UTI Aggressive Hybrid Fund

Q: What are the returns of this mutual fund scheme?

The UTI Aggressive Hybrid Fund is a 31 yrs 1 m old fund and has delivered average annual returns of 14.69% since inception. UTI Aggressive Hybrid Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 6.74% 15.79% 14.95% 13.24% 14.69%

Q: How much does this mutual fund charge as expense ratio?

The UTI Aggressive Hybrid Fund has an expense ratio of 1.87% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹408.887-0.64% 1 day change	14.69% p.a.	App exclusive #NA View Ranked Funds	₹6,758 Cr

Historical NAV & returns

NAV: ₹408.887 as on Feb 02, 2026

This fund Category average

UTI Aggressive Hybrid Fund overview

AUM (Fund size)	₹6,758 Cr
Exit load	1.0% Exit load of 1% if units in excess of 10% are redeemed or switched-out within 12 months!
Lock-in Period	Nil
Age	31 yrs 1 m since Jan 02, 1995
Benchmark	CRISIL Hybrid 35+65 Aggressive Index
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	1.87% as on Feb 02, 2026
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

UTI Aggressive Hybrid Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-2.74%	-3.62%
3 Months	-0.8%	-3.51%
6 Months	2.03%	-1.09%
1 Year	6.74%	4.91%
2 Years	10.4%	7.4%
3 Years	15.79%	12.47%
4 Years	12.71%	9.13%
5 Years	14.95%	11.0%
7 Years	14.27%	11.71%
10 Years	13.24%	11.22%

Asset allocationas on Dec 31, 2025

Large Cap 44.45%

Mid Cap 13.26%

Small Cap 11.32%

Other Cap 0%

Top holdings

HDFC Bank Ltd.5.91%

ICICI Bank Ltd.4.41%

Infosys Ltd.3.99%

Reliance Industries Ltd.3.3%

Top sectors

Financial 19.18%

Technology 8.18%

Energy 7.99%

Consumer Staples 4.790000000000001%

SOV 15.75888454%

AAA 8.67966701%

Cash & Call Money 2.83040288%

A1+ 0.14649489%

Top Debt Holdings

GOI 10.6%

Maharashtra State 1.91%

Indian Railway Finance Corporation Ltd. 1.5%

Small Industries Devp. Bank of India Ltd. 1.12%

Allocation by Instruments

GOI Securities 10.608984110000002%

State Development Loan 5.074701430000001%

Non Convertible Debenture 3.49903494%

Net Current Assets 2.82885488%

Other Holdings

Others 2.83%

Knowledge Realty Trust 0.8%

Indus Infra Trust 0.78%

Nexus Select Trust 0.71%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
UTI Aggressive Hybrid Fund	-2.74%	2.03%	6.74%	15.79%	14.95%	13.24%
ICICI Prudential Equity & Debt Fund	-3.21%	2.98%	10.8%	18.39%	19.47%	16.65%
Edelweiss Aggressive Hybrid Fund	-3.77%	-0.51%	6.06%	15.56%	14.53%	13.17%
Mahindra Manulife Aggressive Hybrid Fund	-3.57%	0.0%	7.35%	16.11%	14.86%	10.47%
Franklin India Aggressive Hybrid Fund	-3.6%	-0.98%	4.21%	13.89%	11.98%	11.94%

Fund name	Std. deviation	Beta	Sharpe	Sortino
UTI Aggressive Hybrid Fund	9.31	0.85	1.02	1.51
ICICI Prudential Equity & Debt Fund	8.93	0.78	1.29	2.05
Edelweiss Aggressive Hybrid Fund	9.7	0.88	0.97	1.39
Mahindra Manulife Aggressive Hybrid Fund	9.82	0.89	1.0	1.57
Franklin India Aggressive Hybrid Fund	8.7	0.78	0.87	1.27

Fund name	ETM Rank	AUM	Fund age	Expense ratio
UTI Aggressive Hybrid Fund	N.A.	6,758 Cr	31 yrs 1 m	1.87%
ICICI Prudential Equity & Debt Fund	N.A.	49,641 Cr	26 yrs 4 m	1.52%
Edelweiss Aggressive Hybrid Fund	N.A.	3,480 Cr	16 yrs 6 m	1.85%
Mahindra Manulife Aggressive Hybrid Fund	N.A.	2,108 Cr	6 yrs 7 m	1.99%
Franklin India Aggressive Hybrid Fund	N.A.	2,380 Cr	26 yrs 2 m	2.04%

View all Aggressive Hybrid funds

Key risk & return ratios Compared to other funds in the category

Alpha	2.47 vs. 5.49 Underperformed at beating benchmark
Sharpe	1.02 vs. 4.88 Poor risk-adjusted returns
Beta	0.85 vs. 1.0 Less sensitive to market ups & downs
Standard deviation	9.31 vs. 9.85 More stable returns

Compare UTI Aggressive Hybrid Fund in detail with

About this fund

About UTI Aggressive Hybrid Fund

UTI Aggressive Hybrid Fund is a Aggressive Hybrid mutual fund scheme from Uti Mutual Fund. This fund has been in existence for 31 yrs 1 m, having been launched on 02/01/1995. UTI Aggressive Hybrid Fund has ₹6,758 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of UTI Aggressive Hybrid Fund as of 02/02/2026 is ₹408.89. The fund has an expense ratio of 1.87%, which is higher than what most other Aggressive Hybrid funds charge. Currently, the fund has a 69.03% allocation to equity and 24.70% to Debt.

