Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹10.7009+0.08% 1 day change	7.24% p.a.	App exclusive #NA View Ranked Funds	₹216 Cr

Historical NAV & returns

NAV: ₹10.7009 as on Feb 02, 2026

This fund Category average

Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund overview

AUM (Fund size)	₹216 Cr
Exit load	0%
Lock-in Period	Nil
Age	1 yrs since Jan 31, 2025
Benchmark	CRISIL IBX AAA Financial Services - Dec 2026
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	0.3% as on Feb 01, 2026
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	0.14%	0.28%
3 Months	1.03%	1.08%
6 Months	2.48%	2.36%

Asset allocationas on Dec 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 95.93%

Cash & Call Money 4.07%

Top Debt Holdings

Bajaj Housing Finance Ltd. 13.03%

Sundaram Finance Ltd. 12.79%

REC Ltd. 11.62%

Export-Import Bank Of India 9.29%

Allocation by Instruments

Debenture 59.08%

Bonds 20.909999999999997%

Zero Coupon Bonds 7.31%

Non Convertible Debenture 4.890000000000001%

Other Holdings

Others 1.8%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund	0.14%	2.48%	N.A.	N.A.	N.A.	N.A.
BHARAT Bond FOF - April 2030	-0.48%	1.42%	6.91%	7.69%	6.74%	4.45%
BHARAT Bond FOF - April 2031	-0.83%	0.95%	6.7%	7.68%	6.58%	3.28%
HDFC NIFTY G-Sec Jun 2036 Index Fund	-0.06%	0.58%	5.73%	8.1%	4.79%	2.36%
Aditya Birla Sun Life CRISIL IBX Gilt -Apr 2029 Index Fund	0.18%	2.3%	7.7%	7.97%	5.44%	2.68%
SBI CRISIL IBX Gilt Index - June 2036 Fund	-0.07%	0.51%	5.6%	7.85%	5.42%	2.67%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund	N.A.	N.A.	N.A.	N.A.
BHARAT Bond FOF - April 2030	1.99	2.09	0.8	1.43
BHARAT Bond FOF - April 2031	2.3	2.52	0.67	1.05
HDFC NIFTY G-Sec Jun 2036 Index Fund	N.A.	N.A.	N.A.	N.A.
Aditya Birla Sun Life CRISIL IBX Gilt -Apr 2029 Index Fund	1.78	1.55	0.99	1.78
SBI CRISIL IBX Gilt Index - June 2036 Fund	2.99	2.24	0.62	0.92

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund	N.A.	216 Cr	1 yrs	0.3%
BHARAT Bond FOF - April 2030	N.A.	9,469 Cr	6 yrs 1 m	0.08%
BHARAT Bond FOF - April 2031	N.A.	4,694 Cr	5 yrs 6 m	0.09%
HDFC NIFTY G-Sec Jun 2036 Index Fund	N.A.	941 Cr	2 yrs 11 m	0.38%
Aditya Birla Sun Life CRISIL IBX Gilt -Apr 2029 Index Fund	N.A.	615 Cr	3 yrs 3 m	0.38%
SBI CRISIL IBX Gilt Index - June 2036 Fund	N.A.	2,737 Cr	3 yrs 4 m	0.49%

View all Target Maturity funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund in detail with

About this fund

About Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund

Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund is a Target Maturity mutual fund scheme from Kotak Mahindra Mutual Fund. This fund has been in existence for 1 yrs, having been launched on 31/01/2025. Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund has ₹216 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund as of 02/02/2026 is ₹10.70. The fund has an expense ratio of 0.3%, which is close to what most other Target Maturity funds charge.

The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in Bajaj Housing Finance Ltd., Sundaram Finance Ltd., REC Ltd., Export-Import Bank Of India, HDB Financial Services Ltd..

...

Fund AUM	216 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Abhishek Bisen

Mr. Bisen is a BA and MBA in Finance. Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.

Investment objective

The scheme seeks to generate returns that are commensurate (before fees and expenses) with the performance of CRISIL-IBX AAA Financial Services Index - Dec 2026 which seeks to track the performance of AAA issuers from the financial services sector maturing near target date of the index.

Kotak Mahindra Mutual Fund details

No. of schemes	84 view all schemes
Total AUM	5,88,199 Cr as on Dec 31, 2025
Address	The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla Complex Bandra (E) Mumbai, 400051
Phone	022-61152100 / 1800-22-2626

More funds from Kotak Mahindra Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Kotak FMP Series 304 - 3119 Days	N.A.	119 Cr	6.42%	8.33%
Kotak Medium Term Fund	N.A.	2,015 Cr	8.11%	8.07%
Kotak Income Plus Arbitrage Omni FoF	N.A.	7,870 Cr	6.76%	7.89%
Kotak Floating Rate Fund	N.A.	3,368 Cr	7.79%	7.8%
Kotak Credit Risk Fund	N.A.	707 Cr	8.26%	7.65%
Kotak Nifty SDL Jul 2033 Index Fund	N.A.	190 Cr	5.17%	7.62%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund?

The current Net Asset Value (NAV) of the Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund plan is approximately ₹10.7009 as of Feb 02, 2026.

How much does this mutual fund charge as expense ratio?

The Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund has an expense ratio of 0.3%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund currently has assets under management (AUM) or fund size valued at approximately 216 Cr as on Dec 31, 2025.

To whom does Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund lend to?

The top 3 debt holdings of Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund are as follows

Holding Name	Percentage of Portfolio
Bajaj Housing Finance Ltd.	13.03%
Sundaram Finance Ltd.	12.79%
REC Ltd.	11.62%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	95.93%
Cash & Call Money	4.07%

What is risk level of Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund?

This is a Target Maturity fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund?

Redeeming your investments in the Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.