JM Aggressive Hybrid Fund

Q: What are the returns of this mutual fund scheme?

The JM Aggressive Hybrid Fund is a 30 yrs 9 m old fund and has delivered average annual returns of 12.52% since inception. JM Aggressive Hybrid Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception -7.6% 20.38% 21.25% 12.4% 12.52%

Q: How much does this mutual fund charge as expense ratio?

The JM Aggressive Hybrid Fund has an expense ratio of 2.26% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Previously called: JM Equity Hybrid-G

NAV as of Sep 29, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹118.7541+0.22% 1 day change	12.52% p.a.	App exclusive #NA View Ranked Funds	₹804 Cr

Historical NAV & returns

NAV: ₹118.7541 as on Sep 29, 2025

This fund Category average

JM Aggressive Hybrid Fund overview

AUM (Fund size)	₹804 Cr
Exit load	1.0% Exit load of 1%, if redeemed within 60 days.!
Lock-in Period	Nil
Age	30 yrs 9 m since Dec 12, 1994
Benchmark	CRISIL Hybrid 35+65 Aggressive Index
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Expense ratio	2.26% as on Aug 31, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

JM Aggressive Hybrid Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 30, 2025

Period	This fund	Category average
1 Month	-0.17%	0.33%
3 Months	-3.48%	-1.83%
6 Months	4.85%	6.47%
1 Year	-7.6%	-1.75%
2 Years	16.26%	14.37%
3 Years	20.38%	14.79%
4 Years	14.12%	10.83%
5 Years	21.25%	17.5%
7 Years	14.63%	13.03%
10 Years	12.4%	11.77%

Asset allocationas on Aug 31, 2025

Large Cap 37.41%

Mid Cap 18.27%

Small Cap 22.15%

Other Cap 0%

Top holdings

Bharti Airtel Ltd.4.23%

Larsen & Toubro Ltd.3.96%

HDFC Bank Ltd.3.55%

Tech Mahindra Ltd.3.41%

Top sectors

Financial 15.580000000000002%

Services 15.57%

Capital Goods 7.61%

Technology 7.220000000000001%

AAA 11.01614635%

SOV 7.07064684%

A1+ 1.80245356%

Cash & Call Money 1.28868744%

Top Debt Holdings

GOI 7.06%

Small Industries Devp. Bank of India Ltd. 2.14%

REC Ltd. 1.64%

Axis Bank Ltd. 0.97%

Allocation by Instruments

GOI Securities 7.070646839999999%

Debenture 5.417459150000001%

Bonds 4.16036585%

Certificate of Deposit 1.80245356%

Other Holdings

Others 0.79%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
JM Aggressive Hybrid Fund	-0.17%	4.85%	-7.6%	20.38%	21.25%	12.4%
ICICI Prudential Equity & Debt Fund	0.89%	7.72%	2.07%	20.01%	25.92%	15.93%
Edelweiss Aggressive Hybrid Fund	0.11%	5.7%	-1.24%	17.37%	19.78%	12.4%
Mahindra Manulife Aggressive Hybrid Fund	-0.43%	6.5%	-1.07%	17.03%	19.69%	10.43%
UTI Aggressive Hybrid Fund	0.19%	4.53%	-3.29%	16.45%	19.76%	12.15%
Franklin India Aggressive Hybrid Fund	-0.36%	4.53%	-1.24%	14.7%	17.93%	11.43%

Fund name	Std. deviation	Beta	Sharpe	Sortino
JM Aggressive Hybrid Fund	12.16	0.92	1.02	1.73
ICICI Prudential Equity & Debt Fund	9.33	0.78	1.23	2.16
Edelweiss Aggressive Hybrid Fund	9.86	0.86	0.96	1.5
Mahindra Manulife Aggressive Hybrid Fund	10.3	0.91	0.88	1.45
UTI Aggressive Hybrid Fund	9.66	0.85	0.87	1.47
Franklin India Aggressive Hybrid Fund	8.97	0.78	0.83	1.23

Fund name	ETM Rank	AUM	Fund age	Expense ratio
JM Aggressive Hybrid Fund	N.A.	804 Cr	30 yrs 9 m	2.26%
ICICI Prudential Equity & Debt Fund	N.A.	45,168 Cr	26 yrs	1.56%
Edelweiss Aggressive Hybrid Fund	N.A.	3,045 Cr	16 yrs 1 m	1.87%
Mahindra Manulife Aggressive Hybrid Fund	N.A.	1,837 Cr	6 yrs 3 m	2.02%
UTI Aggressive Hybrid Fund	N.A.	6,302 Cr	30 yrs 8 m	1.87%
Franklin India Aggressive Hybrid Fund	N.A.	2,187 Cr	25 yrs 10 m	2.05%

View all Aggressive Hybrid funds

Key risk & return ratios Compared to other funds in the category

Alpha	6.18 vs. 5.39 Higher outperformance against benchmark
Sharpe	1.02 vs. 4.76 Poor risk-adjusted returns
Beta	0.92 vs. 0.97 Less sensitive to market ups & downs
Standard deviation	12.16 vs. 10.12 More volatile performance

Compare JM Aggressive Hybrid Fund in detail with

About this fund

About JM Aggressive Hybrid Fund

JM Aggressive Hybrid Fund is a Aggressive Hybrid mutual fund scheme from Jm Financial Mutual Fund. This fund has been in existence for 30 yrs 9 m, having been launched on 12/12/1994. JM Aggressive Hybrid Fund has ₹804 Crores worth of assets under management (AUM) as on 31/08/2025 and is small fund of its category. The latest Net Asset Value (NAV) of JM Aggressive Hybrid Fund as of 29/09/2025 is ₹118.75. The fund has an expense ratio of 2.26%, which is higher than what most other Aggressive Hybrid funds charge. Currently, the fund has a 77.82% allocation to equity and 21.39% to Debt.