UTI Aggressive Hybrid Fund returns of last 1-year are 6.31%. Since launch, it has delivered 14.68% average annual returns. The fund has doubled the money invested in it every 5 yrs.
UTI Aggressive Hybrid Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund's equity portion is primarily invested in Financial, Technology, Energy, Construction, Consumer Staples sectors. It has taken less exposure in Financial, Technology sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in GOI, HDFC Bank Ltd., ICICI Bank Ltd., Infosys Ltd., Reliance Industries Ltd..

...

Fund AUM	6,758 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

V Srivatsa

Mr. Srivatsa is a B.Com (H), Chartered Accountant, CWA. and PGDM from IIM Indore. Prior to joining UTI Mutual Fund in 2002 he has worked with Ford, Rhodes Parks & Co., Chartered Accountants and Madras Cements Ltd.

Sunil Madhukar Patil

Mr. Patil is MMF, Finance He joined UTI AMC in October 1989. He has overall 32 years of experience in Primary Market Investment / Dealing and Fund Management.

Jaydeep Bhowal

He has done B.Com, CA from ICAI and PGDFM from Welingkar Institute of Management, Mumbai He began his career with UTI Mutual Fund in November 2009. He has more than 10 years of experience and had been involved in various roles at UTI. Presently he is working as Dealer in Department of Fund Management - Fixed Income. Prior to joining the AMC he was associated with SJ & A.

Investment objective

The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across the market capitalization spectrum. The fund also invests in debt and money market instruments with a view to generate regular income.

UTI Mutual Fund details

No. of schemes	63 view all schemes
Total AUM	3,95,059 Cr as on Dec 31, 2025
Address	UTI Tower, Plot C-1, GN Block, Banrda Kurla Complex, Bandra (East) Mumbai, 400051
Phone	0263 2296993

More funds from UTI Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
UTI Multi Asset Allocation Fund	N.A.	6,720 Cr	9.86%	14.22%
UTI Retirement Fund	N.A.	4,789 Cr	5.8%	10.99%
UTI Equity Savings Fund	N.A.	810 Cr	7.36%	9.7%
UTI Conservative Hybrid Fund	N.A.	1,703 Cr	4.82%	8.61%
UTI Arbitrage Fund	N.A.	10,465 Cr	6.41%	5.93%

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of UTI Aggressive Hybrid Fund?

The current Net Asset Value (NAV) of the UTI Aggressive Hybrid Fund plan is approximately ₹408.887 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The UTI Aggressive Hybrid Fund is a 31 yrs 1 m old fund and has delivered average annual returns of 14.69% since inception.

UTI Aggressive Hybrid Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
6.74%	15.79%	14.95%	13.24%	14.69%

How much does this mutual fund charge as expense ratio?

The UTI Aggressive Hybrid Fund has an expense ratio of 1.87%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The UTI Aggressive Hybrid Fund currently has assets under management (AUM) or fund size valued at approximately 6,758 Cr as on Dec 31, 2025.

What are the top stock holdings of UTI Aggressive Hybrid Fund?

The UTI Aggressive Hybrid Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	5.91%
ICICI Bank Ltd.	4.41%
Infosys Ltd.	3.99%
Reliance Industries Ltd.	3.3%
ITC Ltd.	2.93%
Vedanta Ltd.	2.29%
Larsen & Toubro Ltd.	2.26%
Wipro Ltd.	2.2%
Indus Towers Ltd.	1.8%
Mahindra & Mahindra Ltd.	1.64%

What are the top sectors UTI Aggressive Hybrid Fund has invested in?

The UTI Aggressive Hybrid Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Financial	19.18%
Technology	8.18%
Energy	7.99%
Consumer Staples	4.790000000000001%
Automobile	4.73%
Healthcare	4.27%
Construction	3.67%
Communication	3.55%
Services	3.4899999999999993%
Metals & Mining	2.29%

To whom does UTI Aggressive Hybrid Fund lend to?

The top 3 debt holdings of UTI Aggressive Hybrid Fund are as follows

Holding Name	Percentage of Portfolio
GOI	10.6%
Maharashtra State	1.91%
Indian Railway Finance Corporation Ltd.	1.5%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The UTI Aggressive Hybrid Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	15.75888454%
AAA	8.67966701%
Cash & Call Money	2.83040288%

What is risk level of UTI Aggressive Hybrid Fund?

This is a Aggressive Hybrid fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in UTI Aggressive Hybrid Fund?

Redeeming your investments in the UTI Aggressive Hybrid Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Aggressive Hybrid

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
Return Outperformance: This fund has generated highest return amongst Aggressive Hybrid funds in the last 10 Years.
Chance: This fund has generated a 9.99% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1% if units in excess of 10% are redeemed or switched-out within 12 months