97	1.58

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund	N.A.	493 Cr	1 m	0.32%
UTI Short Duration Fund	N.A.	3,231 Cr	18 yrs 1 m	0.82%
ICICI Prudential Short Term Fund	N.A.	22,387 Cr	24 yrs	1.05%
Sundaram Short Duration Fund	N.A.	195 Cr	22 yrs 5 m	0.89%
SBI Short Term Debt Fund	N.A.	16,277 Cr	18 yrs 3 m	0.82%
Aditya Birla Sun Life Short Term Fund	N.A.	10,696 Cr	22 yrs 6 m	0.99%

Fund name	ETM Rank	AUM	1Y	3Y
Kotak Nifty SDL Apr 2032 Top 12 Equal Weight Index Fund	N.A.	2,937 Cr	7.27%	8.65%
Kotak FMP Series 304 - 3119 Days	N.A.	117 Cr	8.69%	N.A.
Kotak Medium Term Fund	N.A.	1,837 Cr	8.73%	8.07%
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund	N.A.	548 Cr	8.18%	7.91%
Kotak Floating Rate Fund	N.A.	2,989 Cr	8.3%	7.9%
Kotak Income Plus Arbitrage Omni FoF	N.A.	6,346 Cr	7.62%	N.A.

Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund

Historical NAV & returns

Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund overview

Asset allocationas on Sep 30, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

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About this fund

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Frequently asked questions

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