JM Value Fund Direct Plan-Growth

Q: What are the returns of JM Value Fund?

The JM Value Fund is a 12 yrs 6 m old fund and has delivered average annual returns of 17.67% since inception. JM Value Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception -2.68% 28.88% 28.24% 17.31% 17.67%

Q: How much does JM Value Fund charge as the expense ratio?

The JM Value Fund - Direct Growth has an expense ratio of 0.85% , which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

NAV as of Jul 21, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹113.1531+0.49% 1 day change	17.67% p.a.	#NA View Ranked Funds	₹1,089 Cr

Historical NAV & returns

NAV: ₹113.1531 as on Jul 21, 2025

This fund Category average

JM Value Fund overview

Expense ratio	0.85% as on May 31, 2025
Exit load	1.0% Exit load of 1%, if redeemed within 30 days.!
AUM (Fund size)	₹1,089 Cr
Lock-in Period	Nil
Age	12 yrs 6 m since Jan 01, 2013
Benchmark	BSE 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

JM Value Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Jul 22, 2025

Period	This fund	Category average
1 Month	1.36%	0.2%
3 Months	8.88%	6.62%
6 Months	7.65%	8.55%
1 Year	-2.68%	2.98%
2 Years	26.27%	21.64%
3 Years	28.88%	21.91%
4 Years	22.1%	17.72%
5 Years	28.24%	24.61%
7 Years	18.72%	16.61%
10 Years	17.31%	14.88%

View returns in detail

Asset allocationas on May 31, 2025

Large Cap 34.96%

Mid Cap 14.11%

Small Cap 50.37%

Other Cap 0%

Top holdings

HDFC Bank Ltd.3.98%

ICICI Bank Ltd.3.98%

Godfrey Phillips India Ltd.3.9%

Suzlon Energy Ltd.3.38%

Top sectors

Financial 25.919999999999998%

Capital Goods 8.84%

Services 8.620000000000001%

Automobile 6.91%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Reverse Repo 0.39750422%

Net Receivables 0.16211669%

Other Holdings

Others 0.4%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
JM Value Fund	N.A.	1,089 Cr	12 yrs 6 m	0.85%
ICICI Prudential India Opportunities Fund	N.A.	27,197 Cr	6 yrs 6 m	0.63%
SBI Contra Fund	N.A.	44,069 Cr	12 yrs 6 m	0.62%
ICICI Prudential Value Fund	N.A.	51,112 Cr	12 yrs 6 m	0.99%
ICICI Prudential Dividend Yield Equity Fund	N.A.	5,231 Cr	11 yrs 3 m	0.58%
ICICI Prudential India Equity FOF	N.A.	179 Cr	5 yrs 5 m	0.63%

Fund name	1M	6M	1Y	3Y	5Y	10Y
JM Value Fund	1.36%	7.65%	-2.68%	28.88%	28.24%	17.31%
ICICI Prudential India Opportunities Fund	-0.54%	10.45%	8.69%	27.3%	32.76%	14.48%
SBI Contra Fund	0.0%	6.82%	1.9%	24.33%	32.91%	16.6%
ICICI Prudential Value Fund	-0.49%	9.35%	6.46%	24.25%	27.83%	15.73%
ICICI Prudential Dividend Yield Equity Fund	-0.37%	9.79%	4.94%	27.4%	30.93%	16.61%
ICICI Prudential India Equity FOF	0.13%	8.91%	6.26%	23.56%	28.2%	12.51%

Fund name	Std. deviation	Beta	Sharpe	Sortino
JM Value Fund	16.09	0.99	1.41	2.07
ICICI Prudential India Opportunities Fund	11.92	0.8	1.74	2.97
SBI Contra Fund	12.58	0.86	1.51	2.4
ICICI Prudential Value Fund	11.51	0.76	1.55	2.66
ICICI Prudential Dividend Yield Equity Fund	12.58	0.84	1.65	2.51
ICICI Prudential India Equity FOF	12.1	0.84	1.46	2.23

View all Strategy funds

Key risk & return ratios Compared to other funds in the category

Alpha	8.42 vs. 6.22 Higher outperformance against benchmark
Sharpe	1.41 vs. 6.51 Poor risk-adjusted returns
Beta	0.99 vs. 0.94 More sensitive to market's ups & downs
Standard deviation	16.09 vs. 9.57 More volatile performance

Compare JM Value Fund in detail with

About this fund

About JM Value Fund

JM Value Fund Direct Plan-Growth is a Strategy mutual fund scheme from Jm Financial Mutual Fund. This fund has been in existence for 12 yrs 6 m, having been launched on 01/01/2013. JM Value Fund Direct Plan-Growth has ₹1,089 Crores worth of assets under management (AUM) as on 31/05/2025 and is small fund of its category. The latest Net Asset Value (NAV) of JM Value Fund Direct Plan-Growth as of 21/07/2025 is ₹113.15. The fund has an expense ratio of 0.85%, which is higher than what most other Strategy funds charge.

