JM Short Duration Fund

Q: What are the returns of this mutual fund scheme?

The JM Short Duration Fund is a 3 yrs 4 m old fund and has delivered average annual returns of 6.54% since inception. JM Short Duration Fund Returns 1-Year 3-Year Since Inception 7.36% 6.8% 6.54%

Q: How much does this mutual fund charge as expense ratio?

The JM Short Duration Fund has an expense ratio of 1.1% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Dec 04, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹12.3339-0.01% 1 day change	6.54% p.a.	App exclusive #NA View Ranked Funds	₹88 Cr

Historical NAV & returns

NAV: ₹12.3339 as on Dec 04, 2025

This fund Category average

JM Short Duration Fund overview

AUM (Fund size)	₹88 Cr
Exit load	0%
Lock-in Period	Nil
Age	3 yrs 4 m since Aug 10, 2022
Benchmark	CRISIL Short Duration Debt A-II Index
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	1.1% as on Nov 30, 2025
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

JM Short Duration Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Dec 01, 2025

Period	This fund	Category average
1 Month	0.4%	0.34%
3 Months	1.61%	1.5%
6 Months	2.29%	2.4%
1 Year	7.36%	7.51%
2 Years	7.42%	7.83%
3 Years	6.8%	7.28%

Asset allocationas on Oct 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 68.37919412%

SOV 23.0813106%

Cash & Call Money 8.11446464%

Others 0.42503052%

Top Debt Holdings

GOI 23.08%

REC Ltd. 5.86%

Bajaj Housing Finance Ltd. 5.84%

National Housing Bank 5.81%

Allocation by Instruments

Debenture 23.88003939%

GOI Securities 23.0813106%

Non Convertible Debenture 21.880302790000002%

Bonds/NCDs 10.44896958%

Other Holdings

Others 0.43%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
JM Short Duration Fund	0.4%	2.29%	7.36%	6.8%	N.A.	N.A.
UTI Short Duration Fund	0.44%	2.53%	7.57%	7.46%	6.91%	6.25%
ICICI Prudential Short Term Fund	0.59%	2.98%	8.05%	7.74%	6.37%	7.47%
Sundaram Short Duration Fund	0.45%	2.4%	7.46%	7.39%	7.15%	6.23%
UTI Short Duration Fund	0.44%	2.53%	7.57%	7.22%	6.63%	5.91%
SBI Short Term Debt Fund	0.46%	2.66%	8.03%	7.45%	5.75%	6.95%

Fund name	Std. deviation	Beta	Sharpe	Sortino
JM Short Duration Fund	0.95	2.65	0.44	0.83
UTI Short Duration Fund	0.89	2.42	1.17	2.19
ICICI Prudential Short Term Fund	0.78	1.95	1.66	2.73
Sundaram Short Duration Fund	1.01	2.71	0.95	1.7
UTI Short Duration Fund	0.89	2.41	0.91	1.71
SBI Short Term Debt Fund	0.94	2.55	1.13	1.97

Fund name	ETM Rank	AUM	Fund age	Expense ratio
JM Short Duration Fund	N.A.	88 Cr	3 yrs 4 m	1.1%
UTI Short Duration Fund	N.A.	3,381 Cr	18 yrs 3 m	0.82%
ICICI Prudential Short Term Fund	N.A.	22,880 Cr	24 yrs 1 m	1.06%
Sundaram Short Duration Fund	N.A.	194 Cr	22 yrs 7 m	0.89%
UTI Short Duration Fund	N.A.	3,381 Cr	22 yrs 5 m	0.82%
SBI Short Term Debt Fund	N.A.	17,442 Cr	18 yrs 4 m	0.85%

View all Short Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	4.88 vs. 4.14 Higher outperformance against benchmark
Sharpe	0.44 vs. 3.89 Poor risk-adjusted returns
Beta	2.65 vs. 1.94 More sensitive to market's ups & downs
Standard deviation	0.95 vs. 0.88 More volatile performance

Compare JM Short Duration Fund in detail with

About this fund

About JM Short Duration Fund

JM Short Duration Fund is a Short Duration mutual fund scheme from Jm Financial Mutual Fund. This fund has been in existence for 3 yrs 4 m, having been launched on 10/08/2022. JM Short Duration Fund has ₹88 Crores worth of assets under management (AUM) as on 31/10/2025 and is small fund of its category. The latest Net Asset Value (NAV) of JM Short Duration Fund as of 04/12/2025 is ₹12.33. The fund has an expense ratio of 1.1%, which is higher than what most other Short Duration funds charge.

