JM Short Duration Fund Direct - Growth

Q: What are the returns of JM Short Duration Fund?

The JM Short Duration Fund is a 2 yrs 9 m old fund and has delivered average annual returns of 7.83% since inception. JM Short Duration Fund Returns 1-Year Since Inception 9.89% 7.83%

NAV as of Jun 05, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹12.3415+0.04% 1 day change	7.83% p.a.	#NA View Ranked Funds	₹121 Crs

Historical NAV & returns

NAV: ₹12.3415 as on Jun 05, 2025

This fund Category average

JM Short Duration Fund overview

Expense ratio	0.37% as on May 31, 2025
Exit load	0%
AUM (Fund size)	₹121 Crs
Lock-in	No Lockin
Age	2 yrs 9 m since Aug 10, 2022
Benchmark	CRISIL Short Duration Debt A-II Index
Min. investment	SIP ₹500 & Lump. ₹5000
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

JM Short Duration Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Jun 01, 2025

Period	This fund	Category average
1 Month	1.1%	1.06%
3 Months	3.72%	3.67%
6 Months	5.4%	5.4%
1 Year	9.89%	10.15%
2 Years	8.25%	8.58%

Asset allocationas on Apr 30, 2025

Large Cap 0.0%

Mid Cap 0.0%

Small Cap 0.0%

Other Cap 0.0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 64.38542478%

SOV 25.15552415%

Cash & Call Money 6.05772756%

A1+ 4.10260881%

Top Debt Holdings

GOI 25.15%

National Bank For Agriculture & Rural Development 8.33%

LIC Housing Finance Ltd. 6.3%

Small Industries Devp. Bank of India Ltd. 6.29%

Allocation by Instruments

Debenture 33.437328640000004%

GOI Securities 25.15552415%

Non Convertible Debenture 14.18203508%

Bonds 8.391183250000001%

Other Holdings

Others 4.02%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
JM Short Duration Fund	N.A.	₹121 Crs	2 yrs 9 m	0.37%
ICICI Prudential Short Term Fund	N.A.	₹20,969 Crs	12 yrs 5 m	0.45%
UTI Short Duration Fund	N.A.	₹2,791 Crs	12 yrs 5 m	0.36%
Sundaram Short Duration Fund	N.A.	₹218 Crs	12 yrs 5 m	0.3%
Aditya Birla Sun Life Short Term Fund	N.A.	₹8,343 Crs	12 yrs 5 m	0.36%
Baroda BNP Paribas Short Duration Fund	N.A.	₹204 Crs	12 yrs 5 m	0.44%

Fund name	1M	6M	1Y	3Y	5Y	10Y
JM Short Duration Fund	1.1%	5.4%	9.89%	N.A.	N.A.	N.A.
ICICI Prudential Short Term Fund	0.95%	5.24%	9.89%	8.78%	7.6%	8.41%
UTI Short Duration Fund	1.02%	5.16%	9.79%	8.16%	7.98%	7.03%
Sundaram Short Duration Fund	0.98%	5.31%	10.15%	8.11%	8.77%	7.16%
Aditya Birla Sun Life Short Term Fund	1.01%	5.41%	10.23%	8.48%	7.79%	8.22%
Baroda BNP Paribas Short Duration Fund	1.12%	5.55%	10.31%	8.4%	6.87%	7.87%

Fund name	Std. deviation	Beta	Sharpe	Sortino
JM Short Duration Fund	N.A.	N.A.	N.A.	N.A.
ICICI Prudential Short Term Fund	0.76	1.29	2.72	5.65
UTI Short Duration Fund	0.9	2.02	1.69	3.14
Sundaram Short Duration Fund	0.98	2.25	1.52	3.1
Aditya Birla Sun Life Short Term Fund	0.96	2.0	1.84	3.28
Baroda BNP Paribas Short Duration Fund	0.99	2.29	1.76	4.09

View all Short Duration funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare JM Short Duration Fund in detail with

About this fund

About JM Short Duration Fund

JM Short Duration Fund Direct - Growth is a Short Duration mutual fund scheme from Jm Financial Mutual Fund. This fund has been in existence for 2 yrs 9 m, having been launched on 10/08/2022. JM Short Duration Fund Direct - Growth has ₹121 Crores worth of assets under management (AUM) as on 31/03/2025 and is small fund of its category. The latest Net Asset Value (NAV) of JM Short Duration Fund Direct - Growth as of 05/06/2025 is ₹12.34. The fund has an expense ratio of 0.37%, which is close to what most other Short Duration funds charge.