JM Aggressive Hybrid Fund returns of last 1-year are -8.15%. Since launch, it has delivered 12.39% average annual returns. The fund has doubled the money invested in it every 5 yrs.
JM Aggressive Hybrid Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is high.
The fund's equity portion is primarily invested in Financial, Services, Capital Goods, Technology, Communication sectors. It has taken less exposure in Financial, Services sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in GOI, Bharti Airtel Ltd., Larsen & Toubro Ltd., HDFC Bank Ltd., Tech Mahindra Ltd..

...

Fund AUM	804 Cr as on Aug 31, 2025
Scheme document	View Scheme Document

Fund managers

Chaitanya Choksi

Mr. Choksi is a MMS (Finance) and CFA. Prior to joining JM Financials he has worked with Lotus AMC, Chanrai Finance Pvt. Ltd, IL&FS Investmart and UTI Investment Advisory Services Ltd.

Asit Bhandarkar

Mr. Bhandarkar is a B.Com (H) and MMS. Prior to joining JM Financial he has worked with Lotus India AMC Pvt. Ltd. and SBI Funds Management Pvt. Ltd.

Satish Ramanathan

Mr. Ramanathan holds a B.Tech degree and has done MBA and CFA. Prior to joining JM Mutual Fund, he has worked with Sundaram BNP Paribas AMC and has an extensive experience in the asset management business with stints in Research division of Sundaram AMC and managing funds for Franklin Templeton. He has also worked with ICICI Securities for 4 years, with Birla Merlin & Dewoo Finance for 1 year, with ICRA Ltd. for 2 years and for 1 year with Tata Economic Consultancy Services.

Ruchi Fozdar

Ms. Ruchi is a graduate in science and PGDBM in finance Prior to joining JM Mutual Fund, she was associated with few brokers and institutions like Reliance Life Insurance Co. Ltd. and Mahindra Manulife Mutual Fund

Investment objective

The scheme aims at steady current income as well as long term growth of capital from a balanced portfolio of debt and equity.

JM Financial Mutual Fund details

No. of schemes	16 view all schemes
Total AUM	13,969 Cr as on Jun 30, 2025
Address	Office B-8th Floor-Cnergy, Appasaheb Marathe Marg, Prabhadevi, Mumbai, 400025
Phone	022-33797777 / 1800-103-8345

More funds from JM Financial Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
JM Arbitrage Fund	N.A.	365 Cr	6.04%	5.08%

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of JM Aggressive Hybrid Fund?

The current Net Asset Value (NAV) of the JM Aggressive Hybrid Fund plan is approximately ₹118.7541 as of Sep 29, 2025.

What are the returns of this mutual fund scheme?

The JM Aggressive Hybrid Fund is a 30 yrs 9 m old fund and has delivered average annual returns of 12.52% since inception.

JM Aggressive Hybrid Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
-7.6%	20.38%	21.25%	12.4%	12.52%

How much does this mutual fund charge as expense ratio?

The JM Aggressive Hybrid Fund has an expense ratio of 2.26%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The JM Aggressive Hybrid Fund currently has assets under management (AUM) or fund size valued at approximately 804 Cr as on Aug 31, 2025.

What are the top stock holdings of JM Aggressive Hybrid Fund?

The JM Aggressive Hybrid Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
Bharti Airtel Ltd.	4.23%
Larsen & Toubro Ltd.	3.96%
HDFC Bank Ltd.	3.55%
Tech Mahindra Ltd.	3.41%
Waaree Energies Ltd.	3.26%
Ujjivan Small Finance Bank Ltd.	3.16%
Bajaj Finance Ltd.	3.0%
ICICI Bank Ltd.	2.96%
Multi Commodity Exchange Of India Ltd.	2.85%
Interglobe Aviation Ltd.	2.81%

What are the top sectors JM Aggressive Hybrid Fund has invested in?

The JM Aggressive Hybrid Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Financial	15.580000000000002%
Services	15.57%
Capital Goods	7.61%
Technology	7.220000000000001%
Communication	4.23%
Construction	3.96%
Energy	3.9099999999999997%
Healthcare	3.9000000000000004%
Consumer Staples	3.8999999999999995%
Materials	3.58%

To whom does JM Aggressive Hybrid Fund lend to?

The top 3 debt holdings of JM Aggressive Hybrid Fund are as follows

Holding Name	Percentage of Portfolio
GOI	7.06%
Small Industries Devp. Bank of India Ltd.	2.14%
REC Ltd.	1.64%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The JM Aggressive Hybrid Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	11.01614635%
SOV	7.07064684%
A1+	1.80245356%

What is risk level of JM Aggressive Hybrid Fund?

This is a Aggressive Hybrid fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in JM Aggressive Hybrid Fund?

Redeeming your investments in the JM Aggressive Hybrid Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Aggressive Hybrid

#NA

Return Outperformance: This fund has generated highest return amongst Aggressive Hybrid funds in the last 10 Years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1%, if redeemed within 60 days.