JM Short Duration Fund returns of last 1-year are 7.30%. Since launch, it has delivered 6.63% average annual returns.
JM Short Duration Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, REC Ltd., Bajaj Housing Finance Ltd., National Housing Bank, Small Industries Devp. Bank of India Ltd..

...

Fund AUM	88 Cr as on Oct 31, 2025
Scheme document	View Scheme Document

Fund managers

Naghma Khoja

She is B.Com, CA and CFA Before joining JM Financial AMC, she was associated with Karvy Capital Limited.

Ruchi Fozdar

Ms. Ruchi is a graduate in science and PGDBM in finance Prior to joining JM Mutual Fund, she was associated with few brokers and institutions like Reliance Life Insurance Co. Ltd. and Mahindra Manulife Mutual Fund

Killol Pandya

Mr. Pandya is a B.Com (H) from N.M College of Commerce, DPCM from ICFAI and MMS (Finance) from K.J. Somaiya Institute of Management Studies and Research. Prior to joining JM Financial Asset Management Limited he has worked with Barclays Securities India Private Ltd,Peerless Funds Management Co. Limited, LIC Nomura Mutual Fund AMC , Daiwa Asset Management (India) Pvt. Ltd., SBI Funds Management Pvt Ltd., IL&FS Investsmart Ltd. and Darashaw & Co. Pvt. Ltd.

Investment objective

The scheme seeks to generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments.

JM Financial Mutual Fund details

No. of schemes	16 view all schemes
Total AUM	14,902 Cr as on Sep 30, 2025
Address	Office B-8th Floor-Cnergy, Appasaheb Marathe Marg, Prabhadevi, Mumbai, 400025
Phone	022-33797777 / 1800-103-8345

More funds from JM Financial Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
JM Dynamic Bond Fund	N.A.	60 Cr	7.17%	7.14%
JM Low Duration Fund	N.A.	177 Cr	7.3%	7.05%
JM Medium to Long Duration Fund	N.A.	31 Cr	6.67%	6.98%
JM Liquid Fund	N.A.	1,374 Cr	6.47%	6.88%
JM Overnight Fund	N.A.	113 Cr	5.73%	6.29%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of JM Short Duration Fund?

The current Net Asset Value (NAV) of the JM Short Duration Fund plan is approximately ₹12.3339 as of Dec 04, 2025.

What are the returns of this mutual fund scheme?

The JM Short Duration Fund is a 3 yrs 4 m old fund and has delivered average annual returns of 6.54% since inception.

JM Short Duration Fund Returns

1-Year	3-Year	Since Inception
7.36%	6.8%	6.54%

How much does this mutual fund charge as expense ratio?

The JM Short Duration Fund has an expense ratio of 1.1%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The JM Short Duration Fund currently has assets under management (AUM) or fund size valued at approximately 88 Cr as on Oct 31, 2025.

To whom does JM Short Duration Fund lend to?

The top 3 debt holdings of JM Short Duration Fund are as follows

Holding Name	Percentage of Portfolio
GOI	23.08%
REC Ltd.	5.86%
Bajaj Housing Finance Ltd.	5.84%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The JM Short Duration Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	68.37919412%
SOV	23.0813106%
Cash & Call Money	8.11446464%

What is risk level of JM Short Duration Fund?

This is a Short Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in JM Short Duration Fund?

Redeeming your investments in the JM Short Duration Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Short Duration

#NA

Return Outperformance: This fund has generated highest return amongst Short Duration funds in the last 3 Months .
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.