JM Short Duration Fund Direct - Growth returns of last 1-year are 9.99%. Since launch, it has delivered 7.89% average annual returns.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to similar borrowers and hence the risk of default in this fund is same as the category.
The fund's top holdings are in GOI, National Bank For Agriculture & Rural Development, LIC Housing Finance Ltd., Small Industries Devp. Bank of India Ltd., Sikka Ports and Terminals Ltd..

...

Fund AUM	₹121 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Naghma Khoja

She is B.Com, CA and CFA Before joining JM Financial AMC, she was associated with Karvy Capital Limited.

Ruchi Fozdar

Ms. Ruchi is a graduate in science and PGDBM in finance Prior to joining JM Mutual Fund, she was associated with few brokers and institutions like Reliance Life Insurance Co. Ltd. and Mahindra Manulife Mutual Fund

Killol Pandya

Mr. Pandya is a B.Com (H) from N.M College of Commerce, DPCM from ICFAI and MMS (Finance) from K.J. Somaiya Institute of Management Studies and Research. Prior to joining JM Financial Asset Management Limited he has worked with Barclays Securities India Private Ltd,Peerless Funds Management Co. Limited, LIC Nomura Mutual Fund AMC , Daiwa Asset Management (India) Pvt. Ltd., SBI Funds Management Pvt Ltd., IL&FS Investsmart Ltd. and Darashaw & Co. Pvt. Ltd.

Investment objective

The scheme seeks to generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments.

JM Financial Mutual Fund details

No. of schemes	15 view all schemes
Total AUM	₹13,831 Crs as on Mar 31, 2025
Address	Office B-8th Floor-Cnergy, Appasaheb Marathe Marg, Prabhadevi, Mumbai, 400025
Phone	022-33797777 / 1800-103-8345

More funds from JM Financial Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	3Y
JM Medium to Long Duration Fund	N.A.	₹23 Crs	11.16%	8.68%
JM Dynamic Bond Fund	N.A.	₹47 Crs	11.49%	8.35%
JM Low Duration Fund	N.A.	₹227 Crs	8.45%	7.32%
JM Liquid Fund	N.A.	₹2,680 Crs	7.2%	6.95%
JM Overnight Fund	N.A.	₹99 Crs	6.39%	6.37%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of JM Short Duration Fund?

The current Net Asset Value (NAV) of the JM Short Duration Fund - Direct Growth plan is approximately ₹12.3415 as of Jun 05, 2025.

What are the returns of this mutual fund scheme?

The JM Short Duration Fund is a 2 yrs 9 m old fund and has delivered average annual returns of 7.83% since inception.

JM Short Duration Fund Returns

1-Year	Since Inception
9.89%	7.83%

How much does this mutual fund charge as expense ratio?

The JM Short Duration Fund - Direct Growth has an expense ratio of 0.37%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The JM Short Duration Fund currently has assets under management (AUM) or fund size valued at approximately ₹121 Crs crore as of Mar 31, 2025.

To whom does JM Short Duration Fund lend to?

The top 3 debt holdings of JM Short Duration Fund are as follows

Holding Name	Percentage of Portfolio
GOI	25.15%
National Bank For Agriculture & Rural Development	8.33%
LIC Housing Finance Ltd.	6.3%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The JM Short Duration Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	64.38542478%
SOV	25.15552415%
Cash & Call Money	6.05772756%

What is risk level of JM Short Duration Fund?

This is a Short Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in JM Short Duration Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for JM Short Duration Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in JM Short Duration Fund is complete.

How can I redeem my investments in JM Short Duration Fund?

Redeeming your investments in JM Short Duration Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in JM Short Duration Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Short Duration

#NA

Return Outperformance: This fund has generated highest return amongst Short Duration funds in the last 2 Years.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.