Question 1

What is the current NAV of Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund Direct-Growth?

Accepted Answer

The current Net Asset Value (NAV) of the Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund - Direct Growth plan is approximately ₹11.0121 as of Oct 20, 2025.

Question 2

What are the returns of this mutual fund scheme?

Accepted Answer

The Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund Direct-Growth is a 1 yrs 1 m old fund and has delivered average annual returns of 8.96% since inception.

Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund Direct-Growth Returns

1-Year	Since Inception
8.72%	8.96%

Question 3

How much does this mutual fund charge as expense ratio?

Accepted Answer

The Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund - Direct Growth has an expense ratio of 0.2%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Question 4

What is the AUM or fund size of this mutual fund?

Accepted Answer

The Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund currently has assets under management (AUM) or fund size valued at approximately 451 Cr as on Sep 30, 2025.

Question 5

To whom does Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund lend to?

Accepted Answer

The top 3 debt holdings of Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund are as follows

Holding Name	Percentage of Portfolio
HDB Financial Services Ltd.	11.2%
Axis Finance Ltd.	10.41%
Aditya Birla Housing Finance Ltd.	10.16%

Question 6

What is the quality of borrowers this mutual fund scheme lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	95.86%
Cash & Call Money	4.14%

Question 7

What is risk level of Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund?

Accepted Answer

This is a Target Maturity fund comes with Low to Moderate risk.

Question 8

Is there any lock-in period in this mutual fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 9

How do I invest in Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund Direct-Growth?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund is complete.

Question 10

How can I redeem my investments in Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund?

Accepted Answer

Redeeming your investments in the Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.2% as on Sep 30, 2025
Exit load	0.25% Exit load of 0.25%, if redeemed within 30 days.!
AUM (Fund size)	₹451 Cr
Lock-in Period	Nil
Age	1 yrs 1 m since Aug 30, 2024
Benchmark	CRISIL IBX AAA Financial Services - Sep 2027
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Period	This fund	Category average
1 Month	0.59%	0.64%
3 Months	1.61%	1.16%
6 Months	3.78%	3.08%
1 Year	8.72%	8.04%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund	0.59%	3.78%	8.72%	N.A.	N.A.	N.A.
BHARAT Bond FOF - April 2030	1.14%	3.4%	8.85%	8.55%	6.59%	4.45%
BHARAT Bond FOF - April 2031	1.34%	3.64%	8.86%	8.85%	6.53%	3.33%
Kotak Nifty G-Sec July 2033 Index Fund	0.65%	2.21%	8.65%	6.29%	3.73%	1.85%
HDFC NIFTY G-Sec Jun 2036 Index Fund	0.58%	1.0%	7.83%	8.13%	4.8%	2.37%
SBI CRISIL IBX Gilt Index - June 2036 Fund	0.57%	0.97%	7.74%	9.14%	5.49%	2.71%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund	N.A.	N.A.	N.A.	N.A.
BHARAT Bond FOF - April 2030	2.07	4.3	0.84	1.71
BHARAT Bond FOF - April 2031	2.36	4.52	0.81	1.35
Kotak Nifty G-Sec July 2033 Index Fund	N.A.	N.A.	N.A.	N.A.
HDFC NIFTY G-Sec Jun 2036 Index Fund	N.A.	N.A.	N.A.	N.A.
SBI CRISIL IBX Gilt Index - June 2036 Fund	N.A.	N.A.	N.A.	N.A.

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund	N.A.	451 Cr	1 yrs 1 m	0.2%
BHARAT Bond FOF - April 2030	N.A.	9,601 Cr	5 yrs 10 m	0.08%
BHARAT Bond FOF - April 2031	N.A.	4,731 Cr	5 yrs 3 m	0.08%
Kotak Nifty G-Sec July 2033 Index Fund	N.A.	21 Cr	2 yrs 1 m	0.14%
HDFC NIFTY G-Sec Jun 2036 Index Fund	N.A.	966 Cr	2 yrs 7 m	0.2%
SBI CRISIL IBX Gilt Index - June 2036 Fund	N.A.	2,709 Cr	3 yrs 1 m	0.28%

Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund Direct-Growth

Historical NAV & returns

Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund overview

Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund Returns calculator

Trailing returns as on Oct 17, 2025

Asset allocationas on Sep 30, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

Compare Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund in detail with

About this fund

About Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund

Fund managers

Investment objective

Kotak Mahindra Mutual Fund details

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Frequently asked questions

Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund Direct-Growth Returns

ET Money rank

Fund AUM	451 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

No. of schemes	83 view all schemes
Total AUM	5,66,982 Cr as on Sep 30, 2025
Address	The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla Complex Bandra (E) Mumbai, 400051
Phone	022-61152100 / 1800-22-2626

Fund name	ETM Rank	AUM	1Y	3Y
Kotak Medium Term Fund	N.A.	1,837 Cr	9.77%	9.13%
Kotak Nifty SDL Apr 2032 Top 12 Equal Weight Index Fund	N.A.	2,937 Cr	7.44%	8.83%
Kotak Credit Risk Fund	N.A.	683 Cr	10.02%	8.65%
Kotak Dynamic Bond Fund	N.A.	2,829 Cr	7.14%	8.58%
Kotak Floating Rate Fund	N.A.	2,989 Cr	8.73%	8.33%
Kotak Bond Fund	N.A.	2,075 Cr	7.13%	8.26%