Question 1

What is the current NAV of Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund Direct-Growth?

Accepted Answer

The current Net Asset Value (NAV) of the Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund - Direct Growth plan is approximately ₹10.7213 as of Feb 02, 2026.

Question 2

How much does this mutual fund charge as expense ratio?

Accepted Answer

The Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund - Direct Growth has an expense ratio of 0.1%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Question 3

What is the AUM or fund size of this mutual fund?

Accepted Answer

The Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund currently has assets under management (AUM) or fund size valued at approximately 216 Cr as on Dec 31, 2025.

Question 4

To whom does Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund lend to?

Accepted Answer

The top 3 debt holdings of Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund are as follows

Holding Name	Percentage of Portfolio
Bajaj Housing Finance Ltd.	13.03%
Sundaram Finance Ltd.	12.79%
REC Ltd.	11.62%

Question 5

What is the quality of borrowers this mutual fund scheme lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	95.93%
Cash & Call Money	4.07%

Question 6

What is risk level of Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund?

Accepted Answer

This is a Target Maturity fund comes with Moderate risk.

Question 7

Is there any lock-in period in this mutual fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 8

How do I invest in Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund Direct-Growth?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund is complete.

Question 9

How can I redeem my investments in Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund?

Accepted Answer

Redeeming your investments in the Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.1% as on Feb 01, 2026
Exit load	0%
AUM (Fund size)	₹216 Cr
Lock-in Period	Nil
Age	1 yrs since Jan 31, 2025
Benchmark	CRISIL IBX AAA Financial Services - Dec 2026
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Period	This fund	Category average
1 Month	0.16%	0.29%
3 Months	1.08%	1.12%
6 Months	2.58%	2.48%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund	0.16%	2.58%	N.A.	N.A.	N.A.	N.A.
BHARAT Bond FOF - April 2030	-0.48%	1.42%	6.91%	7.69%	6.74%	4.45%
BHARAT Bond FOF - April 2031	-0.83%	0.95%	6.7%	7.68%	6.58%	3.28%
HDFC NIFTY G-Sec Jun 2036 Index Fund	-0.04%	0.67%	5.92%	8.3%	4.9%	2.42%
Aditya Birla Sun Life CRISIL IBX Gilt -Apr 2029 Index Fund	0.19%	2.38%	7.88%	8.15%	5.55%	2.74%
SBI CRISIL IBX Gilt Index - June 2036 Fund	-0.05%	0.62%	5.83%	8.11%	5.59%	2.76%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund	N.A.	N.A.	N.A.	N.A.
BHARAT Bond FOF - April 2030	1.99	2.09	0.8	1.43
BHARAT Bond FOF - April 2031	2.3	2.52	0.67	1.05
HDFC NIFTY G-Sec Jun 2036 Index Fund	N.A.	N.A.	N.A.	N.A.
Aditya Birla Sun Life CRISIL IBX Gilt -Apr 2029 Index Fund	1.78	1.56	1.08	1.94
SBI CRISIL IBX Gilt Index - June 2036 Fund	2.99	2.24	0.7	1.04

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund	N.A.	216 Cr	1 yrs	0.1%
BHARAT Bond FOF - April 2030	N.A.	9,469 Cr	6 yrs 1 m	0.08%
BHARAT Bond FOF - April 2031	N.A.	4,694 Cr	5 yrs 6 m	0.09%
HDFC NIFTY G-Sec Jun 2036 Index Fund	N.A.	941 Cr	2 yrs 11 m	0.2%
Aditya Birla Sun Life CRISIL IBX Gilt -Apr 2029 Index Fund	N.A.	615 Cr	3 yrs 3 m	0.22%
SBI CRISIL IBX Gilt Index - June 2036 Fund	N.A.	2,737 Cr	3 yrs 4 m	0.28%

Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund Direct-Growth

Historical NAV & returns

Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund overview

Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund Returns calculator

Trailing returns as on Feb 03, 2026

Asset allocationas on Dec 31, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

About this fund

About Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund

Fund managers

Investment objective

Kotak Mahindra Mutual Fund details

More funds from Kotak Mahindra Mutual Fund

Frequently asked questions

ET Money rank

Fund AUM	216 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

No. of schemes	84 view all schemes
Total AUM	5,88,199 Cr as on Dec 31, 2025
Address	The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla Complex Bandra (E) Mumbai, 400051
Phone	022-61152100 / 1800-22-2626

Fund name	ETM Rank	AUM	1Y	3Y
Kotak Medium Term Fund	N.A.	2,015 Cr	9.15%	9.12%
Kotak Credit Risk Fund	N.A.	707 Cr	9.25%	8.66%
Kotak Floating Rate Fund	N.A.	3,368 Cr	8.22%	8.23%
Kotak Income Plus Arbitrage Omni FoF	N.A.	7,870 Cr	7.02%	8.04%
Kotak Dynamic Bond Fund	N.A.	2,677 Cr	5.73%	8.03%
Kotak Nifty SDL Jul 2033 Index Fund	N.A.	190 Cr	5.39%	7.87%