JM Value Fund Direct Plan-Growth returns of last 1-year are -1.78%. Since launch, it has delivered 17.69% average annual returns. The fund has doubled the money invested in it every 3 yrs.
JM Value Fund Direct Plan-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund has the majority of its money invested in Financial, Capital Goods, Services, Automobile, Consumer Staples sectors. It has taken less exposure in Financial, Capital Goods sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Godfrey Phillips India Ltd., Suzlon Energy Ltd., Larsen & Toubro Ltd..

...

Fund AUM	1,089 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Satish Ramanathan

Mr. Ramanathan holds a B.Tech degree and has done MBA and CFA. Prior to joining JM Mutual Fund, he has worked with Sundaram BNP Paribas AMC and has an extensive experience in the asset management business with stints in Research division of Sundaram AMC and managing funds for Franklin Templeton. He has also worked with ICICI Securities for 4 years, with Birla Merlin & Dewoo Finance for 1 year, with ICRA Ltd. for 2 years and for 1 year with Tata Economic Consultancy Services.

Asit Bhandarkar

Mr. Bhandarkar is a B.Com (H) and MMS. Prior to joining JM Financial he has worked with Lotus India AMC Pvt. Ltd. and SBI Funds Management Pvt. Ltd.

Chaitanya Choksi

Mr. Choksi is a MMS (Finance) and CFA. Prior to joining JM Financials he has worked with Lotus AMC, Chanrai Finance Pvt. Ltd, IL&FS Investmart and UTI Investment Advisory Services Ltd.

Ruchi Fozdar

Ms. Ruchi is a graduate in science and PGDBM in finance Prior to joining JM Mutual Fund, she was associated with few brokers and institutions like Reliance Life Insurance Co. Ltd. and Mahindra Manulife Mutual Fund

Investment objective

The scheme aims to provide long term capital growth by investing primarily in a well-diversified portfolio of undervalued securities.

JM Financial Mutual Fund details

No. of schemes	15 view all schemes
Total AUM	13,969 Cr as on Jun 30, 2025
Address	Office B-8th Floor-Cnergy, Appasaheb Marathe Marg, Prabhadevi, Mumbai, 400025
Phone	022-33797777 / 1800-103-8345

More funds from JM Financial Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
JM Flexicap Fund	N.A.	5,917 Cr	-5.14%	27.04%
JM ELSS Tax Saver Fund	N.A.	199 Cr	1.64%	25.46%
JM Focused Fund	N.A.	279 Cr	-0.75%	21.36%
JM Large Cap Fund	N.A.	526 Cr	-4.45%	18.62%
JM Midcap Fund	N.A.	1,396 Cr	1.71%	N.A.

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of JM Value Fund?

The current Net Asset Value (NAV) of the JM Value Fund - Direct Growth plan is approximately ₹113.1531 as of Jul 21, 2025.

What are the returns of this mutual fund scheme?

The JM Value Fund is a 12 yrs 6 m old fund and has delivered average annual returns of 17.67% since inception.

JM Value Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
-2.68%	28.88%	28.24%	17.31%	17.67%

How much does this mutual fund charge as expense ratio?

The JM Value Fund - Direct Growth has an expense ratio of 0.85%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The JM Value Fund currently has assets under management (AUM) or fund size valued at approximately 1,089 Cr as on May 31, 2025.

What are the top stock holdings of JM Value Fund?

The JM Value Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	3.98%
ICICI Bank Ltd.	3.98%
Godfrey Phillips India Ltd.	3.9%
Suzlon Energy Ltd.	3.38%
Larsen & Toubro Ltd.	3.29%
Infosys Ltd.	3.26%
Hindustan Petroleum Corporation Ltd.	3.02%
Restaurant Brands Asia Ltd.	2.87%
Care Ratings Ltd.	2.79%
Godrej Consumer Products Ltd.	2.78%

What are the top sectors JM Value Fund has invested in?

The JM Value Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	25.919999999999998%
Capital Goods	8.84%
Services	8.620000000000001%
Automobile	6.91%
Consumer Staples	6.68%
Construction	5.8100000000000005%
Technology	5.72%
Chemicals	4.98%
Healthcare	4.63%
Consumer Discretionary	4.359999999999999%

What is risk level of JM Value Fund?

This is a Strategy fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in JM Value Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for JM Value Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in JM Value Fund is complete.

How can I redeem my investments in JM Value Fund?

Redeeming your investments in JM Value Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in JM Value Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Strategy

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Return Outperformance: This fund has generated highest return amongst Strategy funds in the last 10 Years.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1%, if redeemed within 30 days.