Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹10.9864+0.04% 1 day change	8.73% p.a.	App exclusive #NA View Ranked Funds	₹451 Cr

Historical NAV & returns

NAV: ₹10.9864 as on Oct 20, 2025

This fund Category average

Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund overview

AUM (Fund size)	₹451 Cr
Exit load	0.25% Exit load of 0.25%, if redeemed within 30 days.!
Lock-in Period	Nil
Age	1 yrs 1 m since Aug 30, 2024
Benchmark	CRISIL IBX AAA Financial Services - Sep 2027
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	0.4% as on Sep 30, 2025
Plan type	Regular
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 17, 2025

Period	This fund	Category average
1 Month	0.57%	0.62%
3 Months	1.55%	1.11%
6 Months	3.67%	2.98%
1 Year	8.49%	7.83%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 95.86%

Cash & Call Money 4.14%

Top Debt Holdings

HDB Financial Services Ltd. 11.2%

Axis Finance Ltd. 10.41%

Aditya Birla Housing Finance Ltd. 10.16%

Bajaj Finance Ltd. 9.04%

Allocation by Instruments

Debenture 75.73%

Non Convertible Debenture 10.46%

Bonds 9.67%

Repo 2.57%

Other Holdings

Others 1.57%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund	0.57%	3.67%	8.49%	N.A.	N.A.	N.A.
BHARAT Bond FOF - April 2030	1.14%	3.4%	8.85%	8.55%	6.59%	4.45%
BHARAT Bond FOF - April 2031	1.34%	3.64%	8.86%	8.85%	6.53%	3.33%
Kotak Nifty G-Sec July 2033 Index Fund	0.63%	2.09%	8.38%	6.11%	3.62%	1.8%
HDFC NIFTY G-Sec Jun 2036 Index Fund	0.56%	0.9%	7.63%	7.95%	4.7%	2.32%
SBI CRISIL IBX Gilt Index - June 2036 Fund	0.55%	0.86%	7.51%	8.87%	5.34%	2.63%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund	N.A.	N.A.	N.A.	N.A.
BHARAT Bond FOF - April 2030	2.07	4.3	0.84	1.71
BHARAT Bond FOF - April 2031	2.36	4.52	0.81	1.35
Kotak Nifty G-Sec July 2033 Index Fund	N.A.	N.A.	N.A.	N.A.
HDFC NIFTY G-Sec Jun 2036 Index Fund	N.A.	N.A.	N.A.	N.A.
SBI CRISIL IBX Gilt Index - June 2036 Fund	N.A.	N.A.	N.A.	N.A.

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund	N.A.	451 Cr	1 yrs 1 m	0.4%
BHARAT Bond FOF - April 2030	N.A.	9,601 Cr	5 yrs 10 m	0.08%
BHARAT Bond FOF - April 2031	N.A.	4,731 Cr	5 yrs 3 m	0.08%
Kotak Nifty G-Sec July 2033 Index Fund	N.A.	21 Cr	2 yrs 1 m	0.39%
HDFC NIFTY G-Sec Jun 2036 Index Fund	N.A.	966 Cr	2 yrs 7 m	0.38%
SBI CRISIL IBX Gilt Index - June 2036 Fund	N.A.	2,709 Cr	3 yrs 1 m	0.49%

View all Target Maturity funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund in detail with

About this fund

About Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund

Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund is a Target Maturity mutual fund scheme from Kotak Mahindra Mutual Fund. This fund has been in existence for 1 yrs 1 m, having been launched on 30/08/2024. Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund has ₹451 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund as of 20/10/2025 is ₹10.99. The fund has an expense ratio of 0.4%, which is higher than what most other Target Maturity funds charge.

Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund returns of last 1-year are 8.58%. Since launch, it has delivered 8.92% average annual returns.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in HDB Financial Services Ltd., Axis Finance Ltd., Aditya Birla Housing Finance Ltd., Bajaj Finance Ltd., National Bank For Agriculture & Rural Development.

...

Fund AUM	451 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Abhishek Bisen

Mr. Bisen is a BA and MBA in Finance. Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.

Investment objective

The scheme seeks to generate returns that are commensurate (before fees and expenses) with the performance of CRISIL IBX AAA Financial Services Index - Sep 2027 which seeks to track the performance of AAA issuers from the financial services sector maturing near target date of the index.

Kotak Mahindra Mutual Fund details

No. of schemes	83 view all schemes
Total AUM	5,66,982 Cr as on Sep 30, 2025
Address	The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla Complex Bandra (E) Mumbai, 400051
Phone	022-61152100 / 1800-22-2626

More funds from Kotak Mahindra Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Kotak Nifty SDL Apr 2032 Top 12 Equal Weight Index Fund	N.A.	2,937 Cr	7.27%	8.65%
Kotak FMP Series 304 - 3119 Days	N.A.	117 Cr	8.69%	N.A.
Kotak Medium Term Fund	N.A.	1,837 Cr	8.73%	8.07%
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund	N.A.	548 Cr	8.18%	7.91%
Kotak Floating Rate Fund	N.A.	2,989 Cr	8.3%	7.9%
Kotak Income Plus Arbitrage Omni FoF	N.A.	6,346 Cr	7.62%	N.A.

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund?

The current Net Asset Value (NAV) of the Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund plan is approximately ₹10.9864 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund is a 1 yrs 1 m old fund and has delivered average annual returns of 8.73% since inception.

Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund Returns

1-Year	Since Inception
8.49%	8.73%

How much does this mutual fund charge as expense ratio?

The Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund has an expense ratio of 0.4%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund currently has assets under management (AUM) or fund size valued at approximately 451 Cr as on Sep 30, 2025.

To whom does Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund lend to?

The top 3 debt holdings of Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund are as follows

Holding Name	Percentage of Portfolio
HDB Financial Services Ltd.	11.2%
Axis Finance Ltd.	10.41%
Aditya Birla Housing Finance Ltd.	10.16%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	95.86%
Cash & Call Money	4.14%

What is risk level of Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund?

This is a Target Maturity fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund?

Redeeming your investments in the Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Target Maturity

#NA

Return Outperformance: This fund has generated highest return amongst Target Maturity funds in the last 1 Year.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 0.25%, if redeemed within 30 days.